Thai Credit Bank PCL (BKK:CREDIT)

Thai Credit Bank PCL Statistics

Total Valuation

BKK:CREDIT has a market cap or net worth of THB 20.37 billion.

Market Cap	20.37B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, January 19, 2026.

Earnings Date	Jan 19, 2026
Ex-Dividend Date	n/a

Share Statistics

BKK:CREDIT has 1.23 billion shares outstanding. The number of shares has increased by 0.55% in one year.

Current Share Class	1.23B
Shares Outstanding	1.23B
Shares Change (YoY)	+0.55%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	10.48%
Owned by Institutions (%)	16.03%
Float	359.89M

Valuation Ratios

The trailing PE ratio is 5.08 and the forward PE ratio is 3.57.

PE Ratio	5.08
Forward PE	3.57
PS Ratio	1.78
PB Ratio	0.77
P/TBV Ratio	0.78
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.28%.

Return on Equity (ROE)	16.28%
Return on Assets (ROA)	2.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.81%
Revenue Per Employee	3.16M
Profits Per Employee	1.11M
Employee Count	3,625
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BKK:CREDIT has paid 1.01 billion in taxes.

Income Tax	1.01B
Effective Tax Rate	20.12%

Stock Price Statistics

The stock price has decreased by -12.23% in the last 52 weeks. The beta is 0.30, so BKK:CREDIT's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-12.23%
50-Day Moving Average	16.02
200-Day Moving Average	17.00
Relative Strength Index (RSI)	54.64
Average Volume (20 Days)	224,168

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BKK:CREDIT had revenue of THB 11.47 billion and earned 4.02 billion in profits. Earnings per share was 3.25.

Revenue	11.47B
Gross Profit	11.47B
Operating Income	5.03B
Pretax Income	5.03B
Net Income	4.02B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.25

Balance Sheet

The company has 21.93 billion in cash and 22.17 billion in debt, with a net cash position of -241.96 million or -0.20 per share.

Cash & Cash Equivalents	21.93B
Total Debt	22.17B
Net Cash	-241.96M
Net Cash Per Share	-0.20
Equity (Book Value)	26.29B
Book Value Per Share	21.29
Working Capital	-132.99B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.84%
Pretax Margin	43.84%
Profit Margin	35.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 3.64%.

Dividend Per Share	0.60
Dividend Yield	3.64%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-0.55%
Shareholder Yield	3.18%
Earnings Yield	19.71%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2