BVL:MIBANC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,707	1,862	1,782	1,046	1,831	1,101
Investment Securities	2,367	2,857	2,916	2,562	1,459	1,592
Trading Asset Securities	4.62	10.35	9.13	24.91	17.09	22.17
Total Investments	2,371	2,868	2,925	2,587	1,477	1,614
Gross Loans	13,940	13,475	12,132	13,165	13,966	13,432
Allowance for Loan Losses	-865.89	-866.49	-1,015	-1,095	-1,095	-1,234
Net Loans	13,074	12,609	11,116	12,070	12,872	12,198
Property, Plant & Equipment	101.04	104.47	112.51	120.32	115.01	125.25
Goodwill	139.18	139.18	139.18	139.18	139.18	139.18
Other Intangible Assets	175.16	182.59	169.68	156.88	141.09	119.07
Accrued Interest Receivable	165.59	134.23	105.2	94.84	106.78	52
Other Receivables	44.58	61.45	133.7	143.4	27.29	229.91
Restricted Cash	45.44	91.06	51.4	45.71	20.17	6.58
Other Current Assets	41.63	3.95	2.37	30.02	-	-
Long-Term Deferred Tax Assets	111.98	108.69	93.96	120.66	161.57	179.23
Other Real Estate Owned & Foreclosed	-	5.86	4.68	-	-	-
Other Long-Term Assets	15.83	7.77	4.86	30.7	9.71	14.86
Total Assets	18,992	18,205	16,664	16,584	16,917	15,803
Accounts Payable	92.18	37.21	36.55	52.77	49.5	95.95
Accrued Expenses	30.34	156.41	110.81	68.07	125.13	105
Interest Bearing Deposits	10,951	10,912	10,814	9,687	9,020	8,296
Non-Interest Bearing Deposits	86.52	80.69	80.18	49.75	154.09	69.63
Total Deposits	11,037	10,993	10,894	9,736	9,174	8,366
Short-Term Borrowings	22.61	20.22	20.96	30.11	51.8	22.54
Current Portion of Long-Term Debt	2,635	2,675	2,549	2,240	2,133	1,434
Current Income Taxes Payable	159.24	103.07	-	12.37	39.85	-
Accrued Interest Payable	110.78	96.33	166.11	262.77	140.74	59.94
Other Current Liabilities	456.06	56.18	119.75	61.59	8.88	2.62
Long-Term Debt	1,785	1,255	186.84	1,149	2,457	3,373
Other Long-Term Liabilities	45.01	44.94	40.12	105.59	102.75	131.12
Total Liabilities	16,373	15,437	14,124	13,719	14,283	13,591
Common Stock	1,841	1,841	1,841	1,841	1,841	1,715
Retained Earnings	777.91	916.01	704.22	1,026	805.13	503.42
Comprehensive Income & Other	0.62	11.41	-5.27	-1.52	-11.83	-5.7
Shareholders' Equity	2,619	2,768	2,540	2,865	2,634	2,212
Total Liabilities & Equity	18,992	18,205	16,664	16,584	16,917	15,803
Total Debt	4,442	3,950	2,756	3,419	4,642	4,830
Net Cash (Debt)	356.49	-2,078	-965.44	-2,349	-2,794	-3,707
Net Cash Per Share	0.19	-1.13	-0.52	-1.28	-1.52	-2.01
Filing Date Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,841
Total Common Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,841
Book Value Per Share	1.42	1.50	1.38	1.56	1.43	1.20
Tangible Book Value	2,305	2,446	2,231	2,569	2,354	1,954
Tangible Book Value Per Share	1.25	1.33	1.21	1.40	1.28	1.06