Financiera Confianza S.A.A. (BVL:FCONFIC1)

Financiera Confianza Statistics

Total Valuation

BVL:FCONFIC1 has a market cap or net worth of PEN 324.73 million.

Market Cap	324.73M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, July 21, 2025.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	Apr 15, 2025

Share Statistics

BVL:FCONFIC1 has 5.39 million shares outstanding. The number of shares has decreased by -0.58% in one year.

Current Share Class	5.39M
Shares Outstanding	5.39M
Shares Change (YoY)	-0.58%
Shares Change (QoQ)	+1.46%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.39.

PE Ratio	10.39
Forward PE	n/a
PS Ratio	1.00
PB Ratio	0.75
P/TBV Ratio	0.81
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-6.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.44%.

Return on Equity (ROE)	7.44%
Return on Assets (ROA)	1.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	123,168
Profits Per Employee	11,787
Employee Count	2,664
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVL:FCONFIC1 has paid 12.74 million in taxes.

Income Tax	12.74M
Effective Tax Rate	29.02%

Stock Price Statistics

The stock price has decreased by -2.07% in the last 52 weeks. The beta is 0.01, so BVL:FCONFIC1's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	-2.07%
50-Day Moving Average	60.26
200-Day Moving Average	61.08
Relative Strength Index (RSI)	n/a
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVL:FCONFIC1 had revenue of PEN 325.66 million and earned 31.17 million in profits. Earnings per share was 5.80.

Revenue	325.66M
Gross Profit	315.26M
Operating Income	50.16M
Pretax Income	43.91M
Net Income	31.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.80

Balance Sheet

The company has 77.08 million in cash and 497.18 million in debt, giving a net cash position of -420.10 million or -77.96 per share.

Cash & Cash Equivalents	77.08M
Total Debt	497.18M
Net Cash	-420.10M
Net Cash Per Share	-77.96
Equity (Book Value)	430.94M
Book Value Per Share	78.82
Working Capital	-1.44B

Cash Flow

In the last 12 months, operating cash flow was -82.11 million and capital expenditures 159,000, giving a free cash flow of -81.95 million.

Operating Cash Flow	-82.11M
Capital Expenditures	159,000
Free Cash Flow	-81.95M
FCF Per Share	-15.21

Margins

Gross Margin	n/a
Operating Margin	15.40%
Pretax Margin	13.48%
Profit Margin	9.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.27, which amounts to a dividend yield of 2.11%.

Dividend Per Share	1.27
Dividend Yield	2.11%
Dividend Growth (YoY)	26.77%
Years of Dividend Growth	n/a
Payout Ratio	17.52%
Buyback Yield	0.58%
Shareholder Yield	2.69%
Earnings Yield	9.60%
FCF Yield	-25.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2025. It was a forward split with a ratio of 1.016031405.

Last Split Date	Jul 15, 2025
Split Type	Forward
Split Ratio	1.016031405

Scores

Altman Z-Score	n/a
Piotroski F-Score	2