Texim Bank AD Balance Sheet

Financials in millions BGN. Fiscal year is January - December.

Millions BGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	181.44	74.84	135.61	95.15	112.19
Investment Securities	248.77	164.92	100.05	90.37	94.17
Trading Asset Securities	51.91	48.76	44.2	36.61	35.2
Total Investments	300.68	213.68	144.25	126.98	129.37
Gross Loans	284.04	272.66	215.17	205.43	180.47
Allowance for Loan Losses	-1.33	-1.43	-1.47	-2.23	-2.48
Net Loans	282.72	271.23	213.71	203.21	177.99
Property, Plant & Equipment	29.29	24.37	21.08	19.96	19.95
Goodwill	0.04	0.04	0.04	0.04	0.04
Other Intangible Assets	3.16	2.34	2.05	1.84	1.92
Investments in Real Estate	7.17	7.69	12.84	12.92	14.3
Other Receivables	0.7	0.19	0.77	7.02	-
Restricted Cash	73.37	52.23	49.22	88.34	42.33
Other Current Assets	12.35	4.48	1.89	0.63	0.72
Other Real Estate Owned & Foreclosed	0.3	0.61	0.42	0.42	0.44
Other Long-Term Assets	60.86	38.31	63.25	40.72	37.87
Total Assets	952.05	690.01	645.11	597.24	537.13
Accrued Expenses	0.13	0.14	0.14	0.08	0.07
Interest Bearing Deposits	847.45	611.86	570.13	527.11	470.08
Total Deposits	847.45	611.86	570.13	527.11	470.08
Current Portion of Leases	1.65	1.62	1.62	1.56	1.52
Current Income Taxes Payable	0.02	0.29	0.03	0.03	0.04
Other Current Liabilities	0.56	0.64	1.46	2.32	0.25
Long-Term Debt	-	-	8.07	22.16	22.21
Long-Term Leases	3.39	3.19	3.37	1.38	2.47
Long-Term Deferred Tax Liabilities	1.49	0.91	1.14	1.03	0.29
Other Long-Term Liabilities	2	1.53	1.11	0.99	1.25
Total Liabilities	856.71	620.19	587.09	556.66	498.17
Common Stock	43.8	36.8	33.6	28	28
Additional Paid-In Capital	27.17	13.2	8.4	-	-
Retained Earnings	11.84	9.21	6.63	4.33	4.33
Comprehensive Income & Other	12.54	10.62	9.4	8.26	6.64
Total Common Equity	95.35	69.83	58.02	40.58	38.96
Shareholders' Equity	95.35	69.83	58.02	40.58	38.96
Total Liabilities & Equity	952.05	690.01	645.11	597.24	537.13
Total Debt	5.05	4.82	13.07	25.1	26.2
Net Cash (Debt)	282.71	169.16	211.06	140.9	153.63
Net Cash Growth	67.13%	-19.85%	49.80%	-8.29%	38.33%
Net Cash Per Share	7.57	4.87	6.84	5.03	5.49
Filing Date Shares Outstanding	43.8	36.8	33.6	28	28
Total Common Shares Outstanding	43.8	36.8	33.6	28	28
Book Value Per Share	2.18	1.90	1.73	1.45	1.39
Tangible Book Value	92.15	67.45	55.93	38.7	37
Tangible Book Value Per Share	2.10	1.83	1.66	1.38	1.32