Texim Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	63.63	74.84	135.61	95.15	112.19
Investment Securities	311.13	164.92	100.05	90.37	94.17
Trading Asset Securities	32.42	48.76	44.2	36.61	35.2
Total Investments	343.55	213.68	144.25	126.98	129.37
Gross Loans	301.44	272.66	215.17	205.43	180.47
Allowance for Loan Losses	-	-1.43	-1.47	-2.23	-2.48
Net Loans	301.44	271.23	213.71	203.21	177.99
Property, Plant & Equipment	25.39	24.37	21.08	19.96	19.95
Goodwill	-	0.04	0.04	0.04	0.04
Other Intangible Assets	3.14	2.34	2.05	1.84	1.92
Investments in Real Estate	7.17	7.69	12.84	12.92	14.3
Other Receivables	0.6	0.19	0.77	7.02	-
Restricted Cash	191.18	52.23	49.22	88.34	42.33
Other Current Assets	-	4.48	1.89	0.63	0.72
Long-Term Deferred Tax Assets	0.59	-	-	-	-
Other Real Estate Owned & Foreclosed	-	0.61	0.42	0.42	0.44
Other Long-Term Assets	16	38.31	63.25	40.72	37.87
Total Assets	952.69	690.01	645.11	597.24	537.13
Accrued Expenses	-	0.14	0.14	0.08	0.07
Interest Bearing Deposits	847.74	611.86	570.13	527.11	470.08
Total Deposits	847.74	611.86	570.13	527.11	470.08
Current Portion of Leases	-	1.62	1.62	1.56	1.52
Current Income Taxes Payable	0.11	0.29	0.03	0.03	0.04
Other Current Liabilities	-	0.64	1.46	2.32	0.25
Long-Term Debt	-	-	8.07	22.16	22.21
Long-Term Leases	-	3.19	3.37	1.38	2.47
Pension & Post-Retirement Benefits	0.72	-	-	-	-
Long-Term Deferred Tax Liabilities	2.09	0.91	1.14	1.03	0.29
Other Long-Term Liabilities	7.01	1.53	1.11	0.99	1.25
Total Liabilities	857.66	620.19	587.09	556.66	498.17
Common Stock	43.8	36.8	33.6	28	28
Additional Paid-In Capital	27.17	13.2	8.4	-	-
Retained Earnings	3.57	9.21	6.63	4.33	4.33
Comprehensive Income & Other	20.49	10.62	9.4	8.26	6.64
Total Common Equity	95.02	69.83	58.02	40.58	38.96
Shareholders' Equity	95.02	69.83	58.02	40.58	38.96
Total Liabilities & Equity	952.69	690.01	645.11	597.24	537.13
Total Debt	-	4.82	13.07	25.1	26.2
Net Cash (Debt)	131.73	169.16	211.06	140.9	153.63
Net Cash Growth	-22.12%	-19.85%	49.80%	-8.29%	38.33%
Net Cash Per Share	3.58	4.87	6.84	5.03	5.49
Filing Date Shares Outstanding	36.8	36.8	33.6	28	28
Total Common Shares Outstanding	36.8	36.8	33.6	28	28
Book Value Per Share	2.58	1.90	1.73	1.45	1.39
Tangible Book Value	91.89	67.45	55.93	38.7	37
Tangible Book Value Per Share	2.50	1.83	1.66	1.38	1.32

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.