Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Statistics

Total Valuation

BVL:FCONFIC1 has a market cap or net worth of PEN 299.08 million.

Market Cap	299.08M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, April 23, 2026.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Apr 15, 2026

Share Statistics

BVL:FCONFIC1 has 5.39 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	5.39M
Shares Outstanding	5.39M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 5.71.

PE Ratio	5.71
Forward PE	n/a
PS Ratio	0.78
PB Ratio	0.64
P/TBV Ratio	0.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.86%.

Return on Equity (ROE)	11.86%
Return on Assets (ROA)	1.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.57%
Revenue Per Employee	130,770
Profits Per Employee	17,911
Employee Count	2,818
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:FCONFIC1 has paid 22.38 million in taxes.

Income Tax	22.38M
Effective Tax Rate	29.93%

Stock Price Statistics

The stock price has decreased by -7.91% in the last 52 weeks. The beta is 0.00, so BVL:FCONFIC1's price volatility has been lower than the market average.

Beta (5Y)	0.00
52-Week Price Change	-7.91%
50-Day Moving Average	59.88
200-Day Moving Average	60.17
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:FCONFIC1 had revenue of PEN 382.50 million and earned 52.39 million in profits. Earnings per share was 9.72.

Revenue	382.50M
Gross Profit	372.35M
Operating Income	98.59M
Pretax Income	74.77M
Net Income	52.39M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.72

Balance Sheet

The company has 332.91 million in cash and 517.95 million in debt, with a net cash position of -185.03 million or -34.34 per share.

Cash & Cash Equivalents	332.91M
Total Debt	517.95M
Net Cash	-185.03M
Net Cash Per Share	-34.34
Equity (Book Value)	464.63M
Book Value Per Share	86.22
Working Capital	-2.01B

Cash Flow

In the last 12 months, operating cash flow was -124.61 million and capital expenditures -6.24 million, giving a free cash flow of -130.85 million.

Operating Cash Flow	-124.61M
Capital Expenditures	-6.24M
Depreciation & Amortization	n/a
Net Borrowing	-60.48M
Free Cash Flow	-130.85M
FCF Per Share	-24.28

Margins

Gross Margin	n/a
Operating Margin	25.78%
Pretax Margin	19.55%
Profit Margin	13.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 4.76, which amounts to a dividend yield of 8.58%.

Dividend Per Share	4.76
Dividend Yield	8.58%
Dividend Growth (YoY)	274.17%
Years of Dividend Growth	1
Payout Ratio	13.09%
Buyback Yield	0.00%
Shareholder Yield	8.58%
Earnings Yield	17.52%
FCF Yield	-43.75%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2025. It was a forward split with a ratio of 1.016031405.

Last Split Date	Jul 15, 2025
Split Type	Forward
Split Ratio	1.016031405

Scores

Altman Z-Score	n/a
Piotroski F-Score	2