Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	300.31	294.94	267.31	233.9	188.19	385.97
Investment Securities	83.74	68.47	78.35	47.57	23.03	64.04
Total Investments	83.74	68.47	78.35	47.57	23.03	64.04
Gross Loans	2,388	2,306	2,341	2,260	2,100	2,075
Allowance for Loan Losses	-172.33	-159.45	-186.3	-209.06	-154.1	-157.37
Net Loans	2,216	2,147	2,155	2,051	1,946	1,917
Property, Plant & Equipment	19.17	19.17	21.18	18.92	20.49	24.14
Goodwill	12.14	12.14	12.14	12.14	12.14	12.14
Other Intangible Assets	20.29	19.99	16.4	8	3.39	3.88
Accrued Interest Receivable	43.59	45.38	43.56	44.28	33.68	63.7
Other Receivables	18.35	25.17	30.51	21.97	18.17	16.23
Restricted Cash	17.6	17.3	17.1	47.9	14.8	16.6
Long-Term Deferred Tax Assets	34.6	28.52	30.79	33.47	28.97	25.57
Other Long-Term Assets	2.45	2.04	0.42	0.44	0.47	0.48
Total Assets	2,772	2,683	2,676	2,523	2,291	2,531
Accounts Payable	13.26	3.59	9.99	12.33	3.18	22.63
Accrued Expenses	1.26	17.73	15.33	17.22	17.81	10.62
Interest Bearing Deposits	1,805	1,641	1,517	1,519	1,498	1,688
Non-Interest Bearing Deposits	1.99	2.49	1.74	1.43	0.94	0.46
Total Deposits	1,807	1,643	1,518	1,520	1,499	1,689
Current Portion of Long-Term Debt	410	434.5	647.68	476.52	278.84	234.02
Current Income Taxes Payable	6.46	-	-	10.96	-	-
Other Current Liabilities	23.11	17.28	18.11	24.46	20.64	8.65
Long-Term Debt	49.33	143.92	51.2	38.85	92.48	190.29
Other Long-Term Liabilities	14.9	3.65	3.1	3.44	2.81	3.19
Total Liabilities	2,326	2,264	2,264	2,104	1,915	2,158
Common Stock	289.65	285.11	282.72	263.49	262.09	255.7
Additional Paid-In Capital	38.09	38.09	38.09	38.09	38.09	38.09
Retained Earnings	118.13	95.9	91	117.47	76.07	79.3
Comprehensive Income & Other	0.04	-	0.11	-0.05	-0.03	0.02
Shareholders' Equity	445.91	419.09	411.92	419	376.21	373.11
Total Liabilities & Equity	2,772	2,683	2,676	2,523	2,291	2,531
Total Debt	459.33	578.42	698.88	515.37	371.32	424.31
Net Cash (Debt)	-159.02	-283.48	-431.57	-281.46	-183.13	-38.34
Net Cash Per Share	-29.50	-52.60	-80.08	-52.23	-33.98	-7.11
Filing Date Shares Outstanding	5.39	5.39	5.39	5.39	5.39	5.39
Total Common Shares Outstanding	5.39	5.39	5.39	5.39	5.39	5.39
Book Value Per Share	82.75	77.76	76.43	77.75	69.81	69.23
Tangible Book Value	413.48	386.96	383.38	398.87	360.69	357.09
Tangible Book Value Per Share	76.73	71.80	71.14	74.01	66.93	66.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.