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Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru flag Peru · Delayed Price · Currency is PEN
1.500
0.00 (0.00%)
At close: Jul 30, 2026

BVL:MIBANC1 Financials Overview

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,3212,0971,6271,4691,7801,406
Revenue Growth
24.55%28.90%10.76%-17.48%26.59%37.27%
Net Income
681.4550.09311.97265.94438.36179.15
Earnings Per Share
0.370.300.170.140.240.10
EPS Growth
63.03%76.33%17.31%-39.33%144.69%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,1761,8721,7911,0711,8481,123
Total Debt
3,5193,9502,7563,4194,6424,830
Net Cash (Debt)
657.28-2,078-965.44-2,349-2,794-3,707
Net Cash Growth
-56.36%-----
Net Cash Per Share
0.36-1.13-0.52-1.28-1.52-2.01

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-447.21387.03265.39-1,500-40.35-549.45
Capital Expenditures
-6.49---42.14-19.73-11.06
Free Cash Flow
-453.7387.03265.39-1,542-60.09-560.5
Free Cash Flow Growth
-45.83%----

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.36%26.24%19.18%18.11%24.63%12.74%
FCF Margin
-19.55%18.46%16.32%-105.00%-3.38%-39.87%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.2050.205-0.244
Dividend Per Share Growth
-38.70%---
Dividend Yield
13.68%13.72%-18.29%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
4.045.599.7913.848.4020.58
P/FCF Ratio
-7.9411.51---
PS Ratio
1.191.471.882.512.072.62