Texim Bank AD (BUL: TXIM)

Texim Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	164.7	135.61	95.15	112.19	77.89	44.6
Investment Securities	191.03	100.05	90.37	94.17	86.81	52.21
Trading Asset Securities	45.59	44.2	36.61	35.2	29.55	25.5
Total Investments	236.62	144.25	126.98	129.37	116.36	77.71
Gross Loans	233.61	215.17	205.43	180.47	159.09	150.81
Allowance for Loan Losses	-	-1.47	-2.23	-2.48	-2.52	-2.63
Net Loans	233.61	213.71	203.21	177.99	156.57	148.18
Property, Plant & Equipment	23.66	21.08	19.96	19.95	20.81	19.95
Goodwill	0.04	0.04	0.04	0.04	0.04	0.04
Other Intangible Assets	2.41	2.05	1.84	1.92	2.02	2.23
Investments in Real Estate	10.27	12.84	12.92	14.3	11.38	13.75
Other Receivables	-	7.54	7.02	-	-	-
Restricted Cash	-	49.22	88.34	42.33	36.13	33.69
Other Current Assets	-	0.72	0.63	0.72	0.64	0.72
Other Real Estate Owned & Foreclosed	-	0.42	0.42	0.44	0.3	0.3
Other Long-Term Assets	8.9	57.65	40.72	37.87	40.81	22.34
Total Assets	680.2	645.11	597.24	537.13	462.97	363.52
Accrued Expenses	-	0.14	0.08	0.07	0.06	0.21
Interest Bearing Deposits	591.61	570.13	527.11	470.08	393.15	318.99
Total Deposits	591.61	570.13	527.11	470.08	393.15	318.99
Current Portion of Leases	-	1.62	1.56	1.52	1.63	1.07
Current Income Taxes Payable	1.27	0.03	0.03	0.04	0.08	0.09
Other Current Liabilities	-	1.46	2.32	0.25	0.29	0.37
Long-Term Debt	-	8.07	22.16	22.21	22.21	-
Long-Term Leases	3.97	3.37	1.38	2.47	3.75	2.23
Long-Term Deferred Tax Liabilities	-	1.14	1.03	0.29	0.23	0.21
Other Long-Term Liabilities	14.28	1.11	0.99	1.25	2.15	1.62
Total Liabilities	611.13	587.09	556.66	498.17	423.55	324.79
Common Stock	36.8	33.6	28	28	28	28
Retained Earnings	8.64	6.63	4.33	4.33	4.01	2.99
Comprehensive Income & Other	10.44	17.8	8.26	6.64	7.41	7.74
Total Common Equity	69.07	58.02	40.58	38.96	39.41	38.73
Shareholders' Equity	69.07	58.02	40.58	38.96	39.41	38.73
Total Liabilities & Equity	680.2	645.11	597.24	537.13	462.97	363.52
Total Debt	3.97	13.07	25.1	26.2	27.59	3.31
Net Cash (Debt)	253.4	211.06	140.9	153.63	111.06	94.26
Net Cash Growth	5.22%	49.79%	-8.29%	38.33%	17.82%	91.69%
Net Cash Per Share	6.89	6.84	5.03	5.49	3.97	3.37
Filing Date Shares Outstanding	36.8	33.6	28	28	28	28
Total Common Shares Outstanding	36.8	33.6	28	28	28	28
Book Value Per Share	1.88	1.73	1.45	1.39	1.41	1.38
Tangible Book Value	66.62	55.93	38.7	37	37.35	36.45
Tangible Book Value Per Share	1.81	1.66	1.38	1.32	1.33	1.30

Source: S&P Capital IQ. Banks template. Financial Sources.