Unicaja Banco Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	5,792	663.9	701.63	589.96	737.38	560.52
Investment Securities	30,329	28,407	27,576	28,873	27,293	24,105
Trading Asset Securities	1,558	1,996	1,969	1,636	959.09	809.96
Total Investments	31,887	30,403	29,545	30,509	28,252	24,915
Gross Loans	51,566	53,773	53,444	56,741	58,644	30,188
Allowance for Loan Losses	-	-899.73	-1,017	-1,312	-1,368	-796.49
Net Loans	51,566	52,873	52,426	55,429	57,276	29,391
Property, Plant & Equipment	1,534	1,155	1,227	1,287	1,393	837.06
Goodwill	-	19.83	26	32.16	38.33	44.5
Other Intangible Assets	96	69.01	58.83	42.59	41.47	29.59
Investments in Real Estate	-	446.57	539.16	708.89	856.38	307.44
Other Receivables	4,296	83.37	171.49	459.3	482.44	37.02
Restricted Cash	-	6,838	7,338	4,072	20,560	6,107
Other Current Assets	-	252.13	372.42	687.63	859.35	429.45
Long-Term Deferred Tax Assets	-	4,330	4,548	4,617	4,768	2,704
Other Long-Term Assets	356	232.26	198.59	534.62	285.05	181.8
Total Assets	95,527	97,365	97,153	98,969	115,550	65,544
Accrued Expenses	-	444.53	386.73	291.29	109.03	51.35
Interest Bearing Deposits	78,666	47,334	48,441	52,149	65,496	33,614
Non-Interest Bearing Deposits	-	27,709	25,084	28,503	24,316	16,398
Total Deposits	78,666	75,043	73,524	80,652	89,812	50,012
Short-Term Borrowings	686	6,513	7,636	3,709	11,891	7,489
Current Portion of Leases	-	8.89	9.53	8.89	1.84	-
Current Income Taxes Payable	446	47.79	40.98	36.51	19.67	21.48
Accrued Interest Payable	-	179.72	176.98	153.64	206.27	233.62
Other Current Liabilities	-	915.28	719.78	848.74	751.36	479.68
Long-Term Debt	4,620	4,099	4,239	3,329	2,498	362.93
Long-Term Leases	-	41.87	43.4	61.58	60.93	44.45
Pension & Post-Retirement Benefits	-	40.15	91.26	127.54	178.8	56.63
Long-Term Deferred Tax Liabilities	-	343.65	372.98	327.97	369.44	236.46
Other Long-Term Liabilities	4,128	2,949	3,266	2,964	3,326	2,552
Total Liabilities	88,546	90,625	90,507	92,510	109,224	61,539
Common Stock	6,820	642.86	663.71	663.71	663.71	1,580
Additional Paid-In Capital	-	1,209	1,209	1,209	1,209	1,209
Retained Earnings	-	4,245	4,067	4,068	3,857	1,037
Treasury Stock	-	-2.65	-2.77	-0.24	-3.45	-0.18
Comprehensive Income & Other	144	645.47	706.35	518.08	599.29	178.35
Total Common Equity	6,964	6,740	6,644	6,459	6,326	4,005
Minority Interest	17	0.44	2.43	0.45	0.43	0.47
Shareholders' Equity	6,981	6,740	6,646	6,459	6,326	4,005
Total Liabilities & Equity	95,527	97,365	97,153	98,969	115,550	65,544
Total Debt	5,306	10,662	11,928	7,109	14,452	7,896
Net Cash (Debt)	2,044	-8,002	-9,257	-4,882	-12,756	-6,526
Net Cash Per Share	0.80	-3.06	-3.49	-1.84	-6.27	-4.12
Filing Date Shares Outstanding	2,570	2,569	2,652	2,655	2,651	1,580
Total Common Shares Outstanding	2,570	2,569	2,652	2,655	2,651	1,580
Book Value Per Share	2.71	2.62	2.51	2.43	2.39	2.54
Tangible Book Value	6,868	6,651	6,559	6,384	6,246	3,931
Tangible Book Value Per Share	2.67	2.59	2.47	2.40	2.36	2.49

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.