Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	800.37	535.22	513.46	504.1	464.43
Investment Securities	23,647	18,494	18,475	22,171	16,710
Trading Asset Securities	55.86	20.46	-	-	-
Total Investments	23,703	18,515	18,475	22,171	16,710
Gross Loans	178,136	163,159	144,157	121,298	97,729
Allowance for Loan Losses	-	-10,739	-9,873	-8,397	-5,609
Net Loans	178,136	152,420	134,283	112,901	92,120
Property, Plant & Equipment	1,860	1,480	1,341	1,002	1,222
Other Intangible Assets	303.88	281.86	245.27	185.44	173.79
Accrued Interest Receivable	-	7,313	5,901	4,556	3,401
Other Receivables	-	603.93	885.43	385.07	270.89
Other Current Assets	-	584.7	474.05	274.25	264.96
Long-Term Deferred Tax Assets	833.79	81	211.51	412.51	335.87
Other Real Estate Owned & Foreclosed	1,242	1,074	910.81	770.74	341.93
Other Long-Term Assets	2,663	213.58	204.02	25.88	29.03
Total Assets	209,542	183,102	163,444	143,189	115,333
Accrued Expenses	-	1,106	1,065	948.48	713.11
Interest Bearing Deposits	155,655	132,486	116,648	113,404	88,416
Non-Interest Bearing Deposits	-	113.99	113.84	40.14	99.02
Total Deposits	155,655	132,599	116,762	113,444	88,515
Short-Term Borrowings	507.09	635.7	800.41	445.38	675.18
Current Portion of Long-Term Debt	-	3,577	3,602	193.29	4,327
Current Portion of Leases	-	150.5	131.91	117.21	171.17
Current Income Taxes Payable	-	599.6	350.3	440.19	311.77
Accrued Interest Payable	-	777.89	416.52	401.87	254.31
Long-Term Debt	21,665	18,891	21,264	11,722	8,694
Long-Term Leases	-	751.88	677.02	571.36	759.29
Pension & Post-Retirement Benefits	-	342.12	261.15	218.38	179.76
Other Long-Term Liabilities	5,420	638.41	608.86	305.28	269.62
Total Liabilities	183,247	160,070	145,939	128,808	104,870
Common Stock	6,174	6,174	5,823	5,823	5,000
Additional Paid-In Capital	2,329	2,329	768.24	768.24	-
Retained Earnings	17,804	14,542	10,926	7,500	5,138
Comprehensive Income & Other	-12.54	-12.93	-12.19	290.17	324.98
Shareholders' Equity	26,295	23,032	17,505	14,382	10,463
Total Liabilities & Equity	209,542	183,102	163,444	143,189	115,333
Total Debt	22,172	24,006	26,476	13,050	14,627
Net Cash (Debt)	-241.96	-7,105	-10,481	6,703	-3,149
Net Cash Per Share	-0.20	-5.78	-8.88	6.22	-3.07
Filing Date Shares Outstanding	1,235	1,235	1,165	1,165	1,000
Total Common Shares Outstanding	1,235	1,235	1,165	1,165	1,000
Book Value Per Share	21.29	18.65	15.03	12.35	10.46
Tangible Book Value	25,991	22,750	17,260	14,196	10,289
Tangible Book Value Per Share	21.05	18.42	14.82	12.19	10.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.