Thai Credit Bank PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 23, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	20,869	19,140	22,845	-	-	-
Market Cap Growth	-7.65%	-16.22%	-	-	-	-
Last Close Price	16.90	15.50	17.95	-	-	-
PE Ratio	5.20	4.77	6.30	-	-	-
PS Ratio	1.82	1.67	2.20	-	-	-
PB Ratio	0.79	0.73	0.99	-	-	-
Debt / Equity Ratio	0.89	0.89	1.04	1.51	0.91	1.40
Net Debt / Equity Ratio	0.05	0.05	0.31	0.60	-0.47	0.30
Net Debt / FCF Ratio	-0.07	-0.07	-0.39	-1.30	0.23	-0.14
Return on Equity (ROE)	16.28%	16.28%	17.88%	22.31%	18.94%	20.69%
Return on Assets (ROA)	2.05%	2.05%	2.09%	2.32%	1.82%	1.98%
Earnings Yield	19.25%	20.98%	15.86%	-	-	-
FCF Yield	-100.96%	-110.08%	-80.10%	-	-	-
Dividend Yield	3.55%	-	3.34%	-	-	-
Payout Ratio	18.45%	18.45%	-	-	-	-
Buyback Yield / Dilution	-0.47%	-0.47%	-4.13%	-9.52%	-5.24%	0.70%
Total Shareholder Return	2.96%	-0.47%	-0.79%	-9.52%	-5.24%	0.70%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.