Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	52.39	12.7	12.02	42.81	3.16
Depreciation & Amortization	13.24	12.13	9.36	7.42	7.12
Provision for Credit Losses	130.09	153.93	157.42	91.3	122.85
Change in Accounts Payable	8.44	-5.73	-27.94	15.28	-7.09
Change in Other Net Operating Assets	-356.71	-134.17	-285.75	-243.88	-95.7
Other Operating Activities	27.93	3.55	-23.98	11.17	-25.33
Operating Cash Flow	-124.61	42.41	-158.88	-75.9	5.01
Capital Expenditures	-6.24	-3.09	-8.09	-2.62	-1.99
Sale of Property, Plant and Equipment	0.14	0.19	1.33	-	-
Purchase / Sale of Intangibles	-9.91	-10.81	-13.26	-7.83	-1.66
Investing Cash Flow	-16	-13.71	-20.02	-10.45	-3.64
Long-Term Debt Issued	42.55	-	202.77	144.05	-
Long-Term Debt Repaid	-103.03	-120.45	-	-	-11.18
Net Debt Issued (Repaid)	-60.48	-120.45	202.77	144.05	-11.18
Common Dividends Paid	-6.86	-5.41	-19.27	-	-
Net Increase (Decrease) in Deposit Accounts	244.32	125	-2.01	21.12	-189.77
Financing Cash Flow	176.98	-0.86	181.5	165.17	-200.95
Net Cash Flow	36.37	27.83	2.61	78.81	-199.58
Free Cash Flow	-130.85	39.32	-166.97	-78.52	3.03
Free Cash Flow Margin	-34.21%	13.53%	-56.86%	-25.68%	1.32%
Free Cash Flow Per Share	-24.28	7.30	-30.98	-14.57	0.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.