Texim Bank AD (BUL:TXIM)

Texim Bank AD Cash Flow Statement

Financials in millions BGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	1.52	2.56	2.38	0.32	0.33	0.13
Depreciation & Amortization	1.52	3.38	3.45	3.39	3.35	3.39
Other Amortization	0.36	0.36	0.34	0.37	0.4	0.38
Gain (Loss) on Sale of Assets	-0.23	-0.23	-0.03	0.2	-	-
Gain (Loss) on Sale of Investments	-1.36	-3.99	-2.41	-2.64	-2.47	-2.47
Total Asset Writedown	-0.05	-0.28	-0.49	-1.87	-0.66	-1.62
Provision for Credit Losses	-0.14	0.31	0.6	0.06	0.05	-0.09
Change in Trading Asset Securities	0.5	-1.54	-4.89	1.14	-3.85	-2.3
Change in Other Net Operating Assets	-18.24	-38.63	-12.77	-9.62	-19.01	-9.75
Other Operating Activities	-1.07	-0.41	-2.31	-0.14	-9.97	-9.04
Operating Cash Flow	-17.17	-38.46	-16.13	-8.8	-31.82	-21.36
Capital Expenditures	-2.78	-0.92	-0.53	-0.31	-3.76	-0.69
Sale of Property, Plant and Equipment	0.12	2.87	0.07	2.19	0.05	0.05
Cash Acquisitions	0.5	-	-	-	-	-
Investment in Securities	1.9	-35.6	-15.49	-3.38	-9.77	-43.72
Divestitures	-	-	-	0.8	-	-
Purchase / Sale of Intangibles	-0.1	-0.65	-0.55	-0.29	-0.28	-0.17
Other Investing Activities	0.06	0.07	0.34	0.06	10.52	8.93
Investing Cash Flow	-0.31	-34.25	-16.17	-0.93	-3.23	-35.6
Long-Term Debt Issued	-	-	-	-	-	21.99
Long-Term Debt Repaid	-	-1.87	-1.78	-1.63	-1.79	-1.8
Net Debt Issued (Repaid)	-3.33	-1.87	-1.78	-1.63	-1.79	20.19
Net Increase (Decrease) in Deposit Accounts	52.86	41.32	42.96	57.02	77.18	73.94
Financing Cash Flow	49.52	39.45	41.19	55.39	75.39	94.13
Net Cash Flow	32.04	-33.27	8.89	45.66	40.34	37.17
Free Cash Flow	-19.96	-39.39	-16.66	-9.11	-35.58	-22.06
Free Cash Flow Margin	-77.49%	-160.89%	-77.99%	-55.72%	-223.78%	-145.21%
Free Cash Flow Per Share	-0.55	-1.13	-0.54	-0.33	-1.27	-0.79
Cash Interest Paid	0.92	0.92	0.72	1.36	1.42	1.02
Cash Income Tax Paid	0.02	0.02	0.03	0.03	0.02	0.03

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.