Unicaja Banco Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,064	2,317	2,160	1,909	988.32
Interest Income on Investments	291.73	391.87	210.01	-615.58	-116.9
Total Interest Income	2,356	2,709	2,370	1,293	871.42
Interest Paid on Deposits	838.83	1,155	992.67	201.6	122
Net Interest Income	1,517	1,554	1,378	1,092	749.42
Net Interest Income Growth (YoY)	-2.36%	12.76%	26.21%	45.67%	26.35%
Income From Trading Activities	19.13	10.29	7.66	10.3	12.69
Gain (Loss) on Sale of Assets	2.61	11.28	-233.15	16.63	-9.97
Gain (Loss) on Sale of Investments	-8.77	-8.31	12.7	26.96	37.54
Gain (Loss) on Sale of Equity Investments	93.93	87.07	91.95	80.3	40.27
Other Non-Interest Income	473.32	387.03	288.82	396.45	259.99
Total Non-Interest Income	580.21	487.35	167.97	530.64	340.51
Non-Interest Income Growth (YoY)	19.05%	190.14%	-68.35%	55.84%	6.83%
Revenues Before Loan Losses	2,097	2,041	1,546	1,622	1,090
Provision for Loan Losses	124.51	110.53	146.26	214.55	182.37
Revenue	1,973	1,930	1,400	1,408	907.56
Revenue Growth (YoY)	2.19%	37.94%	-0.59%	55.12%	35.47%
Salaries and Employee Benefits	573.62	550.35	486.76	506.13	437.46
Amortization of Goodwill & Intangibles	92.21	86.85	90.5	90.4	68.92
Selling, General & Administrative	250.59	232.86	243.83	228.01	168.23
Other Non-Interest Expense	158.13	229.47	156.61	169.07	501.45
Total Non-Interest Expense	1,075	1,100	977.7	993.6	1,176
EBT Excluding Unusual Items	898.2	830.95	421.8	414.17	-268.49
Asset Writedown	9.47	-8.28	-44.46	-24.55	-4.64
Other Unusual Items	-	-	-	-	1,301
Pretax Income	901.5	816.29	370.57	382.85	1,021
Income Tax Expense	268.09	242.95	104.04	105.28	-91.77
Earnings From Continuing Operations	633.4	573.33	266.53	277.57	1,113
Minority Interest in Earnings	-1.05	0	0.17	0	0
Net Income	632.36	573.33	266.7	277.58	1,113
Preferred Dividends & Other Adjustments	6.85	6.85	6.85	6.85	6.85
Net Income to Common	625.51	566.48	259.85	270.73	1,106
Net Income Growth	10.29%	114.97%	-3.92%	-75.06%	1330.28%
Basic Shares Outstanding	2,569	2,612	2,655	2,653	2,034
Diluted Shares Outstanding	2,569	2,612	2,655	2,653	2,034
Shares Change (YoY)	-1.66%	-1.61%	0.08%	30.46%	28.48%
EPS (Basic)	0.24	0.22	0.10	0.10	0.54
EPS (Diluted)	0.24	0.22	0.10	0.10	0.54
EPS Growth	12.06%	121.56%	-4.05%	-81.25%	1113.17%
Dividend Per Share	0.173	0.134	0.050	0.048	0.027
Dividend Growth	29.04%	168.20%	3.10%	79.13%	170.20%
Effective Tax Rate	29.74%	29.76%	28.07%	27.50%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.