Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Net Income	4.38	12.02	42.81	3.16	14.26	45.6	Upgrade
Depreciation & Amortization	9.76	9.36	7.42	7.12	8.88	10.21	Upgrade
Provision for Credit Losses	165.45	165.45	91.3	122.85	120.97	76.26	Upgrade
Change in Accounts Payable	97.95	-27.94	15.28	-7.09	5.22	22.19	Upgrade
Change in Other Net Operating Assets	-128.47	-293.81	-243.88	-95.7	-296.04	-280.9	Upgrade
Other Operating Activities	-32.45	-23.95	11.17	-25.33	-11.24	-1.88	Upgrade
Operating Cash Flow	116.64	-158.88	-75.9	5.01	-157.97	-128.52	Upgrade
Capital Expenditures	-2.38	-6.76	-2.62	-1.99	-3.86	-4.86	Upgrade
Sale of Property, Plant and Equipment	-	-	-	-	0.02	0.03	Upgrade
Investment in Securities	0.61	-	-	-	-	-	Upgrade
Purchase / Sale of Intangibles	-13.26	-13.26	-7.83	-1.66	-2.03	-2	Upgrade
Investing Cash Flow	13.68	-20.02	-10.45	-3.64	-5.87	-6.82	Upgrade
Long-Term Debt Issued	-	183.51	144.05	-	3.97	-	Upgrade
Long-Term Debt Repaid	-	-	-	-11.18	-	-0.77	Upgrade
Net Debt Issued (Repaid)	183.51	183.51	144.05	-11.18	3.97	-0.77	Upgrade
Common Dividends Paid	-0.07	-	-	-	-	-15.02	Upgrade
Net Increase (Decrease) in Deposit Accounts	-2.01	-2.01	21.12	-189.77	395.9	151.01	Upgrade
Other Financing Activities	-294.91	-	-	-	-	-	Upgrade
Financing Cash Flow	-113.48	181.5	165.17	-200.95	399.87	135.23	Upgrade
Net Cash Flow	16.84	2.61	78.81	-199.58	236.04	-0.12	Upgrade
Free Cash Flow	114.26	-165.64	-78.52	3.03	-161.82	-133.38	Upgrade
Free Cash Flow Margin	38.82%	-56.41%	-25.68%	1.32%	-64.14%	-43.63%	Upgrade
Free Cash Flow Per Share	21.54	-31.23	-14.80	0.57	-30.51	-25.14	Upgrade
Cash Income Tax Paid	-	-	-	-	18.5	22.82	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.