Texim Bank AD (BUL:TXIM)
Bulgaria · Delayed Price · Currency is BGN · Price in EUR 2.000
+0.050 (2.56%)
At close: Jun 23, 2026
Texim Bank AD Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 11.23 | 10.13 | 9.37 | 8.45 | 6.01 | 5.99 |
Interest Income on Investments | 0.06 | 0.02 | 0.03 | 0.02 | 0.03 | 0.03 |
Total Interest Income | 11.29 | 10.16 | 9.4 | 8.47 | 6.04 | 6.02 |
Interest Paid on Deposits | 1.27 | 1.13 | 0.64 | 0.45 | 0.69 | 0.83 |
Net Interest Income | 10.02 | 9.03 | 8.76 | 8.02 | 5.35 | 5.19 |
Net Interest Income Growth (YoY) | 12.39% | 3.02% | 9.22% | 49.84% | 3.17% | 14.47% |
Gain (Loss) on Sale of Assets | 0.05 | 0.04 | 0.12 | 0.01 | -0.07 | -0.01 |
Gain (Loss) on Sale of Investments | 2.12 | 1.92 | 2.05 | 1.23 | 1.35 | 1.26 |
Other Non-Interest Income | 3.26 | 3.07 | 1.78 | 1.96 | 1.75 | 1.72 |
Total Non-Interest Income | 5.43 | 5.03 | 3.95 | 3.2 | 3.03 | 2.97 |
Non-Interest Income Growth (YoY) | 30.32% | 27.53% | 23.15% | 5.76% | 2.06% | -6.86% |
Revenues Before Loan Losses | 15.45 | 14.06 | 12.71 | 11.23 | 8.38 | 8.16 |
Provision for Loan Losses | 0.1 | -0.06 | 0.16 | 0.3 | 0.03 | 0.03 |
| 15.35 | 14.12 | 12.55 | 10.92 | 8.35 | 8.13 | |
Revenue Growth (YoY) | 17.29% | 12.53% | 14.90% | 30.72% | 2.75% | 4.72% |
Occupancy Expenses | 2.08 | 2.01 | 1.92 | 1.94 | 1.92 | 1.92 |
Selling, General & Administrative | 11.25 | 10.57 | 9.41 | 7.98 | 7.1 | 6.35 |
Other Non-Interest Expense | 0.01 | -0.01 | 0.02 | 0 | -0 | 0.05 |
Total Non-Interest Expense | 13.34 | 12.57 | 11.35 | 9.93 | 9.02 | 8.31 |
EBT Excluding Unusual Items | 2.01 | 1.55 | 1.2 | 0.99 | -0.67 | -0.18 |
Asset Writedown | 0.23 | 0.22 | 0.1 | 0.25 | 0.93 | 0.35 |
Pretax Income | 2.24 | 1.78 | 1.3 | 1.24 | 0.26 | 0.17 |
Income Tax Expense | 0.44 | 0.43 | -0.01 | 0.03 | 0.1 | 0 |
Net Income | 1.8 | 1.35 | 1.31 | 1.22 | 0.16 | 0.17 |
Net Income to Common | 1.8 | 1.35 | 1.31 | 1.22 | 0.16 | 0.17 |
Net Income Growth | 9.26% | 2.56% | 7.80% | 656.02% | -3.11% | 154.01% |
Basic Shares Outstanding | 38 | 37 | 35 | 31 | 28 | 28 |
Diluted Shares Outstanding | 38 | 37 | 35 | 31 | 28 | 28 |
Shares Change (YoY) | 23.69% | 7.53% | 12.52% | 10.27% | - | - |
EPS (Basic) | 0.05 | 0.04 | 0.04 | 0.04 | 0.01 | 0.01 |
EPS (Diluted) | 0.05 | 0.04 | 0.04 | 0.04 | 0.01 | 0.01 |
EPS Growth | -11.66% | -4.62% | -4.20% | 585.69% | -3.12% | 154.00% |
Effective Tax Rate | 19.57% | 24.24% | - | 2.10% | 37.38% | 0.61% |