Intercorp Financial Services Inc. (BVL: IFS)

IFS Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	2,661	2,475	3,933	17,104	11,584	3,095
Investment Securities	25,334	23,981	19,804	24,547	22,476	18,771
Trading Asset Securities	414.36	352.13	725.35	-	752.57	415.31
Total Investments	25,748	24,333	20,530	24,547	23,228	19,187
Gross Loans	49,580	48,774	47,321	45,101	43,100	38,342
Allowance for Loan Losses	-2,004	-2,349	-2,028	-2,065	-2,985	-1,395
Net Loans	47,576	46,425	45,294	43,036	40,115	36,947
Property, Plant & Equipment	843.49	804.83	791.43	815.12	844.43	950.94
Goodwill	-	669.08	669.08	-	430.65	430.65
Other Intangible Assets	1,651	1,018	964.13	1,045	611.94	548.62
Investments in Real Estate	1,351	1,299	1,288	1,224	1,044	972.1
Accrued Interest Receivable	1,039	1,070	916.96	-	731.76	505.35
Other Receivables	2,598	1,180	800.44	1,834	469.02	545.06
Restricted Cash	7,633	7,320	9,243	-	6,637	6,819
Other Current Assets	656.48	477.67	91.27	152.42	169.08	171.58
Long-Term Deferred Tax Assets	17.03	55.94	165.79	142.37	353.57	44.98
Other Real Estate Owned & Foreclosed	14.27	28.93	27.27	-	23.22	22.45
Other Long-Term Assets	1,983	2,276	2,581	53.85	1,941	1,259
Total Assets	93,986	89,625	87,482	89,955	88,236	71,562
Accounts Payable	1,548	106.96	53.91	2,468	185.43	75.82
Accrued Expenses	112.14	105.73	154.46	-	110.64	134.71
Interest Bearing Deposits	44,603	41,228	39,846	39,628	37,795	32,449
Non-Interest Bearing Deposits	6,923	7,960	8,685	9,270	9,354	5,644
Total Deposits	51,526	49,188	48,531	48,898	47,149	38,093
Short-Term Borrowings	706.97	346.71	380.45	-	543.06	706.27
Current Portion of Long-Term Debt	4,709	4,771	4,570	-	1,631	2,587
Current Portion of Leases	-	-	38.1	-	50.77	60.81
Current Income Taxes Payable	62.76	80.33	138.82	-	38.85	76.42
Other Current Liabilities	261.9	266.99	230.39	152.42	191.51	272.67
Long-Term Debt	9,626	9,725	10,384	16,913	15,566	7,968
Long-Term Leases	128.37	90.51	74.49	-	218.98	281.02
Long-Term Unearned Revenue	29.22	23.49	57	-	12,345	11,279
Long-Term Deferred Tax Liabilities	116.36	75.71	81.9	-	0.01	0.01
Other Long-Term Liabilities	14,953	14,836	13,362	12,789	1,252	1,124
Total Liabilities	83,781	79,617	78,056	81,220	79,282	62,659
Common Stock	1,038	1,038	1,038	1,038	1,038	1,038
Additional Paid-In Capital	532.77	532.77	532.77	532.77	532.77	530.46
Retained Earnings	8,937	8,922	8,359	7,420	6,503	6,846
Treasury Stock	-84.48	-84.31	-3.36	-3.36	-2.77	-0.2
Comprehensive Income & Other	-275.39	-457.79	-554.42	-302.48	836.77	442.91
Total Common Equity	10,148	9,950	9,372	8,685	8,908	8,857
Minority Interest	57.9	57.88	53.76	49.98	45.84	46.58
Shareholders' Equity	10,205	10,008	9,426	8,735	8,954	8,903
Total Liabilities & Equity	93,986	89,625	87,482	89,955	88,236	71,562
Total Debt	15,171	14,933	15,447	16,913	18,010	11,603
Net Cash (Debt)	-12,095	-12,106	-10,788	191.94	-5,130	-6,884
Net Cash Per Share	-105.59	-105.26	-93.47	1.66	-44.44	-61.04
Filing Date Shares Outstanding	114.48	114.48	115.42	115.42	115.42	115.45
Total Common Shares Outstanding	114.48	114.48	115.42	115.42	115.42	115.45
Book Value Per Share	88.64	86.92	81.20	75.25	77.18	76.72
Tangible Book Value	8,497	8,263	7,739	7,640	7,866	7,878
Tangible Book Value Per Share	74.22	72.18	67.05	66.20	68.15	68.24

Source: S&P Capital IQ. Banks template. Financial Sources.