Financiera Confianza Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	52.39	12.7	12.02	42.81	3.16
Depreciation & Amortization	6.6	12.13	9.36	7.42	7.12
Provision for Credit Losses	-	153.93	157.42	91.3	122.85
Change in Accounts Payable	272.16	-5.73	-27.94	15.28	-7.09
Change in Other Net Operating Assets	-196.16	-134.17	-285.75	-243.88	-95.7
Other Operating Activities	-19.11	3.55	-23.98	11.17	-25.33
Operating Cash Flow	115.87	42.41	-158.88	-75.9	5.01
Operating Cash Flow Growth	173.22%	-	-	-	-
Capital Expenditures	-9.43	-3.09	-8.09	-2.62	-1.99
Sale of Property, Plant and Equipment	-	0.19	1.33	-	-
Investment in Securities	-3.94	-	-	-	-
Purchase / Sale of Intangibles	-	-10.81	-13.26	-7.83	-1.66
Other Investing Activities	-37.07	-	-	-	-
Investing Cash Flow	-50.44	-13.71	-20.02	-10.45	-3.64
Long-Term Debt Issued	-	-	202.77	144.05	-
Long-Term Debt Repaid	-	-120.45	-	-	-11.18
Net Debt Issued (Repaid)	-	-120.45	202.77	144.05	-11.18
Common Dividends Paid	-1.02	-5.41	-19.27	-	-
Net Increase (Decrease) in Deposit Accounts	-	125	-2.01	21.12	-189.77
Other Financing Activities	-28.04	-	-	-	-
Financing Cash Flow	-29.06	-0.86	181.5	165.17	-200.95
Net Cash Flow	36.37	27.83	2.61	78.81	-199.58
Free Cash Flow	106.44	39.32	-166.97	-78.52	3.03
Free Cash Flow Growth	170.73%	-	-	-	-
Free Cash Flow Margin	27.83%	13.53%	-56.86%	-25.68%	1.32%
Free Cash Flow Per Share	19.75	7.30	-30.98	-14.57	0.56

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.