Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru flag Peru · Delayed Price · Currency is PEN
1.670
0.00 (0.00%)
Last updated: Jul 22, 2025

BVL:MIBANC1 Income Statement

Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
3,0363,0663,0892,7342,0182,046
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Interest Paid on Deposits
742.15816.35905.86560.09244.75377.79
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Net Interest Income
2,3162,2502,1832,1741,7731,668
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Net Interest Income Growth (YoY)
3.08%3.06%0.41%22.61%6.28%-15.00%
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Gain (Loss) on Sale of Assets
-----10.52
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Gain (Loss) on Sale of Equity Investments
-0.01-----0.02
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Other Non-Interest Income
77.9102.8104.6393.8479.4171.56
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Total Non-Interest Income
114.26102.8104.6393.8479.4182.07
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Non-Interest Income Growth (YoY)
35.67%-1.75%11.50%18.17%-3.24%-32.00%
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Revenues Before Loan Losses
2,4302,3522,2872,2681,8521,750
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Provision for Loan Losses
566.74725.82818.96488.17446.65726.25
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1,8631,6271,4691,7801,4061,024
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Revenue Growth (YoY)
27.25%10.76%-17.48%26.59%37.27%-38.09%
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Salaries and Employee Benefits
75.813.933.864.13.734.33
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Occupancy Expenses
20.818.316.2618.1719.6723.02
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Amortization of Goodwill & Intangibles
41.7641.7635.527.0421.5218.23
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Selling, General & Administrative
1,1631,1721,1461,1071,033958.04
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Other Non-Interest Expense
-15.58-8.08-8.5825.2832.8620.34
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Total Non-Interest Expense
1,2871,2281,1931,1821,1111,024
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EBT Excluding Unusual Items
576.67398.95275.19597.86295.130.13
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Legal Settlements
-0.64-----
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Other Unusual Items
---0.3-4.24-16.26-30.68
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Pretax Income
576.02398.95274.89593.62278.87-30.55
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Income Tax Expense
156.6586.988.94155.2699.724.66
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Net Income
419.38311.97265.94438.36179.15-35.2
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Net Income to Common
419.38311.97265.94438.36179.15-35.2
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Net Income Growth
57.32%17.31%-39.33%144.69%--
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Basic Shares Outstanding
1,8431,8411,8411,8411,8411,644
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Diluted Shares Outstanding
1,8431,8411,8411,8411,8411,644
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Shares Change (YoY)
-0.13%---11.98%-
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EPS (Basic)
0.230.170.140.240.10-0.02
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EPS (Diluted)
0.230.170.140.240.10-0.02
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EPS Growth
57.52%17.31%-39.33%144.69%--
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Dividend Per Share
--0.244---
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Effective Tax Rate
27.20%21.80%3.25%26.16%35.76%-
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.