Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Statistics

Total Valuation

BVL:FCONFIC1 has a market cap or net worth of PEN 391.71 million.

Market Cap	391.71M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, May 7, 2026.

Earnings Date	May 7, 2026
Ex-Dividend Date	Apr 15, 2026

Share Statistics

BVL:FCONFIC1 has 5.39 million shares outstanding. The number of shares has increased by 0.30% in one year.

Current Share Class	5.39M
Shares Outstanding	5.39M
Shares Change (YoY)	+0.30%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.28.

PE Ratio	6.28
Forward PE	n/a
PS Ratio	0.95
PB Ratio	0.81
P/TBV Ratio	0.87
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.69%.

Return on Equity (ROE)	13.69%
Return on Assets (ROA)	2.18%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.30%
Revenue Per Employee	141,189
Profits Per Employee	21,329
Employee Count	2,925
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:FCONFIC1 has paid 27.61 million in taxes.

Income Tax	27.61M
Effective Tax Rate	30.68%

Stock Price Statistics

The stock price has increased by +20.62% in the last 52 weeks. The beta is 0.18, so BVL:FCONFIC1's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	+20.62%
50-Day Moving Average	61.74
200-Day Moving Average	60.63
Relative Strength Index (RSI)	86.73
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:FCONFIC1 had revenue of PEN 412.98 million and earned 62.39 million in profits. Earnings per share was 11.58.

Revenue	412.98M
Gross Profit	402.83M
Operating Income	113.88M
Pretax Income	90.00M
Net Income	62.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	11.58

Balance Sheet

The company has 383.14 million in cash and 504.36 million in debt, with a net cash position of -121.22 million or -22.49 per share.

Cash & Cash Equivalents	383.14M
Total Debt	504.36M
Net Cash	-121.22M
Net Cash Per Share	-22.49
Equity (Book Value)	483.54M
Book Value Per Share	89.72
Working Capital	-1.61B

Cash Flow

In the last 12 months, operating cash flow was -118.26 million and capital expenditures -10.20 million, giving a free cash flow of -128.46 million.

Operating Cash Flow	-118.26M
Capital Expenditures	-10.20M
Depreciation & Amortization	n/a
Net Borrowing	-60.48M
Free Cash Flow	-128.46M
FCF Per Share	-23.84

Margins

Gross Margin	n/a
Operating Margin	27.58%
Pretax Margin	21.79%
Profit Margin	15.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.76, which amounts to a dividend yield of 6.55%.

Dividend Per Share	4.76
Dividend Yield	6.55%
Dividend Growth (YoY)	274.17%
Years of Dividend Growth	1
Payout Ratio	11.10%
Buyback Yield	-0.30%
Shareholder Yield	6.25%
Earnings Yield	15.93%
FCF Yield	-32.79%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2025. It was a forward split with a ratio of 1.016031405.

Last Split Date	Jul 15, 2025
Split Type	Forward
Split Ratio	1.016031405

Scores

Altman Z-Score	n/a
Piotroski F-Score	2