Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru
· Delayed Price · Currency is PEN 1.850
0.00 (0.00%)
At close: Apr 11, 2025, 2:52 PM PET
BVL:MIBANC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 3,038 | 3,066 | 3,089 | 2,734 | 2,018 | 2,046 | Upgrade
|
| Interest Paid on Deposits | 775.49 | 816.35 | 905.86 | 560.09 | 244.75 | 377.79 | Upgrade
|
| Net Interest Income | 2,277 | 2,250 | 2,183 | 2,174 | 1,773 | 1,668 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.85% | 3.06% | 0.41% | 22.61% | 6.28% | -15.00% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | - | 10.52 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | -0.01 | - | - | - | - | -0.02 | Upgrade
|
| Other Non-Interest Income | 93.56 | 102.8 | 104.63 | 93.84 | 79.41 | 71.56 | Upgrade
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| Total Non-Interest Income | 106.66 | 102.8 | 104.63 | 93.84 | 79.41 | 82.07 | Upgrade
|
| Non-Interest Income Growth (YoY) | 12.55% | -1.75% | 11.50% | 18.17% | -3.24% | -32.00% | Upgrade
|
| Revenues Before Loan Losses | 2,383 | 2,352 | 2,287 | 2,268 | 1,852 | 1,750 | Upgrade
|
| Provision for Loan Losses | 667.05 | 725.82 | 818.96 | 488.17 | 446.65 | 726.25 | Upgrade
|
| Revenue | 1,716 | 1,627 | 1,469 | 1,780 | 1,406 | 1,024 | Upgrade
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| Revenue Growth (YoY) | 15.78% | 10.76% | -17.48% | 26.59% | 37.27% | -38.09% | Upgrade
|
| Salaries and Employee Benefits | 39.31 | 3.93 | 3.86 | 4.1 | 3.73 | 4.33 | Upgrade
|
| Occupancy Expenses | 19.15 | 18.3 | 16.26 | 18.17 | 19.67 | 23.02 | Upgrade
|
| Amortization of Goodwill & Intangibles | 41.76 | 41.76 | 35.5 | 27.04 | 21.52 | 18.23 | Upgrade
|
| Selling, General & Administrative | 1,162 | 1,172 | 1,146 | 1,107 | 1,033 | 958.04 | Upgrade
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| Other Non-Interest Expense | -4.97 | -8.08 | -8.58 | 25.28 | 32.86 | 20.34 | Upgrade
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| Total Non-Interest Expense | 1,258 | 1,228 | 1,193 | 1,182 | 1,111 | 1,024 | Upgrade
|
| EBT Excluding Unusual Items | 458.22 | 398.95 | 275.19 | 597.86 | 295.13 | 0.13 | Upgrade
|
| Legal Settlements | -0.32 | - | - | - | - | - | Upgrade
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| Other Unusual Items | - | - | -0.3 | -4.24 | -16.26 | -30.68 | Upgrade
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| Pretax Income | 457.9 | 398.95 | 274.89 | 593.62 | 278.87 | -30.55 | Upgrade
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| Income Tax Expense | 114.78 | 86.98 | 8.94 | 155.26 | 99.72 | 4.66 | Upgrade
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| Net Income | 343.12 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade
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| Net Income to Common | 343.12 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade
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| Net Income Growth | 20.27% | 17.31% | -39.33% | 144.69% | - | - | Upgrade
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| Basic Shares Outstanding | 1,840 | 1,841 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade
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| Diluted Shares Outstanding | 1,840 | 1,841 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade
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| Shares Change (YoY) | -0.42% | - | - | - | 11.98% | - | Upgrade
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| EPS (Basic) | 0.19 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade
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| EPS (Diluted) | 0.19 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade
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| EPS Growth | 20.77% | 17.31% | -39.33% | 144.69% | - | - | Upgrade
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| Dividend Per Share | - | - | 0.244 | - | - | - | Upgrade
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| Effective Tax Rate | 25.07% | 21.80% | 3.25% | 26.16% | 35.76% | - | Upgrade
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Source: S&P Global Market Intelligence. Banks template. Financial Sources.