Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	440.62	535.22	513.46	504.1	464.43	521.07
Investment Securities	18,437	18,494	18,475	22,171	16,710	11,040
Trading Asset Securities	20.46	20.46	-	-	-	-
Total Investments	18,458	18,515	18,475	22,171	16,710	11,040
Gross Loans	171,662	163,159	144,157	121,298	97,729	68,898
Allowance for Loan Losses	-11,341	-10,739	-9,873	-8,397	-5,609	-3,544
Net Loans	160,321	152,420	134,283	112,901	92,120	65,354
Property, Plant & Equipment	1,675	1,480	1,341	1,002	1,222	1,126
Other Intangible Assets	296.54	281.86	245.27	185.44	173.79	162.04
Accrued Interest Receivable	7,718	7,313	5,901	4,556	3,401	1,473
Other Receivables	705.05	603.93	885.43	385.07	270.89	226.15
Other Current Assets	657.48	584.7	474.05	274.25	264.96	238.58
Long-Term Deferred Tax Assets	110.89	81	211.51	412.51	335.87	259.75
Other Real Estate Owned & Foreclosed	1,109	1,074	910.81	770.74	341.93	156.5
Other Long-Term Assets	462.32	213.58	204.02	25.88	29.03	20.82
Total Assets	191,953	183,102	163,444	143,189	115,333	80,578
Accrued Expenses	699.94	1,106	1,065	948.48	713.11	572.42
Interest Bearing Deposits	140,788	132,486	116,648	113,404	88,416	64,436
Non-Interest Bearing Deposits	108.24	113.99	113.84	40.14	99.02	73.73
Total Deposits	140,896	132,599	116,762	113,444	88,515	64,510
Short-Term Borrowings	1,089	635.7	800.41	445.38	675.18	608.49
Current Portion of Long-Term Debt	3,722	3,577	3,602	193.29	4,327	137.9
Current Portion of Leases	162.05	150.5	131.91	117.21	171.17	154.09
Current Income Taxes Payable	487.16	599.6	350.3	440.19	311.77	210.73
Accrued Interest Payable	952.95	777.89	416.52	401.87	254.31	201.11
Long-Term Debt	17,746	18,891	21,264	11,722	8,694	4,993
Long-Term Leases	922.42	751.88	677.02	571.36	759.29	660.14
Pension & Post-Retirement Benefits	387.98	342.12	261.15	218.38	179.76	136.46
Other Long-Term Liabilities	780.51	638.41	608.86	305.28	269.62	153.99
Total Liabilities	167,846	160,070	145,939	128,808	104,870	72,338
Common Stock	6,174	6,174	5,823	5,823	5,000	5,000
Additional Paid-In Capital	2,329	2,329	768.24	768.24	-	-
Retained Earnings	15,629	14,542	10,926	7,500	5,138	3,202
Comprehensive Income & Other	-25.2	-12.93	-12.19	290.17	324.98	38.06
Shareholders' Equity	24,107	23,032	17,505	14,382	10,463	8,240
Total Liabilities & Equity	191,953	183,102	163,444	143,189	115,333	80,578
Total Debt	23,641	24,006	26,476	13,050	14,627	6,553
Net Cash (Debt)	-7,495	-7,105	-10,481	6,703	-3,149	1,545
Net Cash Growth	-	-	-	-	-	-59.40%
Net Cash Per Share	-6.07	-5.78	-8.88	6.22	-3.07	1.50
Filing Date Shares Outstanding	1,235	1,235	1,165	1,165	1,000	1,000
Total Common Shares Outstanding	1,235	1,235	1,165	1,165	1,000	1,000
Book Value Per Share	19.52	18.65	15.03	12.35	10.46	8.24
Tangible Book Value	23,811	22,750	17,260	14,196	10,289	8,078
Tangible Book Value Per Share	19.28	18.42	14.82	12.19	10.29	8.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.