BVL:MIBANC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,862	1,782	1,046	1,831	1,101
Investment Securities	2,819	2,916	2,562	1,459	1,592
Trading Asset Securities	10.35	9.13	24.91	17.09	22.17
Total Investments	2,829	2,925	2,587	1,477	1,614
Gross Loans	13,475	12,132	13,165	13,966	13,432
Allowance for Loan Losses	-866.49	-1,015	-1,095	-1,095	-1,234
Net Loans	12,609	11,116	12,070	12,872	12,198
Property, Plant & Equipment	104.47	112.51	120.32	115.01	125.25
Goodwill	139.18	139.18	139.18	139.18	139.18
Other Intangible Assets	182.59	169.68	156.88	141.09	119.07
Accrued Interest Receivable	170.06	105.2	94.84	106.78	52
Other Receivables	68.4	138.39	143.4	27.29	229.91
Restricted Cash	91.06	51.4	45.71	20.17	6.58
Other Current Assets	34.08	2.37	30.02	-	-
Long-Term Deferred Tax Assets	119.65	93.96	120.66	161.57	179.23
Other Long-Term Assets	6.47	27.89	30.7	9.71	14.86
Total Assets	18,216	16,664	16,584	16,917	15,803
Accounts Payable	75.07	36.55	52.77	49.5	95.95
Accrued Expenses	15.95	97.01	68.07	125.13	105
Interest Bearing Deposits	10,925	10,817	9,687	9,020	8,296
Non-Interest Bearing Deposits	76.44	77.49	49.75	154.09	69.63
Total Deposits	11,001	10,894	9,736	9,174	8,366
Short-Term Borrowings	20.22	20.96	30.11	51.8	22.54
Current Portion of Long-Term Debt	2,396	2,549	2,240	2,133	1,434
Current Income Taxes Payable	114.03	13.8	12.37	39.85	-
Accrued Interest Payable	95.98	166.11	262.77	140.74	59.94
Other Current Liabilities	146.99	72.65	61.59	8.88	2.62
Long-Term Debt	1,534	186.84	1,149	2,457	3,373
Other Long-Term Liabilities	48.3	87.21	105.59	102.75	131.12
Total Liabilities	15,448	14,124	13,719	14,283	13,591
Common Stock	1,841	1,841	1,841	1,841	1,715
Retained Earnings	916.01	704.22	1,026	805.13	503.42
Comprehensive Income & Other	11.41	-5.27	-1.52	-11.83	-5.7
Shareholders' Equity	2,768	2,540	2,865	2,634	2,212
Total Liabilities & Equity	18,216	16,664	16,584	16,917	15,803
Total Debt	3,950	2,756	3,419	4,642	4,830
Net Cash (Debt)	363.56	-965.44	-2,349	-2,794	-3,707
Net Cash Per Share	0.20	-0.52	-1.28	-1.52	-2.01
Filing Date Shares Outstanding	1,841	1,841	1,841	1,841	1,841
Total Common Shares Outstanding	1,841	1,841	1,841	1,841	1,841
Book Value Per Share	1.50	1.38	1.56	1.43	1.20
Tangible Book Value	2,446	2,231	2,569	2,354	1,954
Tangible Book Value Per Share	1.33	1.21	1.40	1.28	1.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.