Financiera Confianza S.A.A. (BVL:FCONFIC1)
55.50
0.00 (0.00%)
At close: May 18, 2026
Financiera Confianza Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 602.88 | 587.02 | 539.71 | 549.43 | 514.53 | 431.18 |
Interest Income on Investments | 7.88 | 7.31 | 8.86 | 11.68 | 9.23 | 1.42 |
Total Interest Income | 610.76 | 594.34 | 548.57 | 561.12 | 523.76 | 432.6 |
Interest Paid on Deposits | 83.64 | 82.84 | 93.85 | 92.15 | 69.29 | 63.36 |
Interest Paid on Borrowings | 20.86 | 21.35 | 31.67 | 41.26 | 21.76 | 13.6 |
Total Interest Expense | 104.49 | 104.19 | 125.52 | 133.4 | 91.05 | 76.96 |
Net Interest Income | 506.27 | 490.15 | 423.05 | 427.71 | 432.7 | 355.65 |
Net Interest Income Growth (YoY) | 16.20% | 15.86% | -1.09% | -1.15% | 21.67% | 0.33% |
Trust Income | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 |
Gain (Loss) on Sale of Assets | - | - | - | - | -51.65 | -22.56 |
Other Non-Interest Income | 23.84 | 22.45 | 21.54 | 23.37 | 15.36 | 17.39 |
Total Non-Interest Income | 23.83 | 22.45 | 21.53 | 23.36 | -36.3 | -5.19 |
Non-Interest Income Growth (YoY) | 13.17% | 4.26% | -7.84% | - | - | - |
Revenues Before Loan Losses | 530.1 | 512.59 | 444.58 | 451.07 | 396.4 | 350.46 |
Provision for Loan Losses | 117.12 | 130.09 | 153.93 | 157.42 | 90.63 | 120.45 |
| 412.98 | 382.5 | 290.65 | 293.65 | 305.77 | 230.01 | |
Revenue Growth (YoY) | 30.52% | 31.60% | -1.02% | -3.96% | 32.94% | -8.83% |
Salaries and Employee Benefits | 214.89 | 204.25 | 187.56 | 194.49 | 170.53 | 151.84 |
Occupancy Expenses | 14.05 | 13.24 | 12.13 | 9.36 | 7.42 | 7.51 |
Federal Deposit Insurance | 5.08 | 4.85 | 4.21 | 3.95 | 4.37 | 5.83 |
Selling, General & Administrative | 66.12 | 64.84 | 61.58 | 63.9 | 60.17 | 56.09 |
Other Non-Interest Expense | 4.04 | 1.58 | -0.76 | -0.13 | -3.86 | -1.01 |
Total Non-Interest Expense | 304.2 | 288.76 | 264.72 | 271.56 | 238.62 | 220.28 |
EBT Excluding Unusual Items | 108.78 | 93.74 | 25.93 | 22.1 | 67.15 | 9.73 |
Legal Settlements | -1.16 | -1.36 | -0.72 | -0.02 | -1.9 | -0.27 |
Other Unusual Items | -18.76 | -18.76 | -13.19 | -6.9 | -6.25 | -3.18 |
Pretax Income | 90 | 74.77 | 16.92 | 19.23 | 60.32 | 6.29 |
Income Tax Expense | 27.61 | 22.38 | 4.22 | 7.21 | 17.51 | 3.14 |
Net Income | 62.39 | 52.39 | 12.7 | 12.02 | 42.81 | 3.16 |
Net Income to Common | 62.39 | 52.39 | 12.7 | 12.02 | 42.81 | 3.16 |
Net Income Growth | 190.97% | 312.65% | 5.63% | -71.92% | 1256.89% | -77.87% |
Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 |
Shares Change (YoY) | 0.29% | -0.00% | -0.01% | 0.01% | - | 0.00% |
EPS (Basic) | 11.58 | 9.72 | 2.36 | 2.23 | 7.94 | 0.59 |
EPS (Diluted) | 11.58 | 9.72 | 2.36 | 2.23 | 7.94 | 0.59 |
EPS Growth | 190.11% | 312.65% | 5.64% | -71.93% | 1256.89% | -77.87% |
Dividend Per Share | - | 4.760 | 1.272 | 1.004 | 3.575 | - |
Dividend Growth | - | 274.18% | 26.77% | -71.93% | - | - |
Effective Tax Rate | 30.68% | 29.93% | 24.96% | 37.49% | 29.03% | 49.86% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.