Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	313.58	294.94	267.31	233.9	188.19	385.97
Investment Securities	67.1	68.47	78.35	47.57	23.03	64.04
Total Investments	67.1	68.47	78.35	47.57	23.03	64.04
Gross Loans	2,384	2,306	2,341	2,260	2,100	2,075
Allowance for Loan Losses	-200.54	-159.45	-186.3	-209.06	-154.1	-157.37
Net Loans	2,184	2,147	2,155	2,051	1,946	1,917
Property, Plant & Equipment	17.67	19.17	21.18	18.92	20.49	24.14
Goodwill	12.14	12.14	12.14	12.14	12.14	12.14
Other Intangible Assets	19.74	19.99	16.4	8	3.39	3.88
Accrued Interest Receivable	46.34	45.38	43.56	44.28	33.68	63.7
Other Receivables	21.74	25.17	30.51	21.97	18.17	16.23
Restricted Cash	17.8	17.3	17.1	47.9	14.8	16.6
Long-Term Deferred Tax Assets	33.32	28.52	30.79	33.47	28.97	25.57
Other Long-Term Assets	2.1	2.04	0.42	0.44	0.47	0.48
Total Assets	2,740	2,683	2,676	2,523	2,291	2,531
Accounts Payable	12.48	3.59	9.99	12.33	3.18	22.63
Accrued Expenses	1.2	17.73	15.33	17.22	17.81	10.62
Interest Bearing Deposits	1,755	1,641	1,517	1,519	1,498	1,688
Non-Interest Bearing Deposits	1.2	2.49	1.74	1.43	0.94	0.46
Total Deposits	1,756	1,643	1,518	1,520	1,499	1,689
Current Portion of Long-Term Debt	440	434.5	647.68	476.52	278.84	234.02
Current Income Taxes Payable	-	-	-	10.96	-	-
Other Current Liabilities	28.32	17.28	18.11	24.46	20.64	8.65
Long-Term Debt	57.18	143.92	51.2	38.85	92.48	190.29
Other Long-Term Liabilities	13.28	3.65	3.1	3.44	2.81	3.19
Total Liabilities	2,309	2,264	2,264	2,104	1,915	2,158
Common Stock	289.65	285.11	282.72	263.49	262.09	255.7
Additional Paid-In Capital	38.09	38.09	38.09	38.09	38.09	38.09
Retained Earnings	103.17	95.9	91	117.47	76.07	79.3
Comprehensive Income & Other	0.04	-	0.11	-0.05	-0.03	0.02
Shareholders' Equity	430.94	419.09	411.92	419	376.21	373.11
Total Liabilities & Equity	2,740	2,683	2,676	2,523	2,291	2,531
Total Debt	497.18	578.42	698.88	515.37	371.32	424.31
Net Cash (Debt)	-183.6	-283.48	-431.57	-281.46	-183.13	-38.34
Net Cash Per Share	-33.88	-52.60	-80.08	-52.23	-33.98	-7.11
Filing Date Shares Outstanding	5.39	5.39	5.39	5.39	5.39	5.39
Total Common Shares Outstanding	5.39	5.39	5.39	5.39	5.39	5.39
Book Value Per Share	79.97	77.76	76.43	77.75	69.81	69.23
Tangible Book Value	399.06	386.96	383.38	398.87	360.69	357.09
Tangible Book Value Per Share	74.05	71.80	71.14	74.01	66.93	66.26

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.