Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
1.670
0.00 (0.00%)
Last updated: Jul 22, 2025
BVL:MIBANC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 3,036 | 3,066 | 3,089 | 2,734 | 2,018 | 2,046 | Upgrade |
Interest Paid on Deposits | 742.15 | 816.35 | 905.86 | 560.09 | 244.75 | 377.79 | Upgrade |
Net Interest Income | 2,316 | 2,250 | 2,183 | 2,174 | 1,773 | 1,668 | Upgrade |
Net Interest Income Growth (YoY) | 3.08% | 3.06% | 0.41% | 22.61% | 6.28% | -15.00% | Upgrade |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 10.52 | Upgrade |
Gain (Loss) on Sale of Equity Investments | -0.01 | - | - | - | - | -0.02 | Upgrade |
Other Non-Interest Income | 77.9 | 102.8 | 104.63 | 93.84 | 79.41 | 71.56 | Upgrade |
Total Non-Interest Income | 114.26 | 102.8 | 104.63 | 93.84 | 79.41 | 82.07 | Upgrade |
Non-Interest Income Growth (YoY) | 35.67% | -1.75% | 11.50% | 18.17% | -3.24% | -32.00% | Upgrade |
Revenues Before Loan Losses | 2,430 | 2,352 | 2,287 | 2,268 | 1,852 | 1,750 | Upgrade |
Provision for Loan Losses | 566.74 | 725.82 | 818.96 | 488.17 | 446.65 | 726.25 | Upgrade |
1,863 | 1,627 | 1,469 | 1,780 | 1,406 | 1,024 | Upgrade | |
Revenue Growth (YoY) | 27.25% | 10.76% | -17.48% | 26.59% | 37.27% | -38.09% | Upgrade |
Salaries and Employee Benefits | 75.81 | 3.93 | 3.86 | 4.1 | 3.73 | 4.33 | Upgrade |
Occupancy Expenses | 20.8 | 18.3 | 16.26 | 18.17 | 19.67 | 23.02 | Upgrade |
Amortization of Goodwill & Intangibles | 41.76 | 41.76 | 35.5 | 27.04 | 21.52 | 18.23 | Upgrade |
Selling, General & Administrative | 1,163 | 1,172 | 1,146 | 1,107 | 1,033 | 958.04 | Upgrade |
Other Non-Interest Expense | -15.58 | -8.08 | -8.58 | 25.28 | 32.86 | 20.34 | Upgrade |
Total Non-Interest Expense | 1,287 | 1,228 | 1,193 | 1,182 | 1,111 | 1,024 | Upgrade |
EBT Excluding Unusual Items | 576.67 | 398.95 | 275.19 | 597.86 | 295.13 | 0.13 | Upgrade |
Legal Settlements | -0.64 | - | - | - | - | - | Upgrade |
Other Unusual Items | - | - | -0.3 | -4.24 | -16.26 | -30.68 | Upgrade |
Pretax Income | 576.02 | 398.95 | 274.89 | 593.62 | 278.87 | -30.55 | Upgrade |
Income Tax Expense | 156.65 | 86.98 | 8.94 | 155.26 | 99.72 | 4.66 | Upgrade |
Net Income | 419.38 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade |
Net Income to Common | 419.38 | 311.97 | 265.94 | 438.36 | 179.15 | -35.2 | Upgrade |
Net Income Growth | 57.32% | 17.31% | -39.33% | 144.69% | - | - | Upgrade |
Basic Shares Outstanding | 1,843 | 1,841 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade |
Diluted Shares Outstanding | 1,843 | 1,841 | 1,841 | 1,841 | 1,841 | 1,644 | Upgrade |
Shares Change (YoY) | -0.13% | - | - | - | 11.98% | - | Upgrade |
EPS (Basic) | 0.23 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade |
EPS (Diluted) | 0.23 | 0.17 | 0.14 | 0.24 | 0.10 | -0.02 | Upgrade |
EPS Growth | 57.52% | 17.31% | -39.33% | 144.69% | - | - | Upgrade |
Dividend Per Share | - | - | 0.244 | - | - | - | Upgrade |
Effective Tax Rate | 27.20% | 21.80% | 3.25% | 26.16% | 35.76% | - | Upgrade |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.