Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)

BVL:MIBANC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,317	1,782	1,046	1,831	1,101	1,826
Investment Securities	3,090	2,916	2,562	1,459	1,592	1,435
Trading Asset Securities	13.79	9.13	24.91	17.09	22.17	10.49
Total Investments	3,104	2,925	2,587	1,477	1,614	1,446
Gross Loans	12,411	12,132	13,165	13,966	13,432	12,985
Allowance for Loan Losses	-928.32	-1,015	-1,095	-1,095	-1,234	-1,479
Net Loans	11,483	11,116	12,070	12,872	12,198	11,506
Property, Plant & Equipment	108.65	112.51	120.32	115.01	125.25	137.86
Goodwill	139.18	139.18	139.18	139.18	139.18	139.18
Other Intangible Assets	163.18	169.68	156.88	141.09	119.07	104.55
Accrued Interest Receivable	139.83	105.2	94.84	106.78	52	27.16
Other Receivables	103.77	138.39	143.4	27.29	229.91	209.39
Restricted Cash	585.33	51.4	45.71	20.17	6.58	5.56
Other Current Assets	65.63	2.37	30.02	-	-	30.5
Long-Term Deferred Tax Assets	88.87	93.96	120.66	161.57	179.23	161.38
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.53
Other Long-Term Assets	7.36	27.89	30.7	9.71	14.86	2.95
Total Assets	17,305	16,664	16,584	16,917	15,803	15,625
Accounts Payable	80.82	36.55	52.77	49.5	95.95	58.62
Accrued Expenses	3.45	97.01	68.07	125.13	105	68.59
Interest Bearing Deposits	11,108	10,817	9,687	9,020	8,296	8,502
Non-Interest Bearing Deposits	70.03	77.49	49.75	154.09	69.63	66.87
Total Deposits	11,178	10,894	9,736	9,174	8,366	8,569
Short-Term Borrowings	33.89	20.96	30.11	51.8	22.54	11.79
Current Portion of Long-Term Debt	2,571	2,549	2,240	2,133	1,434	1,173
Current Income Taxes Payable	22.01	13.8	12.37	39.85	-	9.42
Accrued Interest Payable	173.93	166.11	262.77	140.74	59.94	91.96
Other Current Liabilities	423.71	72.65	61.59	8.88	2.62	2.35
Long-Term Debt	409.56	186.84	1,149	2,457	3,373	3,188
Other Long-Term Liabilities	39.6	87.21	105.59	102.75	131.12	118.59
Total Liabilities	14,935	14,124	13,719	14,283	13,591	13,292
Common Stock	1,841	1,841	1,841	1,841	1,715	1,239
Additional Paid-In Capital	-	-	-	-	-	875.75
Retained Earnings	533.94	704.22	1,026	805.13	503.42	211.1
Comprehensive Income & Other	-4.53	-5.27	-1.52	-11.83	-5.7	7.69
Shareholders' Equity	2,370	2,540	2,865	2,634	2,212	2,333
Total Liabilities & Equity	17,305	16,664	16,584	16,917	15,803	15,625
Total Debt	3,014	2,756	3,419	4,642	4,830	4,373
Net Cash (Debt)	1,044	-965.44	-2,349	-2,794	-3,707	-2,536
Net Cash Per Share	0.57	-0.52	-1.28	-1.52	-2.01	-1.54
Filing Date Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Total Common Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Book Value Per Share	1.29	1.38	1.56	1.43	1.20	1.42
Tangible Book Value	2,068	2,231	2,569	2,354	1,954	2,090
Tangible Book Value Per Share	1.12	1.21	1.40	1.28	1.06	1.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.