Unicaja Banco, S.A. (BME:UNI)

Unicaja Banco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	627.28	688.96	664.39	701.63	589.96	737.38
Investment Securities	30,623	29,410	28,407	27,576	28,873	27,293
Trading Asset Securities	2,046	2,337	1,996	1,969	1,636	959.09
Total Investments	32,670	31,747	30,403	29,545	30,509	28,252
Gross Loans	56,877	55,485	53,773	53,444	56,741	58,644
Allowance for Loan Losses	-800.47	-820.94	-899.73	-1,017	-1,312	-1,368
Net Loans	56,076	54,664	52,873	52,426	55,429	57,276
Property, Plant & Equipment	1,126	1,134	1,155	1,227	1,287	1,393
Goodwill	10.57	13.66	19.83	26	32.16	38.33
Other Intangible Assets	101.81	91.22	69.01	58.83	42.59	41.47
Investments in Real Estate	363.3	389.84	446.57	539.16	708.89	856.38
Other Receivables	53.24	91.77	83.37	171.49	459.3	482.44
Restricted Cash	3,546	5,072	6,837	7,338	4,072	20,560
Other Current Assets	140.94	177.49	252.13	372.42	687.63	859.35
Long-Term Deferred Tax Assets	4,149	4,169	4,330	4,548	4,617	4,768
Other Long-Term Assets	295.23	188.12	232.26	198.59	534.62	285.05
Total Assets	99,158	98,428	97,365	97,153	98,969	115,550

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	405.07	400.28	444.53	386.73	291.29	109.03
Interest Bearing Deposits	46,993	45,817	47,334	48,441	52,149	65,496
Non-Interest Bearing Deposits	26,245	27,578	27,709	25,084	28,503	24,316
Total Deposits	73,237	73,396	75,043	73,524	80,652	89,812
Short-Term Borrowings	8,299	8,610	6,513	7,636	3,709	11,891
Current Portion of Leases	7.25	8.63	8.89	9.53	8.89	1.84
Current Income Taxes Payable	89.33	53.48	47.79	40.98	36.51	19.67
Accrued Interest Payable	76.88	125.3	179.72	176.98	153.64	206.27
Other Current Liabilities	2,264	730.86	915.28	719.78	848.74	751.36
Long-Term Debt	-	3,950	4,099	4,239	3,329	2,498
Long-Term Leases	40.06	39.73	41.87	43.4	61.58	60.93
Pension & Post-Retirement Benefits	21.86	23.31	40.15	91.26	127.54	178.8
Long-Term Deferred Tax Liabilities	339.6	328.71	343.65	372.98	327.97	369.44
Other Long-Term Liabilities	7,603	3,670	2,949	3,266	2,964	3,326
Total Liabilities	92,384	91,337	90,625	90,507	92,510	109,224

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	642.86	642.86	642.86	663.71	663.71	663.71
Additional Paid-In Capital	1,209	1,209	1,209	1,209	1,209	1,209
Retained Earnings	4,472	4,472	4,245	4,067	4,068	3,857
Treasury Stock	-5.39	-5.9	-2.65	-2.77	-0.24	-3.45
Comprehensive Income & Other	438.5	754.91	645.47	706.35	518.08	599.29
Total Common Equity	6,757	7,073	6,740	6,644	6,459	6,326
Minority Interest	17.3	17.39	0.44	2.43	0.45	0.43
Shareholders' Equity	6,775	7,091	6,740	6,646	6,459	6,326
Total Liabilities & Equity	99,158	98,428	97,365	97,153	98,969	115,550

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,346	12,609	10,662	11,928	7,109	14,452
Net Cash (Debt)	-5,672	-9,583	-8,002	-9,257	-4,882	-12,756
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.20	-3.73	-3.06	-3.49	-1.84	-6.27
Filing Date Shares Outstanding	2,569	2,569	2,569	2,652	2,655	2,651
Total Common Shares Outstanding	2,569	2,569	2,569	2,652	2,655	2,651
Book Value Per Share	2.63	2.75	2.62	2.51	2.43	2.39
Tangible Book Value	6,645	6,969	6,651	6,559	6,384	6,246
Tangible Book Value Per Share	2.59	2.71	2.59	2.47	2.40	2.36

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 16, 2026

Data Sources Report a data error