Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	12.7	12.02	42.81	3.16	14.26	Upgrade
Depreciation & Amortization	12.13	9.36	7.42	7.12	8.88	Upgrade
Provision for Credit Losses	153.93	157.42	91.3	122.85	120.97	Upgrade
Change in Accounts Payable	-5.73	-27.94	15.28	-7.09	5.22	Upgrade
Change in Other Net Operating Assets	-134.17	-285.75	-243.88	-95.7	-296.04	Upgrade
Other Operating Activities	3.55	-23.98	11.17	-25.33	-11.24	Upgrade
Operating Cash Flow	42.41	-158.88	-75.9	5.01	-157.97	Upgrade
Capital Expenditures	-3.09	-8.09	-2.62	-1.99	-3.86	Upgrade
Sale of Property, Plant and Equipment	0.19	1.33	-	-	0.02	Upgrade
Purchase / Sale of Intangibles	-10.81	-13.26	-7.83	-1.66	-2.03	Upgrade
Investing Cash Flow	-13.71	-20.02	-10.45	-3.64	-5.87	Upgrade
Long-Term Debt Issued	-	202.77	144.05	-	3.97	Upgrade
Long-Term Debt Repaid	-120.45	-	-	-11.18	-	Upgrade
Net Debt Issued (Repaid)	-120.45	202.77	144.05	-11.18	3.97	Upgrade
Common Dividends Paid	-5.41	-19.27	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	125	-2.01	21.12	-189.77	395.9	Upgrade
Financing Cash Flow	-0.86	181.5	165.17	-200.95	399.87	Upgrade
Net Cash Flow	27.83	2.61	78.81	-199.58	236.04	Upgrade
Free Cash Flow	39.32	-166.97	-78.52	3.03	-161.82	Upgrade
Free Cash Flow Margin	13.53%	-56.86%	-25.68%	1.32%	-64.14%	Upgrade
Free Cash Flow Per Share	7.41	-31.48	-14.80	0.57	-30.51	Upgrade
Cash Income Tax Paid	-	-	-	-	18.5	Upgrade

Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.