Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	72.88	52.39	12.7	12.02	42.81	3.16
Depreciation & Amortization	13.94	13.24	12.13	9.36	7.42	7.12
Provision for Credit Losses	130.09	130.09	153.93	157.42	91.3	122.85
Change in Accounts Payable	24.66	8.44	-5.73	-27.94	15.28	-7.09
Change in Other Net Operating Assets	-516.02	-356.71	-134.17	-285.75	-243.88	-95.7
Other Operating Activities	94.58	27.93	3.55	-23.98	11.17	-25.33
Operating Cash Flow	-179.86	-124.61	42.41	-158.88	-75.9	5.01
Operating Cash Flow Growth	-	-	-	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-12.14	-6.24	-3.09	-8.09	-2.62	-1.99
Sale of Property, Plant and Equipment	0.14	0.14	0.19	1.33	-	-
Purchase / Sale of Intangibles	-9.91	-9.91	-10.81	-13.26	-7.83	-1.66
Investing Cash Flow	29.41	-16	-13.71	-20.02	-10.45	-3.64

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	42.55	-	202.77	144.05	-
Long-Term Debt Repaid	-	-103.03	-120.45	-	-	-11.18
Net Debt Issued (Repaid)	-60.48	-60.48	-120.45	202.77	144.05	-11.18
Common Dividends Paid	-7.13	-6.86	-5.41	-19.27	-	-
Net Increase (Decrease) in Deposit Accounts	244.32	244.32	125	-2.01	21.12	-189.77
Other Financing Activities	23.37	-	-	-	-	-
Financing Cash Flow	200.08	176.98	-0.86	181.5	165.17	-200.95

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	49.63	36.37	27.83	2.61	78.81	-199.58

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	-192	-130.85	39.32	-166.97	-78.52	3.03
Free Cash Flow Growth	-	-	-	-	-	-
Free Cash Flow Margin	-43.39%	-34.21%	13.53%	-56.86%	-25.68%	1.32%
Free Cash Flow Per Share	-33.71	-22.97	6.90	-29.31	-13.78	0.53

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 17, 2026

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