Financiera Confianza S.A.A. (BVL: FCONFIC1)

Financiera Confianza Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	277.38	267.31	233.9	188.19	385.97	153.04
Investment Securities	49.52	78.35	47.57	23.03	64.04	47.61
Total Investments	49.52	78.35	47.57	23.03	64.04	47.61
Gross Loans	2,258	2,341	2,260	2,100	2,075	1,846
Allowance for Loan Losses	-194.24	-186.3	-209.06	-154.1	-157.37	-89.37
Net Loans	2,064	2,155	2,051	1,946	1,917	1,756
Property, Plant & Equipment	20.37	21.18	18.92	20.49	24.14	26.08
Goodwill	12.14	12.14	12.14	12.14	12.14	12.14
Other Intangible Assets	19.2	16.4	8	3.39	3.88	5
Accrued Interest Receivable	37.17	43.56	44.28	33.68	63.7	39.53
Other Receivables	32.27	30.51	21.97	18.17	16.23	6.4
Restricted Cash	17.9	17.1	47.9	14.8	16.6	13.5
Long-Term Deferred Tax Assets	30.44	30.79	33.47	28.97	25.57	21.49
Other Long-Term Assets	5.05	0.42	0.44	0.47	0.48	0.49
Total Assets	2,565	2,676	2,523	2,291	2,531	2,084
Accounts Payable	1.26	9.91	12.33	3.18	22.63	2.02
Accrued Expenses	16.48	15.33	17.22	17.81	10.62	17.38
Interest Bearing Deposits	1,608	1,517	1,519	1,498	1,688	1,291
Non-Interest Bearing Deposits	0.58	1.74	1.43	0.94	0.46	0.57
Total Deposits	1,609	1,518	1,520	1,499	1,689	1,292
Short-Term Borrowings	-	-	-	-	-	88.48
Current Portion of Long-Term Debt	308.85	647.68	476.52	278.84	234.02	205.08
Current Income Taxes Payable	-	-	10.96	-	-	2.24
Other Current Liabilities	17.89	18.19	24.46	20.64	8.65	17.4
Long-Term Debt	197.18	51.2	38.85	92.48	190.29	96.89
Other Long-Term Liabilities	3.52	3.1	3.44	2.81	3.19	3.89
Total Liabilities	2,154	2,264	2,104	1,915	2,158	1,725
Common Stock	285.11	282.72	263.49	262.09	255.7	244.33
Additional Paid-In Capital	38.09	38.09	38.09	38.09	38.09	38.09
Retained Earnings	87.58	91	117.47	76.07	79.3	76.41
Comprehensive Income & Other	0.01	0.11	-0.05	-0.03	0.02	0.12
Shareholders' Equity	410.78	411.92	419	376.21	373.11	358.96
Total Liabilities & Equity	2,565	2,676	2,523	2,291	2,531	2,084
Total Debt	506.03	698.88	515.37	371.32	424.31	390.45
Net Cash (Debt)	-228.65	-431.57	-281.46	-183.13	-38.34	-237.41
Net Cash Per Share	-43.11	-81.36	-53.06	-34.53	-7.23	-44.76
Filing Date Shares Outstanding	5.3	5.3	5.3	5.3	5.3	5.3
Total Common Shares Outstanding	5.3	5.3	5.3	5.3	5.3	5.3
Book Value Per Share	77.44	77.66	78.99	70.93	70.34	67.67
Tangible Book Value	379.44	383.38	398.87	360.69	357.09	341.82
Tangible Book Value Per Share	71.54	72.28	75.20	68.00	67.32	64.44

Source: S&P Capital IQ. Banks template. Financial Sources.