Financiera Confianza Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	587.02	539.71	549.43	514.53	431.18
Interest Income on Investments	7.31	8.86	11.68	9.23	1.42
Total Interest Income	594.34	548.57	561.12	523.76	432.6
Interest Paid on Deposits	82.84	93.85	92.15	69.29	63.36
Interest Paid on Borrowings	21.35	31.67	41.26	21.76	13.6
Total Interest Expense	104.19	125.52	133.4	91.05	76.96
Net Interest Income	490.15	423.05	427.71	432.7	355.65
Net Interest Income Growth (YoY)	15.86%	-1.09%	-1.15%	21.67%	0.33%
Trust Income	-0.01	-0.01	-0.01	-0.01	-0.01
Gain (Loss) on Sale of Assets	-	-	-	-51.65	-22.56
Other Non-Interest Income	22.46	21.54	23.37	15.36	17.39
Total Non-Interest Income	22.45	21.53	23.36	-36.3	-5.19
Non-Interest Income Growth (YoY)	4.26%	-7.84%	-	-	-
Revenues Before Loan Losses	512.59	444.58	451.07	396.4	350.46
Provision for Loan Losses	130.16	153.93	157.42	90.63	120.45
Revenue	382.43	290.65	293.65	305.77	230.01
Revenue Growth (YoY)	31.58%	-1.02%	-3.96%	32.94%	-8.83%
Salaries and Employee Benefits	214.83	192.17	194.49	170.53	151.84
Occupancy Expenses	13.24	12.13	9.36	7.42	7.51
Federal Deposit Insurance	4.85	4.21	3.95	4.37	5.83
Selling, General & Administrative	64.84	61.58	63.9	60.17	56.09
Other Non-Interest Expense	1.58	-0.76	-0.13	-3.86	-1.01
Total Non-Interest Expense	299.27	269.33	271.56	238.62	220.28
EBT Excluding Unusual Items	83.17	21.33	22.1	67.15	9.73
Legal Settlements	-1.36	-0.72	-0.02	-1.9	-0.27
Other Unusual Items	-8.18	-8.58	-6.9	-6.25	-3.18
Pretax Income	74.77	16.92	19.23	60.32	6.29
Income Tax Expense	22.38	4.22	7.21	17.51	3.14
Net Income	52.39	12.7	12.02	42.81	3.16
Net Income to Common	52.39	12.7	12.02	42.81	3.16
Net Income Growth	312.65%	5.63%	-71.92%	1256.89%	-77.87%
Basic Shares Outstanding	5	5	5	5	5
Diluted Shares Outstanding	5	5	5	5	5
Shares Change (YoY)	-0.00%	-0.01%	0.01%	-	0.00%
EPS (Basic)	9.72	2.36	2.23	7.94	0.59
EPS (Diluted)	9.72	2.36	2.23	7.94	0.59
EPS Growth	312.65%	5.64%	-71.93%	1256.89%	-77.87%
Dividend Per Share	-	1.272	1.004	3.575	-
Dividend Growth	-	26.77%	-71.93%	-	-
Effective Tax Rate	29.93%	24.96%	37.49%	29.03%	49.86%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.