Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	428.67	800.37	535.22	513.46	504.1	464.43
Investment Securities	27,531	23,646	18,494	18,475	22,171	16,710
Trading Asset Securities	44.11	55.86	20.46	-	-	-
Total Investments	27,575	23,702	18,515	18,475	22,171	16,710
Gross Loans	198,812	181,866	163,159	144,157	121,298	97,729
Allowance for Loan Losses	-	-12,110	-10,739	-9,873	-8,397	-5,609
Net Loans	198,812	169,755	152,420	134,283	112,901	92,120
Property, Plant & Equipment	2,625	1,860	1,480	1,341	1,002	1,222
Other Intangible Assets	337.32	303.88	281.86	245.27	185.44	173.79
Accrued Interest Receivable	-	8,382	7,313	5,901	4,556	3,401
Other Receivables	-	1,365	603.93	885.43	385.07	270.89
Other Current Assets	-	768.24	584.7	474.05	274.25	264.96
Long-Term Deferred Tax Assets	818.01	833.79	81	211.51	412.51	335.87
Other Real Estate Owned & Foreclosed	1,151	1,242	1,074	910.81	770.74	341.93
Other Long-Term Assets	2,718	529.64	213.58	204.02	25.88	29.03
Total Assets	234,464	209,542	183,102	163,444	143,189	115,333

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	1,380	1,106	1,065	948.48	713.11
Interest Bearing Deposits	185,328	155,589	132,486	116,648	113,404	88,416
Non-Interest Bearing Deposits	-	65.42	113.99	113.84	40.14	99.02
Total Deposits	185,328	155,655	132,599	116,762	113,444	88,515
Short-Term Borrowings	494.87	1,034	635.7	800.41	445.38	675.18
Current Portion of Long-Term Debt	-	7,372	3,577	3,602	193.29	4,327
Current Portion of Leases	-	184.98	150.5	131.91	117.21	171.17
Current Income Taxes Payable	-	1,281	599.6	350.3	440.19	311.77
Accrued Interest Payable	-	574.76	777.89	416.52	401.87	254.31
Long-Term Debt	15,643	13,766	18,891	21,264	11,722	8,694
Long-Term Leases	-	1,003	751.88	677.02	571.36	759.29
Pension & Post-Retirement Benefits	-	448.81	342.12	261.15	218.38	179.76
Other Long-Term Liabilities	4,509	547.96	638.41	608.86	305.28	269.62
Total Liabilities	205,975	183,247	160,070	145,939	128,808	104,870

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	6,174	6,174	6,174	5,823	5,823	5,000
Additional Paid-In Capital	2,329	2,329	2,329	768.24	768.24	-
Retained Earnings	19,987	17,804	14,542	10,926	7,500	5,138
Comprehensive Income & Other	-0.72	-12.54	-12.93	-12.19	290.17	324.98
Shareholders' Equity	28,490	26,295	23,032	17,505	14,382	10,463
Total Liabilities & Equity	234,464	209,542	183,102	163,444	143,189	115,333

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	16,138	23,360	24,006	26,476	13,050	14,627
Net Cash (Debt)	6,867	-1,431	-7,105	-10,481	6,703	-3,149
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	5.57	-1.16	-5.78	-8.88	6.22	-3.07
Filing Date Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Total Common Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Book Value Per Share	23.07	21.29	18.65	15.03	12.35	10.46
Tangible Book Value	28,152	25,991	22,750	17,260	14,196	10,289
Tangible Book Value Per Share	22.80	21.05	18.42	14.82	12.19	10.29

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error