Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Statistics

Total Valuation

BKK:CREDIT has a market cap or net worth of THB 21.36 billion.

Market Cap	21.36B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 21, 2025.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	May 14, 2025

Share Statistics

BKK:CREDIT has 1.23 billion shares outstanding. The number of shares has increased by 2.92% in one year.

Current Share Class	1.23B
Shares Outstanding	1.23B
Shares Change (YoY)	+2.92%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	10.45%
Owned by Institutions (%)	13.14%
Float	338.78M

Valuation Ratios

The trailing PE ratio is 5.11 and the forward PE ratio is 5.68.

PE Ratio	5.11
Forward PE	5.68
PS Ratio	1.88
PB Ratio	0.89
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.68%.

Return on Equity (ROE)	18.68%
Return on Assets (ROA)	2.28%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.13M
Profits Per Employee	1.15M
Employee Count	3,625
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BKK:CREDIT has paid 1.05 billion in taxes.

Income Tax	1.05B
Effective Tax Rate	20.03%

Stock Price Statistics

The stock price has decreased by -11.34% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-11.34%
50-Day Moving Average	16.79
200-Day Moving Average	18.29
Relative Strength Index (RSI)	59.34
Average Volume (20 Days)	49,300

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BKK:CREDIT had revenue of THB 11.36 billion and earned 4.18 billion in profits. Earnings per share was 3.39.

Revenue	11.36B
Gross Profit	11.36B
Operating Income	5.23B
Pretax Income	5.23B
Net Income	4.18B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.39

Balance Sheet

The company has 16.15 billion in cash and 23.64 billion in debt, giving a net cash position of -7.50 billion or -6.07 per share.

Cash & Cash Equivalents	16.15B
Total Debt	23.64B
Net Cash	-7.50B
Net Cash Per Share	-6.07
Equity (Book Value)	24.11B
Book Value Per Share	19.52
Working Capital	-121.67B

Cash Flow

In the last 12 months, operating cash flow was -13.73 billion and capital expenditures -189.81 million, giving a free cash flow of -13.92 billion.

Operating Cash Flow	-13.73B
Capital Expenditures	-189.81M
Free Cash Flow	-13.92B
FCF Per Share	-11.27

Margins

Gross Margin	n/a
Operating Margin	46.04%
Pretax Margin	46.04%
Profit Margin	36.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 3.47%.

Dividend Per Share	0.60
Dividend Yield	3.47%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	17.71%
Buyback Yield	-2.92%
Shareholder Yield	0.55%
Earnings Yield	19.58%
FCF Yield	-65.16%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2