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Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru flag Peru · Delayed Price · Currency is PEN
1.500
0.00 (0.00%)
At close: Jul 31, 2026

BVL:MIBANC1 Cash Flow Statement

Millions PEN. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
681.4550.09311.97265.94438.36179.15
Depreciation & Amortization
-5.0718.0918.316.2618.1719.67
Other Amortization
72.1246.7641.7635.527.0421.52
Gain (Loss) on Sale of Assets
---0.46--0.52.66
Gain (Loss) on Sale of Investments
-80.86-80.64-6.77-7.37-17.63-9.74
Total Asset Writedown
----0.170.19
Provision for Credit Losses
610.04614.23848.45918.84594.7525.11
Change in Accounts Payable
-752.01-----
Change in Other Net Operating Assets
-880.54-681.39-937.08-2,624-1,112-1,359
Other Operating Activities
-94.91-82.73-14.71-108.957.0567.39
Operating Cash Flow
-447.21387.03265.39-1,500-40.35-549.45
Operating Cash Flow Growth
-45.83%----

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-6.49---42.14-19.73-11.06
Sale of Property, Plant and Equipment
----0.521.35
Investment in Securities
-26.67-38.2379.26155.19-3.72.86
Purchase / Sale of Intangibles
-59.67-59.67-34.73-52.44-49.65-36.14
Investing Cash Flow
-112.78-108.3926.660.6-72.56-42.99

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-197.55---155
Long-Term Debt Repaid
------100
Total Debt Repaid
------100
Net Debt Issued (Repaid)
197.55197.55---55
Issuance of Common Stock
31.67----0.08
Common Dividends Paid
-320.08-338.3-633.72---
Net Increase (Decrease) in Deposit Accounts
82.1282.121,067668.68864.49-194.95
Other Financing Activities
837.82-----
Financing Cash Flow
829.07-58.64433.5668.68864.49-139.88

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-139.87-139.8710.61-14.46-21.626.59
Net Cash Flow
129.2180.13736.1-784.99729.96-725.72

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-453.7387.03265.39-1,542-60.09-560.5
Free Cash Flow Growth
-45.83%----
Free Cash Flow Margin
-19.55%18.46%16.32%-105.00%-3.38%-39.87%
Free Cash Flow Per Share
-0.250.210.14-0.84-0.03-0.30

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
817.32817.32934.36758.91383.32299.35
Cash Income Tax Paid
78.9966.9642.71104.78-27.93