Thai Credit Bank Public Company Limited (BKK: CREDIT)

CREDIT Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	456.53	513.46	504.1	464.43	521.07	473.62
Investment Securities	22,254	18,550	22,171	16,710	11,040	6,161
Total Investments	22,408	18,550	22,171	16,710	11,040	6,161
Gross Loans	151,849	144,157	121,298	97,729	68,898	50,916
Allowance for Loan Losses	-10,139	-9,873	-8,397	-5,609	-3,544	-2,471
Other Adjustments to Gross Loans	-	-	-	-	-	-241.33
Net Loans	141,710	134,283	112,901	92,120	65,354	48,204
Property, Plant & Equipment	1,411	1,341	1,002	1,222	1,126	366.12
Other Intangible Assets	257.56	245.27	185.44	173.79	162.04	168.63
Accrued Interest Receivable	6,477	5,901	4,556	3,401	1,473	288.36
Other Receivables	982.13	999.23	385.07	270.89	226.15	177.75
Other Current Assets	484.68	399.18	274.25	264.96	238.58	215.45
Long-Term Deferred Tax Assets	76.78	211.51	412.51	335.87	259.75	269.94
Other Real Estate Owned & Foreclosed	908.16	910.81	770.74	341.93	156.5	158.34
Other Long-Term Assets	52.49	90.22	25.88	29.03	20.82	11.34
Total Assets	175,224	163,444	143,189	115,333	80,578	56,494
Accrued Expenses	738.08	1,065	948.48	713.11	572.42	523.43
Interest Bearing Deposits	126,274	116,648	113,404	88,416	64,436	47,110
Non-Interest Bearing Deposits	79.92	113.84	40.14	99.02	73.73	83.91
Total Deposits	126,354	116,762	113,444	88,515	64,510	47,193
Short-Term Borrowings	670.51	800.41	445.38	675.18	608.49	917.28
Current Portion of Long-Term Debt	31.39	47.85	193.29	4,327	137.9	175.9
Current Portion of Leases	137.78	131.91	117.21	171.17	154.09	-
Current Income Taxes Payable	191.52	350.3	440.19	311.77	210.73	194.49
Accrued Interest Payable	740.72	416.52	401.87	254.31	201.11	169.48
Other Current Liabilities	-	-	-	-	-	77.57
Long-Term Debt	23,968	24,819	11,722	8,694	4,993	41.95
Long-Term Leases	733.58	677.02	571.36	759.29	660.14	-
Pension & Post-Retirement Benefits	296.2	261.15	218.38	179.76	136.46	112.69
Other Long-Term Liabilities	688.22	608.86	305.28	269.62	153.99	85.22
Total Liabilities	154,550	145,939	128,808	104,870	72,338	49,492
Common Stock	6,151	5,823	5,823	5,000	5,000	5,000
Additional Paid-In Capital	2,287	768.24	768.24	-	-	-
Retained Earnings	12,196	10,926	7,500	5,138	3,202	1,966
Comprehensive Income & Other	39.82	-12.19	290.17	324.98	38.06	36.21
Shareholders' Equity	20,675	17,505	14,382	10,463	8,240	7,003
Total Liabilities & Equity	175,224	163,444	143,189	115,333	80,578	56,494
Total Debt	25,542	26,476	13,050	14,627	6,553	1,135
Net Cash (Debt)	-5,868	-10,406	6,703	-3,149	1,545	3,806
Net Cash Growth	-	-	-	-	-59.40%	-5.12%
Net Cash Per Share	-4.89	-8.82	6.22	-3.07	1.50	3.69
Filing Date Shares Outstanding	1,230	1,165	1,165	1,000	1,000	1,000
Total Common Shares Outstanding	1,230	1,165	1,165	1,000	1,000	1,000
Book Value Per Share	16.80	15.03	12.35	10.46	8.24	7.00
Tangible Book Value	20,417	17,260	14,196	10,289	8,078	6,834
Tangible Book Value Per Share	16.60	14.82	12.19	10.29	8.08	6.83

Source: S&P Capital IQ. Banks template. Financial Sources.