Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	388.04	332.91	294.34	267.31	233.9	188.19
Investment Securities	78.16	72.41	68.47	78.35	47.57	23.03
Total Investments	78.16	72.41	68.47	78.35	47.57	23.03
Gross Loans	2,599	2,508	2,306	2,341	2,260	2,100
Allowance for Loan Losses	-	-145.49	-159.45	-186.3	-209.06	-154.1
Net Loans	2,599	2,363	2,147	2,155	2,051	1,946
Property, Plant & Equipment	23.68	20.5	19.17	21.18	18.92	20.49
Goodwill	12.14	12.14	12.14	12.14	12.14	12.14
Other Intangible Assets	23.15	21.49	19.99	16.4	8	3.39
Accrued Interest Receivable	-	50.04	45.38	43.56	44.28	33.68
Other Receivables	14.75	13.91	25.17	30.51	21.97	18.17
Restricted Cash	-	15.7	17.9	17.1	47.9	14.8
Long-Term Deferred Tax Assets	37.35	34.64	28.52	30.79	33.47	28.97
Other Long-Term Assets	5.32	1.6	2.04	0.42	0.44	0.47
Total Assets	3,182	2,941	2,683	2,676	2,523	2,291

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	35.06	2.71	3.59	9.99	12.33	3.18
Accrued Expenses	-	21.91	17.73	15.33	17.22	17.81
Interest Bearing Deposits	2,128	1,890	1,644	1,517	1,519	1,498
Non-Interest Bearing Deposits	1.81	1.12	2.49	1.74	1.43	0.94
Total Deposits	2,130	1,891	1,646	1,518	1,520	1,499
Current Portion of Long-Term Debt	-	470	434.5	647.68	476.52	278.84
Current Income Taxes Payable	9.47	14.91	-	-	10.96	-
Other Current Liabilities	-	24.07	14.11	18.11	24.46	20.64
Long-Term Debt	485.48	47.95	143.92	51.2	38.85	92.48
Other Long-Term Liabilities	23.94	4.15	3.65	3.1	3.44	2.81
Total Liabilities	2,684	2,477	2,264	2,264	2,104	1,915

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	306.11	289.65	285.11	282.72	263.49	262.09
Additional Paid-In Capital	38.09	38.09	38.09	38.09	38.09	38.09
Retained Earnings	153.66	136.89	95.9	91	117.47	76.07
Comprehensive Income & Other	-0.03	-	-	0.11	-0.05	-0.03
Shareholders' Equity	497.82	464.63	419.09	411.92	419	376.21
Total Liabilities & Equity	3,182	2,941	2,683	2,676	2,523	2,291

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	485.48	517.95	578.42	698.88	515.37	371.32
Net Cash (Debt)	-97.44	-185.03	-284.08	-431.57	-281.46	-183.13
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-17.11	-32.48	-49.87	-75.76	-49.41	-32.15
Filing Date Shares Outstanding	5.69	5.7	5.7	5.7	5.7	5.7
Total Common Shares Outstanding	5.69	5.7	5.7	5.7	5.7	5.7
Book Value Per Share	87.43	81.57	73.57	72.31	73.56	66.04
Tangible Book Value	462.54	431	386.96	383.38	398.87	360.69
Tangible Book Value Per Share	81.23	75.67	67.93	67.30	70.02	63.32

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

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