Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	361.02	332.91	294.34	267.31	233.9	188.19
Investment Securities	71.76	72.41	68.47	78.35	47.57	23.03
Total Investments	71.76	72.41	68.47	78.35	47.57	23.03
Gross Loans	2,674	2,508	2,306	2,341	2,260	2,100
Allowance for Loan Losses	-184.48	-145.49	-159.45	-186.3	-209.06	-154.1
Net Loans	2,489	2,363	2,147	2,155	2,051	1,946
Property, Plant & Equipment	22.11	20.5	19.17	21.18	18.92	20.49
Goodwill	12.14	12.14	12.14	12.14	12.14	12.14
Other Intangible Assets	23.33	21.49	19.99	16.4	8	3.39
Accrued Interest Receivable	52.38	50.04	45.38	43.56	44.28	33.68
Other Receivables	17.35	13.91	25.17	30.51	21.97	18.17
Restricted Cash	20	15.7	17.9	17.1	47.9	14.8
Long-Term Deferred Tax Assets	35.28	34.64	28.52	30.79	33.47	28.97
Other Long-Term Assets	1.22	1.6	2.04	0.42	0.44	0.47
Total Assets	3,110	2,941	2,683	2,676	2,523	2,291

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	14.17	2.71	3.59	9.99	12.33	3.18
Accrued Expenses	13.64	21.91	17.73	15.33	17.22	17.81
Interest Bearing Deposits	2,021	1,890	1,644	1,517	1,519	1,498
Non-Interest Bearing Deposits	1.95	1.12	2.49	1.74	1.43	0.94
Total Deposits	2,022	1,891	1,646	1,518	1,520	1,499
Current Portion of Long-Term Debt	482.71	470	434.5	647.68	476.52	278.84
Current Income Taxes Payable	7.91	14.91	-	-	10.96	-
Other Current Liabilities	47.31	24.07	14.11	18.11	24.46	20.64
Long-Term Debt	40.21	47.95	143.92	51.2	38.85	92.48
Other Long-Term Liabilities	3.36	4.15	3.65	3.1	3.44	2.81
Total Liabilities	2,632	2,477	2,264	2,264	2,104	1,915

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	306.11	289.65	285.11	282.72	263.49	262.09
Additional Paid-In Capital	38.09	38.09	38.09	38.09	38.09	38.09
Retained Earnings	133.94	136.89	95.9	91	117.47	76.07
Comprehensive Income & Other	0.02	-	-	0.11	-0.05	-0.03
Shareholders' Equity	478.15	464.63	419.09	411.92	419	376.21
Total Liabilities & Equity	3,110	2,941	2,683	2,676	2,523	2,291

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	522.92	517.95	578.42	698.88	515.37	371.32
Net Cash (Debt)	-161.9	-185.03	-284.08	-431.57	-281.46	-183.13
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-28.42	-32.48	-49.87	-75.76	-49.41	-32.15
Filing Date Shares Outstanding	5.69	5.7	5.7	5.7	5.7	5.7
Total Common Shares Outstanding	5.69	5.7	5.7	5.7	5.7	5.7
Book Value Per Share	83.96	81.57	73.57	72.31	73.56	66.04
Tangible Book Value	442.68	431	386.96	383.38	398.87	360.69
Tangible Book Value Per Share	77.73	75.67	67.93	67.30	70.02	63.32

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 17, 2026

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