Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	569.37	800.37	535.22	513.46	504.1	464.43
Investment Securities	28,041	23,646	18,494	18,475	22,171	16,710
Trading Asset Securities	49.03	55.86	20.46	-	-	-
Total Investments	28,090	23,702	18,515	18,475	22,171	16,710
Gross Loans	184,988	181,866	163,159	144,157	121,298	97,729
Allowance for Loan Losses	-	-12,110	-10,739	-9,873	-8,397	-5,609
Net Loans	184,988	169,755	152,420	134,283	112,901	92,120
Property, Plant & Equipment	1,781	1,860	1,480	1,341	1,002	1,222
Other Intangible Assets	314.94	303.88	281.86	245.27	185.44	173.79
Accrued Interest Receivable	-	8,382	7,313	5,901	4,556	3,401
Other Receivables	-	1,365	603.93	885.43	385.07	270.89
Other Current Assets	-	768.24	584.7	474.05	274.25	264.96
Long-Term Deferred Tax Assets	877.29	833.79	81	211.51	412.51	335.87
Other Real Estate Owned & Foreclosed	1,213	1,242	1,074	910.81	770.74	341.93
Other Long-Term Assets	2,906	529.64	213.58	204.02	25.88	29.03
Total Assets	220,741	209,542	183,102	163,444	143,189	115,333
Accrued Expenses	-	1,380	1,106	1,065	948.48	713.11
Interest Bearing Deposits	166,264	155,589	132,486	116,648	113,404	88,416
Non-Interest Bearing Deposits	-	65.42	113.99	113.84	40.14	99.02
Total Deposits	166,264	155,655	132,599	116,762	113,444	88,515
Short-Term Borrowings	402.7	1,034	635.7	800.41	445.38	675.18
Current Portion of Long-Term Debt	-	7,372	3,577	3,602	193.29	4,327
Current Portion of Leases	-	184.98	150.5	131.91	117.21	171.17
Current Income Taxes Payable	-	1,281	599.6	350.3	440.19	311.77
Accrued Interest Payable	-	574.76	777.89	416.52	401.87	254.31
Long-Term Debt	20,648	13,766	18,891	21,264	11,722	8,694
Long-Term Leases	-	1,003	751.88	677.02	571.36	759.29
Pension & Post-Retirement Benefits	-	448.81	342.12	261.15	218.38	179.76
Other Long-Term Liabilities	5,956	547.96	638.41	608.86	305.28	269.62
Total Liabilities	193,271	183,247	160,070	145,939	128,808	104,870
Common Stock	6,174	6,174	6,174	5,823	5,823	5,000
Additional Paid-In Capital	2,329	2,329	2,329	768.24	768.24	-
Retained Earnings	18,969	17,804	14,542	10,926	7,500	5,138
Comprehensive Income & Other	-2.24	-12.54	-12.93	-12.19	290.17	324.98
Shareholders' Equity	27,470	26,295	23,032	17,505	14,382	10,463
Total Liabilities & Equity	220,741	209,542	183,102	163,444	143,189	115,333
Total Debt	21,051	23,360	24,006	26,476	13,050	14,627
Net Cash (Debt)	1,518	-1,431	-7,105	-10,481	6,703	-3,149
Net Cash Per Share	1.23	-1.16	-5.78	-8.88	6.22	-3.07
Filing Date Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Total Common Shares Outstanding	1,235	1,235	1,235	1,165	1,165	1,000
Book Value Per Share	22.25	21.29	18.65	15.03	12.35	10.46
Tangible Book Value	27,155	25,991	22,750	17,260	14,196	10,289
Tangible Book Value Per Share	21.99	21.05	18.42	14.82	12.19	10.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.