Thai Credit Bank PCL (BKK:CREDIT)
16.80
-0.10 (-0.59%)
At close: Oct 29, 2025
Thai Credit Bank PCL Income Statement
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 18,178 | 18,138 | 15,913 | 12,685 | 9,801 | 7,481 | Upgrade |
Total Interest Income | 18,178 | 18,138 | 15,913 | 12,685 | 9,801 | 7,481 | Upgrade |
Interest Paid on Deposits | 3,644 | 3,409 | 2,564 | 1,632 | 1,307 | 1,110 | Upgrade |
Net Interest Income | 14,534 | 14,729 | 13,349 | 11,052 | 8,494 | 6,371 | Upgrade |
Net Interest Income Growth (YoY) | 0.09% | 10.34% | 20.78% | 30.13% | 33.32% | 31.51% | Upgrade |
Gain (Loss) on Sale of Assets | - | - | - | - | - | -4.15 | Upgrade |
Gain (Loss) on Sale of Investments | 85.67 | 0.14 | 0.12 | 0.08 | 0.1 | -0.06 | Upgrade |
Other Non-Interest Income | 75.62 | -113.05 | 130.31 | 179.3 | 248.44 | 215.33 | Upgrade |
Total Non-Interest Income | 161.29 | -112.91 | 130.43 | 179.37 | 248.53 | 211.12 | Upgrade |
Non-Interest Income Growth (YoY) | - | - | -27.29% | -27.83% | 17.72% | -27.86% | Upgrade |
Revenues Before Loan Losses | 14,695 | 14,616 | 13,479 | 11,232 | 8,742 | 6,582 | Upgrade |
Provision for Loan Losses | 3,372 | 4,249 | 4,083 | 3,835 | 2,611 | 1,730 | Upgrade |
| 11,323 | 10,367 | 9,396 | 7,396 | 6,132 | 4,852 | Upgrade | |
Revenue Growth (YoY) | 18.15% | 10.34% | 27.04% | 20.63% | 26.37% | 24.95% | Upgrade |
Salaries and Employee Benefits | 4,122 | 3,852 | 3,271 | 3,039 | 2,592 | 2,273 | Upgrade |
Occupancy Expenses | 800.83 | 752.3 | 671.75 | 602.86 | 520.2 | 493.51 | Upgrade |
Selling, General & Administrative | 34.35 | 32.1 | 30.75 | 17.65 | 15.28 | 10.92 | Upgrade |
Other Non-Interest Expense | 1,320 | 1,194 | 969.21 | 776.6 | 571.32 | 510.38 | Upgrade |
Total Non-Interest Expense | 6,277 | 5,831 | 4,943 | 4,436 | 3,699 | 3,287 | Upgrade |
EBT Excluding Unusual Items | 5,045 | 4,537 | 4,453 | 2,960 | 2,433 | 1,565 | Upgrade |
Pretax Income | 5,045 | 4,537 | 4,453 | 2,960 | 2,433 | 1,565 | Upgrade |
Income Tax Expense | 1,011 | 912.65 | 896.52 | 607.39 | 497.85 | 191.93 | Upgrade |
Net Income | 4,034 | 3,624 | 3,557 | 2,353 | 1,935 | 1,373 | Upgrade |
Net Income to Common | 4,034 | 3,624 | 3,557 | 2,353 | 1,935 | 1,373 | Upgrade |
Net Income Growth | 27.19% | 1.89% | 51.19% | 21.58% | 40.95% | 93.24% | Upgrade |
Basic Shares Outstanding | 1,238 | 1,227 | 1,165 | 1,031 | 1,000 | 1,000 | Upgrade |
Diluted Shares Outstanding | 1,238 | 1,229 | 1,180 | 1,078 | 1,024 | 1,031 | Upgrade |
Shares Change (YoY) | 1.69% | 4.13% | 9.52% | 5.24% | -0.70% | - | Upgrade |
EPS (Basic) | 3.26 | 2.95 | 3.05 | 2.28 | 1.94 | 1.37 | Upgrade |
EPS (Diluted) | 3.26 | 2.95 | 3.01 | 2.18 | 1.89 | 1.33 | Upgrade |
EPS Growth | 25.28% | -1.99% | 38.07% | 15.34% | 42.10% | 92.75% | Upgrade |
Dividend Per Share | - | 0.600 | - | - | - | - | Upgrade |
Effective Tax Rate | 20.04% | 20.12% | 20.13% | 20.52% | 20.46% | 12.27% | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.