Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru flag Peru · Delayed Price · Currency is PEN
1.670
0.00 (0.00%)
Last updated: Apr 17, 2026, 9:30 AM PET

BVL:MIBANC1 Statistics

Total Valuation

BVL:MIBANC1 has a market cap or net worth of PEN 3.07 billion.

Market Cap3.07B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, April 24, 2026.

Earnings Date Apr 24, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

BVL:MIBANC1 has 1.84 billion shares outstanding.

Current Share Class 1.84B
Shares Outstanding 1.84B
Shares Change (YoY) n/a
Shares Change (QoQ) -0.27%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float 1.47M

Valuation Ratios

The trailing PE ratio is 5.59.

PE Ratio 5.59
Forward PE n/a
PS Ratio 1.47
PB Ratio 1.11
P/TBV Ratio 1.26
P/FCF Ratio n/a
P/OCF Ratio 7.94
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 20.73%.

Return on Equity (ROE) 20.73%
Return on Assets (ROA) 3.16%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.97%
Revenue Per Employee 216,226
Profits Per Employee 56,734
Employee Count 9,696
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, BVL:MIBANC1 has paid 198.22 million in taxes.

Income Tax 198.22M
Effective Tax Rate 26.49%

Stock Price Statistics

The stock price has decreased by -9.73% in the last 52 weeks. The beta is 0.04, so BVL:MIBANC1's price volatility has been lower than the market average.

Beta (5Y) 0.04
52-Week Price Change -9.73%
50-Day Moving Average 1.67
200-Day Moving Average 1.67
Relative Strength Index (RSI) 1.08
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BVL:MIBANC1 had revenue of PEN 2.10 billion and earned 550.09 million in profits. Earnings per share was 0.30.

Revenue2.10B
Gross Profit 1.97B
Operating Income 748.31M
Pretax Income 748.31M
Net Income 550.09M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.30
Full Income Statement

Balance Sheet

The company has 1.87 billion in cash and 3.95 billion in debt, with a net cash position of -2.08 billion or -1.13 per share.

Cash & Cash Equivalents 1.87B
Total Debt 3.95B
Net Cash -2.08B
Net Cash Per Share -1.13
Equity (Book Value) 2.77B
Book Value Per Share 1.50
Working Capital -11.97B
Full Balance Sheet

Cash Flow

Operating Cash Flow 387.03M
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing 197.55M
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.69%
Pretax Margin 35.69%
Profit Margin 26.24%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 11.96%.

Dividend Per Share 0.20
Dividend Yield 11.96%
Dividend Growth (YoY) -38.70%
Years of Dividend Growth n/a
Payout Ratio 61.50%
Buyback Yield n/a
Shareholder Yield 11.96%
Earnings Yield 17.90%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 18, 2022. It was a forward split with a ratio of 1.07350458.

Last Split Date Aug 18, 2022
Split Type Forward
Split Ratio 1.07350458

Scores

Altman Z-Score n/a
Piotroski F-Score 3