Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	526.49	800.37	535.22	513.46	504.1	464.43
Investment Securities	29,683	23,646	18,494	18,475	22,171	16,710
Trading Asset Securities	40.81	55.86	20.46	-	-	-
Total Investments	29,724	23,702	18,515	18,475	22,171	16,710
Gross Loans	194,081	181,866	163,159	144,157	121,298	97,729
Allowance for Loan Losses	-12,346	-12,110	-10,739	-9,873	-8,397	-5,609
Net Loans	181,734	169,755	152,420	134,283	112,901	92,120
Property, Plant & Equipment	2,652	1,860	1,480	1,341	1,002	1,222
Other Intangible Assets	325.1	303.88	281.86	245.27	185.44	173.79
Accrued Interest Receivable	8,959	8,382	7,313	5,901	4,556	3,401
Other Receivables	1,437	1,365	603.93	885.43	385.07	270.89
Other Current Assets	988.2	768.24	584.7	474.05	274.25	264.96
Long-Term Deferred Tax Assets	786.12	833.79	81	211.51	412.51	335.87
Other Real Estate Owned & Foreclosed	1,239	1,242	1,074	910.81	770.74	341.93
Other Long-Term Assets	389.44	529.64	213.58	204.02	25.88	29.03
Total Assets	228,761	209,542	183,102	163,444	143,189	115,333

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	939.86	1,380	1,106	1,065	948.48	713.11
Interest Bearing Deposits	181,950	155,589	132,486	116,648	113,404	88,416
Non-Interest Bearing Deposits	61.17	65.42	113.99	113.84	40.14	99.02
Total Deposits	182,011	155,655	132,599	116,762	113,444	88,515
Short-Term Borrowings	702.24	1,034	635.7	800.41	445.38	675.18
Current Portion of Long-Term Debt	4,866	7,372	3,577	3,602	193.29	4,327
Current Portion of Leases	156.6	184.98	150.5	131.91	117.21	171.17
Current Income Taxes Payable	504.61	1,281	599.6	350.3	440.19	311.77
Accrued Interest Payable	670.85	574.76	777.89	416.52	401.87	254.31
Long-Term Debt	9,426	13,766	18,891	21,264	11,722	8,694
Long-Term Leases	984.51	1,003	751.88	677.02	571.36	759.29
Pension & Post-Retirement Benefits	513.33	448.81	342.12	261.15	218.38	179.76
Other Long-Term Liabilities	731.35	547.96	638.41	608.86	305.28	269.62
Total Liabilities	201,506	183,247	160,070	145,939	128,808	104,870

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	6,174	6,174	6,174	5,823	5,823	5,000
Additional Paid-In Capital	2,329	2,329	2,329	768.24	768.24	-
Retained Earnings	18,748	17,804	14,542	10,926	7,500	5,138
Comprehensive Income & Other	3.87	-12.54	-12.93	-12.19	290.17	324.98
Shareholders' Equity	27,255	26,295	23,032	17,505	14,382	10,463
Total Liabilities & Equity	228,761	209,542	183,102	163,444	143,189	115,333

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	16,135	23,360	24,006	26,476	13,050	14,627
Net Cash (Debt)	10,074	-1,431	-7,105	-10,481	6,703	-3,149
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	8.16	-1.16	-5.78	-8.88	6.22	-3.07
Filing Date Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Total Common Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Book Value Per Share	22.07	21.29	18.65	15.03	12.35	10.46
Tangible Book Value	26,930	25,991	22,750	17,260	14,196	10,289
Tangible Book Value Per Share	21.81	21.05	18.42	14.82	12.19	10.29

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 1, 2026

Data Sources Report a data error