United Credit Limited (BOM:531091)
India · Delayed Price · Currency is INR 23.50
0.00 (0.00%)
At close: Aug 21, 2026
United Credit Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 25.61 | 25.27 | 23.74 | 22.58 | 20.27 | 19.43 |
Total Interest Expense | 0.21 | 0.18 | 0.09 | 0.09 | 0.07 | - |
Net Interest Income | 25.4 | 25.09 | 23.65 | 22.49 | 20.2 | 19.43 |
Gain (Loss) on Sale of Investments | - | - | 2.63 | 1.75 | - | 0.47 |
Other Revenue | 5.82 | 5.79 | 10.74 | 16.71 | 8.96 | 7.71 |
Revenue Before Loan Losses | 31.23 | 30.88 | 37.03 | 40.95 | 29.16 | 27.61 |
Provision for Loan Losses | 0.03 | 0.04 | 0.03 | 0.03 | 0.02 | 0.01 |
| 31.19 | 30.85 | 36.99 | 40.93 | 29.14 | 27.6 | |
Revenue Growth | -5.43% | -16.62% | -9.61% | 40.47% | 5.57% | 1.78% |
Salaries & Employee Benefits | 7.57 | 7.41 | 8.11 | 7.4 | 7.39 | 6.88 |
Cost of Services Provided | - | - | 4.37 | 4.42 | 4.9 | 3.15 |
Other Operating Expenses | 12.07 | 11.24 | 11.14 | 7.67 | 7.64 | 4.61 |
Total Operating Expenses | 21.06 | 19.97 | 24.31 | 20.17 | 20.49 | 14.83 |
Operating Income | 10.14 | 10.88 | 12.68 | 20.76 | 8.65 | 12.77 |
EBT Excluding Unusual Items | 10.14 | 10.88 | 12.78 | 20.76 | 8.65 | 12.77 |
Gain (Loss) on Sale of Investments | - | - | - | - | - | -0 |
Other Unusual Items | - | - | - | - | 0.02 | 0.03 |
Pretax Income | 10.14 | 10.88 | 12.97 | 20.77 | 8.67 | 12.79 |
Income Tax Expense | 2.13 | 2.32 | 2.83 | 4.41 | 1.43 | 5.25 |
Net Income | 8.01 | 8.57 | 10.14 | 16.36 | 7.24 | 7.54 |
Net Income to Common | 8.01 | 8.57 | 10.14 | 16.36 | 7.24 | 7.54 |
Net Income Growth | -20.08% | -15.50% | -38.01% | 125.85% | -3.96% | -13.70% |
Shares Outstanding (Basic) | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Outstanding (Diluted) | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Change | 0.18% | -0.13% | - | - | -0.00% | - |
EPS (Basic) | 1.50 | 1.61 | 1.90 | 3.07 | 1.36 | 1.42 |
EPS (Diluted) | 1.50 | 1.61 | 1.90 | 3.07 | 1.36 | 1.42 |
EPS Growth | -20.22% | -15.26% | -38.11% | 125.85% | -3.96% | -13.70% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -5.35 | -6.22 | 4.98 | 0.91 | 4.07 |
Free Cash Flow Per Share | - | -1.01 | -1.17 | 0.94 | 0.17 | 0.76 |
Operating Margin | 32.49% | 35.28% | 34.28% | 50.72% | 29.69% | 46.26% |
Profit Margin | 25.66% | 27.77% | 27.41% | 39.96% | 24.86% | 27.32% |
Free Cash Flow Margin | - | -17.36% | -16.82% | 12.17% | 3.11% | 14.74% |
Effective Tax Rate | 21.02% | 21.27% | 21.81% | 21.24% | 16.46% | 41.04% |
Revenue as Reported | 32.61 | 32.3 | 37.44 | 41.05 | 29.25 | 28.66 |