Thai Credit Bank PCL (BKK: CREDIT)

Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	436.33	513.46	504.1	464.43	521.07	473.62
Investment Securities	16,361	18,550	22,171	16,710	11,040	6,161
Total Investments	16,361	18,550	22,171	16,710	11,040	6,161
Gross Loans	157,604	144,157	121,298	97,729	68,898	50,916
Allowance for Loan Losses	-10,414	-9,873	-8,397	-5,609	-3,544	-2,471
Other Adjustments to Gross Loans	-	-	-	-	-	-241.33
Net Loans	147,191	134,283	112,901	92,120	65,354	48,204
Property, Plant & Equipment	1,437	1,341	1,002	1,222	1,126	366.12
Other Intangible Assets	256.96	245.27	185.44	173.79	162.04	168.63
Accrued Interest Receivable	6,862	5,901	4,556	3,401	1,473	288.36
Other Receivables	-	999.23	385.07	270.89	226.15	177.75
Other Current Assets	-	399.18	274.25	264.96	238.58	215.45
Long-Term Deferred Tax Assets	83.56	211.51	412.51	335.87	259.75	269.94
Other Real Estate Owned & Foreclosed	1,004	910.81	770.74	341.93	156.5	158.34
Other Long-Term Assets	1,475	90.22	25.88	29.03	20.82	11.34
Total Assets	175,105	163,444	143,189	115,333	80,578	56,494
Accrued Expenses	61.17	1,065	948.48	713.11	572.42	523.43
Interest Bearing Deposits	125,694	116,648	113,404	88,416	64,436	47,110
Non-Interest Bearing Deposits	-	113.84	40.14	99.02	73.73	83.91
Total Deposits	125,694	116,762	113,444	88,515	64,510	47,193
Short-Term Borrowings	505.22	800.41	445.38	675.18	608.49	917.28
Current Portion of Long-Term Debt	-	47.85	193.29	4,327	137.9	175.9
Current Portion of Leases	-	131.91	117.21	171.17	154.09	-
Current Income Taxes Payable	-	350.3	440.19	311.77	210.73	194.49
Accrued Interest Payable	-	416.52	401.87	254.31	201.11	169.48
Other Current Liabilities	-	-	-	-	-	77.57
Long-Term Debt	23,394	24,819	11,722	8,694	4,993	41.95
Long-Term Leases	-	677.02	571.36	759.29	660.14	-
Pension & Post-Retirement Benefits	-	261.15	218.38	179.76	136.46	112.69
Other Long-Term Liabilities	3,587	608.86	305.28	269.62	153.99	85.22
Total Liabilities	153,241	145,939	128,808	104,870	72,338	49,492
Common Stock	6,164	5,823	5,823	5,000	5,000	5,000
Additional Paid-In Capital	2,311	768.24	768.24	-	-	-
Retained Earnings	13,358	10,926	7,500	5,138	3,202	1,966
Comprehensive Income & Other	31.9	-12.19	290.17	324.98	38.06	36.21
Shareholders' Equity	21,864	17,505	14,382	10,463	8,240	7,003
Total Liabilities & Equity	175,105	163,444	143,189	115,333	80,578	56,494
Total Debt	23,899	26,476	13,050	14,627	6,553	1,135
Net Cash (Debt)	-10,232	-10,406	6,703	-3,149	1,545	3,806
Net Cash Growth	-	-	-	-	-59.40%	-5.12%
Net Cash Per Share	-8.41	-8.82	6.22	-3.07	1.50	3.69
Filing Date Shares Outstanding	1,233	1,165	1,165	1,000	1,000	1,000
Total Common Shares Outstanding	1,233	1,165	1,165	1,000	1,000	1,000
Book Value Per Share	17.74	15.03	12.35	10.46	8.24	7.00
Tangible Book Value	21,607	17,260	14,196	10,289	8,078	6,834
Tangible Book Value Per Share	17.53	14.82	12.19	10.29	8.08	6.83

Source: S&P Capital IQ. Banks template. Financial Sources.