Unicaja Banco, S.A. (BME:UNI)
Spain flag Spain · Delayed Price · Currency is EUR
3.650
+0.032 (0.88%)
Sep 16, 2026, 5:35 PM CET

Unicaja Banco Ratios and Metrics

Millions EUR. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
9,3787,1383,2292,3632,7372,307
Market Cap Growth
53.47%121.06%36.67%-13.67%18.64%104.23%
Last Close Price
3.652.691.160.750.840.69

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.5411.415.709.0910.112.09
PS Ratio
4.633.621.671.691.942.54
PB Ratio
1.381.010.480.360.420.37
P/FCF Ratio
---0.84-0.17
P/OCF Ratio
---0.83-0.17

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.231.781.581.801.102.29
Debt / FCF Ratio
---4.25-1.04
Net Debt / Equity Ratio
0.841.351.191.390.762.02
Net Debt / FCF Ratio
-13.05-6.49-21.433.30-0.280.92
Return on Equity (ROE)
9.55%9.16%8.57%4.07%4.34%21.55%
Return on Assets (ROA)
0.68%0.65%0.59%0.27%0.26%1.23%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.93%8.86%17.76%11.29%10.14%48.26%
FCF Yield
-4.63%-20.70%-11.56%118.90%-635.44%604.40%
Dividend Yield
4.74%6.41%11.51%6.61%5.75%3.90%
Payout Ratio
67.44%56.69%49.91%48.21%24.26%1.52%
Buyback Yield / Dilution
-0.01%1.66%1.61%-0.08%-30.46%-28.48%
Total Shareholder Return
4.74%8.07%13.11%6.53%-24.71%-24.58%