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Thai Credit Bank PCL (BKK:CREDIT)
Thailand flag Thailand · Delayed Price · Currency is THB
23.90
+0.20 (0.84%)
At close: Aug 13, 2026

Thai Credit Bank PCL Financials Overview

Millions THB. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
12,24511,47010,3679,3967,3966,132
Revenue Growth
7.79%10.64%10.34%27.04%20.63%26.37%
Net Income
4,3424,0163,6243,5572,3531,935
Earnings Per Share
3.513.252.953.012.181.89
EPS Growth
3.66%10.17%-1.99%38.07%15.34%42.10%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking Business
11,42410,3209,3717,4036,134
E-Wallet Business
50.8352.4429.83-0.643.12
Elimination
-5.19-4.96-4.74-6-6
Total
11,47010,3679,3967,3966,132

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26,21221,92916,90115,99519,75311,478
Total Debt
14,99423,36024,00626,47613,05014,627
Net Cash (Debt)
11,218-1,431-7,105-10,4816,703-3,149
Net Cash Growth
------
Net Cash Per Share
9.07-1.16-5.78-8.886.22-3.07

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--20,813-18,125-7,731-29,094-22,771
Capital Expenditures
--256.95-174.53-335.16-122.44-80.17
Free Cash Flow
--21,069-18,299-8,066-29,216-22,851
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
35.46%35.02%34.96%37.85%31.81%31.56%
FCF Margin
--183.69%-176.51%-85.84%-395.01%-372.68%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024
Period EndingAug '26 Dec '25 Dec '24
Dividend Per Share
0.9800.9800.600
Dividend Per Share Growth
0%63.33%-
Dividend Yield
4.13%6.67%3.53%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.814.776.30---
Forward PE
6.464.756.79---
PS Ratio
2.411.672.20---