Thai Credit Bank PCL (BKK:CREDIT)
Thailand · Delayed Price · Currency is THB 22.80
+0.20 (0.88%)
Last updated: Sep 3, 2026, 2:50 PM ICT
Thai Credit Bank PCL Cash Flow Statement
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 4,342 | 4,016 | 3,624 | 3,557 | 2,353 | 1,935 |
Depreciation & Amortization | 314.26 | 304.55 | 262.08 | 238.88 | 250.36 | 220.35 |
Other Amortization | 54.08 | 35.68 | 25.41 | 20.36 | 29.46 | 28.61 |
Gain (Loss) on Sale of Assets | 4.96 | 18.13 | 4.28 | 3.12 | -0.38 | -2.19 |
Gain (Loss) on Sale of Investments | -59.83 | -67 | -89.64 | -53.52 | 5.68 | 0.83 |
Total Asset Writedown | 17.87 | 18.15 | -5.9 | -7.93 | -3.07 | 5.1 |
Provision for Credit Losses | 3,423 | 3,392 | 4,335 | 4,083 | 3,835 | 2,611 |
Change in Other Net Operating Assets | -38,896 | -28,012 | -26,171 | -14,614 | -34,785 | -26,252 |
Other Operating Activities | -1,127 | -518.47 | -109.57 | -971.45 | -779.31 | -1,317 |
Operating Cash Flow | -31,926 | -20,813 | -18,125 | -7,731 | -29,094 | -22,771 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1,091 | -256.95 | -174.53 | -335.16 | -122.44 | -80.17 |
Sale of Property, Plant and Equipment | 1.37 | 0.94 | 0.67 | 0.94 | 0.06 | 0.47 |
Investment in Securities | -1,246 | -387.69 | 931.83 | 1.05 | 2,766 | -2,236 |
Purchase / Sale of Intangibles | -87.47 | -77.68 | -61.44 | -80.14 | -41.24 | -41.96 |
Other Investing Activities | 53.94 | 59.4 | 102.75 | 56.17 | 31.7 | 10.33 |
Investing Cash Flow | -2,369 | -661.98 | 799.27 | -357.13 | 2,634 | -2,347 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | 5,372 | - | 1,150 |
Long-Term Debt Repaid | - | -142.16 | -128.76 | -116.1 | -151.21 | -117.68 |
Net Debt Issued (Repaid) | -5,022 | -142.16 | -128.76 | 5,256 | -151.21 | 1,032 |
Issuance of Common Stock | - | - | 1,898 | - | 1,556 | - |
Common Dividends Paid | -1,210 | -740.9 | - | - | - | - |
Net Increase (Decrease) in Deposit Accounts | 41,058 | 22,920 | 15,877 | 3,444 | 25,094 | 24,032 |
Other Financing Activities | -444.32 | -297.28 | -298.85 | -603.18 | - | -2.1 |
Financing Cash Flow | 34,381 | 21,740 | 17,347 | 8,097 | 26,499 | 25,062 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 85.88 | 265.15 | 21.77 | 9.36 | 39.67 | -56.64 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -33,017 | -21,069 | -18,299 | -8,066 | -29,216 | -22,851 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -269.65% | -183.69% | -176.51% | -85.84% | -395.01% | -372.68% |
Free Cash Flow Per Share | -26.74 | -17.06 | -14.89 | -6.83 | -27.11 | -22.32 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 3,550 | 3,385 | 2,749 | 2,462 | 1,572 | 1,208 |
Cash Income Tax Paid | 1,780 | 1,091 | 543.11 | 803.19 | 559.31 | 477.11 |