Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)

BVL:MIBANC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,619	1,782	1,046	1,831	1,101	1,826
Investment Securities	2,833	2,916	2,562	1,459	1,592	1,435
Trading Asset Securities	22.73	9.13	24.91	17.09	22.17	10.49
Total Investments	2,856	2,925	2,587	1,477	1,614	1,446
Gross Loans	12,669	12,132	13,165	13,966	13,432	12,985
Allowance for Loan Losses	-912.99	-1,015	-1,095	-1,095	-1,234	-1,479
Net Loans	11,756	11,116	12,070	12,872	12,198	11,506
Property, Plant & Equipment	108.23	112.51	120.32	115.01	125.25	137.86
Goodwill	139.18	139.18	139.18	139.18	139.18	139.18
Other Intangible Assets	166.99	169.68	156.88	141.09	119.07	104.55
Accrued Interest Receivable	152.51	105.2	94.84	106.78	52	27.16
Other Receivables	78.75	138.39	143.4	27.29	229.91	209.39
Restricted Cash	23.02	51.4	45.71	20.17	6.58	5.56
Other Current Assets	56.25	2.37	30.02	-	-	30.5
Long-Term Deferred Tax Assets	93.99	93.96	120.66	161.57	179.23	161.38
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.53
Other Long-Term Assets	11.21	27.89	30.7	9.71	14.86	2.95
Total Assets	17,062	16,664	16,584	16,917	15,803	15,625
Accounts Payable	47.82	36.55	52.77	49.5	95.95	58.62
Accrued Expenses	11.28	97.01	68.07	125.13	105	68.59
Interest Bearing Deposits	10,616	10,817	9,687	9,020	8,296	8,502
Non-Interest Bearing Deposits	74.16	77.49	49.75	154.09	69.63	66.87
Total Deposits	10,690	10,894	9,736	9,174	8,366	8,569
Short-Term Borrowings	18.11	20.96	30.11	51.8	22.54	11.79
Current Portion of Long-Term Debt	1,850	2,549	2,240	2,133	1,434	1,173
Current Income Taxes Payable	-	13.8	12.37	39.85	-	9.42
Accrued Interest Payable	155.65	166.11	262.77	140.74	59.94	91.96
Other Current Liabilities	255.57	72.65	61.59	8.88	2.62	2.35
Long-Term Debt	760.06	186.84	1,149	2,457	3,373	3,188
Other Long-Term Liabilities	827.01	87.21	105.59	102.75	131.12	118.59
Total Liabilities	14,615	14,124	13,719	14,283	13,591	13,292
Common Stock	1,841	1,841	1,841	1,841	1,715	1,239
Additional Paid-In Capital	-	-	-	-	-	875.75
Retained Earnings	604.12	704.22	1,026	805.13	503.42	211.1
Comprehensive Income & Other	2.43	-5.27	-1.52	-11.83	-5.7	7.69
Shareholders' Equity	2,447	2,540	2,865	2,634	2,212	2,333
Total Liabilities & Equity	17,062	16,664	16,584	16,917	15,803	15,625
Total Debt	2,628	2,756	3,419	4,642	4,830	4,373
Net Cash (Debt)	1,506	-965.44	-2,349	-2,794	-3,707	-2,536
Net Cash Per Share	0.82	-0.52	-1.28	-1.52	-2.01	-1.54
Filing Date Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Total Common Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Book Value Per Share	1.33	1.38	1.56	1.43	1.20	1.42
Tangible Book Value	2,141	2,231	2,569	2,354	1,954	2,090
Tangible Book Value Per Share	1.16	1.21	1.40	1.28	1.06	1.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.