BVL:MIBANC1 Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	550.09	311.97	265.94	438.36	179.15
Depreciation & Amortization	18.09	18.3	16.26	18.17	19.67
Other Amortization	46.76	41.76	35.5	27.04	21.52
Gain (Loss) on Sale of Assets	-	-0.46	-	-0.5	2.66
Gain (Loss) on Sale of Investments	-80.64	-6.77	-7.37	-17.63	-9.74
Total Asset Writedown	-	-	-	0.17	0.19
Provision for Credit Losses	614.23	848.45	918.84	594.7	525.11
Change in Other Net Operating Assets	-681.39	-937.08	-2,624	-1,112	-1,359
Other Operating Activities	-82.73	-14.71	-108.95	7.05	67.39
Operating Cash Flow	387.03	265.39	-1,500	-40.35	-549.45
Operating Cash Flow Growth	45.83%	-	-	-	-
Capital Expenditures	-	-	-42.14	-19.73	-11.06
Sale of Property, Plant and Equipment	-	-	-	0.52	1.35
Investment in Securities	-38.23	79.26	155.19	-3.7	2.86
Purchase / Sale of Intangibles	-59.67	-34.73	-52.44	-49.65	-36.14
Investing Cash Flow	-108.39	26.6	60.6	-72.56	-42.99
Long-Term Debt Issued	197.55	-	-	-	155
Long-Term Debt Repaid	-	-	-	-	-100
Total Debt Repaid	-	-	-	-	-100
Net Debt Issued (Repaid)	197.55	-	-	-	55
Issuance of Common Stock	-	-	-	-	0.08
Common Dividends Paid	-338.3	-633.72	-	-	-
Net Increase (Decrease) in Deposit Accounts	82.12	1,067	668.68	864.49	-194.95
Financing Cash Flow	-58.64	433.5	668.68	864.49	-139.88
Foreign Exchange Rate Adjustments	-139.87	10.61	-14.46	-21.62	6.59
Net Cash Flow	80.13	736.1	-784.99	729.96	-725.72
Free Cash Flow	387.03	265.39	-1,542	-60.09	-560.5
Free Cash Flow Growth	45.83%	-	-	-	-
Free Cash Flow Margin	18.46%	16.32%	-105.00%	-3.38%	-39.87%
Free Cash Flow Per Share	0.21	0.14	-0.84	-0.03	-0.30
Cash Interest Paid	817.32	934.36	758.91	383.32	299.35
Cash Income Tax Paid	66.96	42.71	104.78	-	27.93