Mibanco Banco de la Microempresa S.A. (BVL: MIBANC1)
Peru
· Delayed Price · Currency is PEN 1.660
0.00 (0.00%)
Dec 19, 2024, 4:00 PM PET
BVL: MIBANC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 3,078 | 3,090 | 2,734 | 2,018 | 2,046 | 2,405 | Upgrade
|
| Interest Paid on Deposits | 879.92 | 900.85 | 560.09 | 244.75 | 377.79 | 442.9 | Upgrade
|
| Net Interest Income | 2,244 | 2,190 | 2,174 | 1,773 | 1,668 | 1,963 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.98% | 0.72% | 22.61% | 6.28% | -15.00% | -1.76% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 10.52 | 11.64 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | - | - | 2.88 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 0.01 | - | - | - | -0.02 | 0.01 | Upgrade
|
| Other Non-Interest Income | 72.25 | 99.62 | 93.84 | 79.41 | 71.56 | 106.17 | Upgrade
|
| Total Non-Interest Income | 76.03 | 99.62 | 93.84 | 79.41 | 82.07 | 120.7 | Upgrade
|
| Non-Interest Income Growth (YoY) | -30.62% | 6.16% | 18.17% | -3.24% | -32.00% | 17.84% | Upgrade
|
| Revenues Before Loan Losses | 2,320 | 2,289 | 2,268 | 1,852 | 1,750 | 2,083 | Upgrade
|
| Provision for Loan Losses | 827.11 | 818.96 | 488.17 | 446.65 | 726.25 | 429.08 | Upgrade
|
| Revenue | 1,493 | 1,470 | 1,780 | 1,406 | 1,024 | 1,654 | Upgrade
|
| Revenue Growth (YoY) | -4.47% | -17.38% | 26.59% | 37.27% | -38.09% | 0.36% | Upgrade
|
| Salaries and Employee Benefits | -4.64 | 3.86 | 4.1 | 3.73 | 4.33 | 4.67 | Upgrade
|
| Occupancy Expenses | 22.82 | 16.26 | 18.17 | 19.67 | 23.02 | 26.87 | Upgrade
|
| Amortization of Goodwill & Intangibles | 35.5 | 35.5 | 27.04 | 21.52 | 18.23 | 13.15 | Upgrade
|
| Selling, General & Administrative | 1,158 | 1,146 | 1,107 | 1,033 | 958.04 | 1,045 | Upgrade
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| Other Non-Interest Expense | -3.3 | -6.9 | 25.28 | 32.86 | 20.34 | 12.13 | Upgrade
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| Total Non-Interest Expense | 1,211 | 1,195 | 1,182 | 1,111 | 1,024 | 1,101 | Upgrade
|
| EBT Excluding Unusual Items | 281.91 | 275.19 | 597.86 | 295.13 | 0.13 | 552.86 | Upgrade
|
| Legal Settlements | -0.29 | - | - | - | - | 0.05 | Upgrade
|
| Other Unusual Items | -0.3 | -0.3 | -4.24 | -16.26 | -30.68 | - | Upgrade
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| Pretax Income | 281.32 | 274.89 | 593.62 | 278.87 | -30.55 | 552.9 | Upgrade
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| Income Tax Expense | 16.52 | 8.94 | 155.26 | 99.72 | 4.66 | 161.14 | Upgrade
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| Net Income | 264.8 | 265.94 | 438.36 | 179.15 | -35.2 | 391.77 | Upgrade
|
| Net Income to Common | 264.8 | 265.94 | 438.36 | 179.15 | -35.2 | 391.77 | Upgrade
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| Net Income Growth | -3.02% | -39.33% | 144.69% | - | - | -13.08% | Upgrade
|
| Basic Shares Outstanding | 1,870 | 1,841 | 1,841 | 1,841 | 1,644 | 1,644 | Upgrade
|
| Diluted Shares Outstanding | 1,870 | 1,841 | 1,841 | 1,841 | 1,644 | 1,644 | Upgrade
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| Shares Change (YoY) | 3.46% | - | - | 11.98% | - | - | Upgrade
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| EPS (Basic) | 0.14 | 0.14 | 0.24 | 0.10 | -0.02 | 0.24 | Upgrade
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| EPS (Diluted) | 0.14 | 0.14 | 0.24 | 0.10 | -0.02 | 0.24 | Upgrade
|
| EPS Growth | -6.27% | -39.33% | 144.69% | - | - | -13.14% | Upgrade
|
| Dividend Per Share | 0.344 | 0.244 | - | - | - | - | Upgrade
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| Effective Tax Rate | 5.87% | 3.25% | 26.16% | 35.76% | - | 29.14% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.