Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	531.75	535.22	513.46	504.1	464.43	521.07
Investment Securities	16,464	18,494	18,475	22,171	16,710	11,040
Trading Asset Securities	105.29	20.46	-	-	-	-
Total Investments	16,569	18,515	18,475	22,171	16,710	11,040
Gross Loans	173,848	163,159	144,157	121,298	97,729	68,898
Allowance for Loan Losses	-	-10,739	-9,873	-8,397	-5,609	-3,544
Net Loans	173,848	152,420	134,283	112,901	92,120	65,354
Property, Plant & Equipment	1,695	1,480	1,341	1,002	1,222	1,126
Other Intangible Assets	307.4	281.86	245.27	185.44	173.79	162.04
Accrued Interest Receivable	-	7,313	5,901	4,556	3,401	1,473
Other Receivables	-	603.93	885.43	385.07	270.89	226.15
Other Current Assets	-	584.7	474.05	274.25	264.96	238.58
Long-Term Deferred Tax Assets	881.53	81	211.51	412.51	335.87	259.75
Other Real Estate Owned & Foreclosed	1,163	1,074	910.81	770.74	341.93	156.5
Other Long-Term Assets	2,249	213.58	204.02	25.88	29.03	20.82
Total Assets	197,245	183,102	163,444	143,189	115,333	80,578
Accrued Expenses	-	1,106	1,065	948.48	713.11	572.42
Interest Bearing Deposits	143,310	132,486	116,648	113,404	88,416	64,436
Non-Interest Bearing Deposits	-	113.99	113.84	40.14	99.02	73.73
Total Deposits	143,310	132,599	116,762	113,444	88,515	64,510
Short-Term Borrowings	558.76	635.7	800.41	445.38	675.18	608.49
Current Portion of Long-Term Debt	-	3,577	3,602	193.29	4,327	137.9
Current Portion of Leases	-	150.5	131.91	117.21	171.17	154.09
Current Income Taxes Payable	-	599.6	350.3	440.19	311.77	210.73
Accrued Interest Payable	-	777.89	416.52	401.87	254.31	201.11
Long-Term Debt	22,854	18,891	21,264	11,722	8,694	4,993
Long-Term Leases	-	751.88	677.02	571.36	759.29	660.14
Pension & Post-Retirement Benefits	-	342.12	261.15	218.38	179.76	136.46
Other Long-Term Liabilities	5,388	638.41	608.86	305.28	269.62	153.99
Total Liabilities	172,110	160,070	145,939	128,808	104,870	72,338
Common Stock	6,174	6,174	5,823	5,823	5,000	5,000
Additional Paid-In Capital	2,329	2,329	768.24	768.24	-	-
Retained Earnings	16,642	14,542	10,926	7,500	5,138	3,202
Comprehensive Income & Other	-11.02	-12.93	-12.19	290.17	324.98	38.06
Shareholders' Equity	25,135	23,032	17,505	14,382	10,463	8,240
Total Liabilities & Equity	197,245	183,102	163,444	143,189	115,333	80,578
Total Debt	23,412	24,006	26,476	13,050	14,627	6,553
Net Cash (Debt)	-9,300	-7,105	-10,481	6,703	-3,149	1,545
Net Cash Growth	-	-	-	-	-	-59.40%
Net Cash Per Share	-7.51	-5.78	-8.88	6.22	-3.07	1.50
Filing Date Shares Outstanding	1,235	1,235	1,165	1,165	1,000	1,000
Total Common Shares Outstanding	1,235	1,235	1,165	1,165	1,000	1,000
Book Value Per Share	20.35	18.65	15.03	12.35	10.46	8.24
Tangible Book Value	24,828	22,750	17,260	14,196	10,289	8,078
Tangible Book Value Per Share	20.11	18.42	14.82	12.19	10.29	8.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.