Texim Bank AD (BUL:TXIM)

Texim Bank AD Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	110.78	92.81	38.37	69.33	48.64	57.37
Investment Securities	158.2	127.25	84.54	51.15	46.19	48.16
Trading Asset Securities	27.26	26.55	24.99	22.6	18.72	18
Total Investments	185.46	153.8	109.53	73.75	64.91	66.16
Gross Loans	142.8	145.3	139.77	110.01	105.01	92.29
Allowance for Loan Losses	-	-0.68	-0.73	-0.75	-1.14	-1.27
Net Loans	142.8	144.62	139.03	109.26	103.87	91.02
Property, Plant & Equipment	12.82	14.98	12.49	10.78	10.2	10.2
Goodwill	-	0.02	0.02	0.02	0.02	0.02
Other Intangible Assets	1.79	1.61	1.2	1.05	0.94	0.98
Investments in Real Estate	3.66	3.67	3.94	6.56	6.6	7.31
Other Receivables	0.31	0.36	0.1	0.39	3.59	-
Restricted Cash	-	37.53	26.77	25.16	45.16	21.65
Other Current Assets	-	6.32	2.3	0.97	0.32	0.37
Other Real Estate Owned & Foreclosed	-	0.15	0.31	0.22	0.22	0.22
Other Long-Term Assets	25.42	31.13	19.64	32.34	20.81	19.37
Total Assets	483.03	487.01	353.7	329.83	305.29	274.67

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	0.07	0.07	0.07	0.04	0.03
Interest Bearing Deposits	422	433.5	313.64	291.49	269.45	240.38
Total Deposits	422	433.5	313.64	291.49	269.45	240.38
Current Portion of Leases	-	0.85	0.83	0.83	0.8	0.78
Current Income Taxes Payable	0.76	0.01	0.15	0.02	0.02	0.02
Other Current Liabilities	-	0.29	0.33	0.75	1.18	0.13
Long-Term Debt	-	-	-	4.13	11.33	11.36
Long-Term Leases	2.57	1.74	1.64	1.73	0.7	1.26
Long-Term Deferred Tax Liabilities	-	0.76	0.47	0.58	0.53	0.15
Other Long-Term Liabilities	5.73	1.02	0.79	0.57	0.5	0.64
Total Liabilities	431.07	438.23	317.91	300.16	284.55	254.75

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	22.34	22.4	18.86	17.18	14.31	14.32
Additional Paid-In Capital	13.89	13.9	6.77	4.29	-	-
Retained Earnings	8.7	6.06	4.72	3.39	2.21	2.21
Comprehensive Income & Other	7.03	6.41	5.44	4.81	4.22	3.39
Total Common Equity	51.96	48.77	35.79	29.67	20.74	19.92
Shareholders' Equity	51.96	48.77	35.79	29.67	20.74	19.92
Total Liabilities & Equity	483.03	487.01	353.7	329.83	305.29	274.67

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2.57	2.58	2.47	6.68	12.83	13.4
Net Cash (Debt)	164.75	144.61	86.71	107.91	72.02	78.56
Net Cash Growth	9.24%	66.78%	-19.65%	49.83%	-8.32%	38.38%
Net Cash Per Share	4.12	3.87	2.50	3.50	2.57	2.81
Filing Date Shares Outstanding	42.44	43.8	36.8	33.6	28	28
Total Common Shares Outstanding	42.44	43.8	36.8	33.6	28	28
Book Value Per Share	1.22	1.11	0.97	0.88	0.74	0.71
Tangible Book Value	50.17	47.14	34.57	28.6	19.78	18.92
Tangible Book Value Per Share	1.18	1.08	0.94	0.85	0.71	0.68

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

Data Sources Report a data error