Texim Bank AD Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1.35	1.31	1.22	0.16	0.17
Depreciation & Amortization	1.81	1.73	1.76	1.73	1.71
Other Amortization	0.2	0.19	0.18	0.19	0.21
Gain (Loss) on Sale of Assets	-0.04	-0.12	-0.01	0.1	-
Gain (Loss) on Sale of Investments	-1.92	-2.05	-1.23	-1.35	-1.26
Total Asset Writedown	-0.22	-0.1	-0.25	-0.96	-0.34
Provision for Credit Losses	-0.06	0.16	0.3	0.03	0.03
Change in Trading Asset Securities	0.23	-0.79	-2.5	0.58	-1.97
Change in Other Net Operating Assets	-16.18	-19.85	-6.53	-4.92	-9.72
Other Operating Activities	-1.07	-0.21	-1.18	-0.07	-5.1
Operating Cash Flow	-15.91	-19.72	-8.25	-4.5	-16.27
Capital Expenditures	-2.71	-0.47	-0.27	-0.16	-1.92
Sale of Property, Plant and Equipment	0.12	1.47	0.03	1.12	0.03
Investment in Securities	-51.1	-18.25	-7.92	-1.73	-4.99
Divestitures	-	-	-	0.41	-
Purchase / Sale of Intangibles	-0.62	-0.33	-0.28	-0.15	-0.14
Other Investing Activities	0.02	0.03	0.17	0.03	5.38
Investing Cash Flow	-54.28	-17.56	-8.27	-0.47	-1.65
Long-Term Debt Repaid	-3.15	-0.96	-0.91	-0.83	-0.92
Net Debt Issued (Repaid)	-3.15	-0.96	-0.91	-0.83	-0.92
Issuance of Common Stock	10.73	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	122.51	21.18	21.97	29.15	39.47
Financing Cash Flow	130.09	20.22	21.06	28.31	38.55
Net Cash Flow	59.9	-17.05	4.54	23.34	20.63
Free Cash Flow	-18.62	-20.19	-8.52	-4.65	-18.2
Free Cash Flow Margin	-131.86%	-160.89%	-77.99%	-55.72%	-223.78%
Free Cash Flow Per Share	-0.50	-0.58	-0.28	-0.17	-0.65
Cash Interest Paid	1.92	0.47	0.37	0.69	0.73
Cash Income Tax Paid	0	0.01	0.01	0.01	0.01