Mibanco Banco de la Microempresa S.A. (BVL: MIBANC1)
Peru
· Delayed Price · Currency is PEN 1.660
0.00 (0.00%)
Jan 20, 2025, 4:00 PM PET
BVL: MIBANC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 2,933 | 2,933 | 3,090 | 2,734 | 2,018 | 2,046 | Upgrade
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| Interest Income on Investments | 191.06 | 191.06 | - | - | - | - | Upgrade
|
| Total Interest Income | 3,124 | 3,124 | 3,090 | 2,734 | 2,018 | 2,046 | Upgrade
|
| Interest Paid on Deposits | 577.15 | 577.15 | 900.85 | 560.09 | 244.75 | 377.79 | Upgrade
|
| Interest Paid on Borrowings | 212.26 | 212.26 | - | - | - | - | Upgrade
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| Total Interest Expense | 789.41 | 789.41 | 900.85 | 560.09 | 244.75 | 377.79 | Upgrade
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| Net Interest Income | 2,335 | 2,335 | 2,190 | 2,174 | 1,773 | 1,668 | Upgrade
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| Net Interest Income Growth (YoY) | 6.63% | 6.63% | 0.72% | 22.61% | 6.28% | -15.00% | Upgrade
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| Trust Income | -0 | -0 | - | - | - | - | Upgrade
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| Income From Trading Activities | 6.77 | 6.77 | - | - | - | - | Upgrade
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| Gain (Loss) on Sale of Assets | - | - | - | - | - | 10.52 | Upgrade
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| Gain (Loss) on Sale of Equity Investments | 0.01 | 0.01 | - | - | - | -0.02 | Upgrade
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| Other Non-Interest Income | 88.68 | 88.68 | 99.62 | 93.84 | 79.41 | 71.56 | Upgrade
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| Total Non-Interest Income | 95.45 | 95.45 | 99.62 | 93.84 | 79.41 | 82.07 | Upgrade
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| Non-Interest Income Growth (YoY) | -4.18% | -4.18% | 6.16% | 18.17% | -3.24% | -32.00% | Upgrade
|
| Revenues Before Loan Losses | 2,430 | 2,430 | 2,289 | 2,268 | 1,852 | 1,750 | Upgrade
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| Provision for Loan Losses | 707.47 | 707.47 | 818.96 | 488.17 | 446.65 | 726.25 | Upgrade
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| Revenue | 1,723 | 1,723 | 1,470 | 1,780 | 1,406 | 1,024 | Upgrade
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| Revenue Growth (YoY) | 17.18% | 17.18% | -17.38% | 26.59% | 37.27% | -38.09% | Upgrade
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| Salaries and Employee Benefits | 830.78 | 830.78 | 3.86 | 4.1 | 3.73 | 4.33 | Upgrade
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| Occupancy Expenses | 60.06 | 60.06 | 16.26 | 18.17 | 19.67 | 23.02 | Upgrade
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| Federal Deposit Insurance | 19.6 | 19.6 | - | - | - | - | Upgrade
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| Amortization of Goodwill & Intangibles | - | - | 35.5 | 27.04 | 21.52 | 18.23 | Upgrade
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| Selling, General & Administrative | 344.83 | 344.83 | 1,146 | 1,107 | 1,033 | 958.04 | Upgrade
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| Other Non-Interest Expense | 68.63 | 68.63 | -6.9 | 25.28 | 32.86 | 20.34 | Upgrade
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| Total Non-Interest Expense | 1,324 | 1,324 | 1,195 | 1,182 | 1,111 | 1,024 | Upgrade
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| EBT Excluding Unusual Items | 398.82 | 398.82 | 275.19 | 597.86 | 295.13 | 0.13 | Upgrade
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| Legal Settlements | 0.13 | 0.13 | - | - | - | - | Upgrade
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| Other Unusual Items | - | - | -0.3 | -4.24 | -16.26 | -30.68 | Upgrade
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| Pretax Income | 398.95 | 398.95 | 274.89 | 593.62 | 278.87 | -30.55 | Upgrade
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| Income Tax Expense | 86.98 | 86.98 | 8.94 | 155.26 | 99.72 | 4.66 | Upgrade
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| Net Income | 311.97 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade
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| Net Income to Common | 311.97 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade
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| Net Income Growth | 17.31% | 17.31% | -39.33% | 144.69% | - | - | Upgrade
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| Basic Shares Outstanding | 1,846 | 1,846 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade
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| Diluted Shares Outstanding | 1,846 | 1,846 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade
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| Shares Change (YoY) | 0.29% | 0.29% | - | - | 11.98% | - | Upgrade
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| EPS (Basic) | 0.17 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade
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| EPS (Diluted) | 0.17 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade
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| EPS Growth | 16.97% | 16.97% | -39.33% | 144.69% | - | - | Upgrade
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| Dividend Per Share | - | - | 0.244 | - | - | - | Upgrade
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| Effective Tax Rate | 21.80% | 21.80% | 3.25% | 26.16% | 35.76% | - | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.