Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	62.39	52.39	12.7	12.02	42.81	3.16
Depreciation & Amortization	13.33	13.24	12.13	9.36	7.42	7.12
Provision for Credit Losses	130.09	130.09	153.93	157.42	91.3	122.85
Change in Accounts Payable	37.44	8.44	-5.73	-27.94	15.28	-7.09
Change in Other Net Operating Assets	-379.27	-356.71	-134.17	-285.75	-243.88	-95.7
Other Operating Activities	17.76	27.93	3.55	-23.98	11.17	-25.33
Operating Cash Flow	-118.26	-124.61	42.41	-158.88	-75.9	5.01
Capital Expenditures	-10.2	-6.24	-3.09	-8.09	-2.62	-1.99
Sale of Property, Plant and Equipment	-0.22	0.14	0.19	1.33	-	-
Investment in Securities	5.75	-	-	-	-	-
Purchase / Sale of Intangibles	-9.91	-9.91	-10.81	-13.26	-7.83	-1.66
Investing Cash Flow	17.68	-16	-13.71	-20.02	-10.45	-3.64
Long-Term Debt Issued	-	42.55	-	202.77	144.05	-
Long-Term Debt Repaid	-	-103.03	-120.45	-	-	-11.18
Net Debt Issued (Repaid)	-60.48	-60.48	-120.45	202.77	144.05	-11.18
Common Dividends Paid	-6.92	-6.86	-5.41	-19.27	-	-
Net Increase (Decrease) in Deposit Accounts	244.32	244.32	125	-2.01	21.12	-189.77
Other Financing Activities	18.5	-	-	-	-	-
Financing Cash Flow	195.42	176.98	-0.86	181.5	165.17	-200.95
Net Cash Flow	94.83	36.37	27.83	2.61	78.81	-199.58
Free Cash Flow	-128.46	-130.85	39.32	-166.97	-78.52	3.03
Free Cash Flow Margin	-31.11%	-34.21%	13.53%	-56.86%	-25.68%	1.32%
Free Cash Flow Per Share	-23.84	-24.28	7.30	-30.98	-14.57	0.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.