BVL:MIBANC1 Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,109	1,782	1,046	1,831	1,101	1,826
Investment Securities	2,484	2,916	2,562	1,459	1,592	1,435
Trading Asset Securities	25.63	9.13	24.91	17.09	22.17	10.49
Total Investments	2,509	2,925	2,587	1,477	1,614	1,446
Gross Loans	12,213	12,132	13,165	13,966	13,432	12,985
Allowance for Loan Losses	-	-1,015	-1,095	-1,095	-1,234	-1,479
Net Loans	12,213	11,116	12,070	12,872	12,198	11,506
Property, Plant & Equipment	106.25	112.51	120.32	115.01	125.25	137.86
Goodwill	139.18	139.18	139.18	139.18	139.18	139.18
Other Intangible Assets	166.61	169.68	156.88	141.09	119.07	104.55
Accrued Interest Receivable	-	105.2	94.84	106.78	52	27.16
Other Receivables	58.75	138.39	143.4	27.29	229.91	209.39
Restricted Cash	-	51.4	45.71	20.17	6.58	5.56
Other Current Assets	-	2.37	30.02	-	-	30.5
Long-Term Deferred Tax Assets	104.91	93.96	120.66	161.57	179.23	161.38
Other Real Estate Owned & Foreclosed	-	-	-	-	-	0.53
Other Long-Term Assets	28.74	27.89	30.7	9.71	14.86	2.95
Total Assets	17,436	16,664	16,584	16,917	15,803	15,625
Accounts Payable	745.48	36.55	52.77	49.5	95.95	58.62
Accrued Expenses	-	97.01	68.07	125.13	105	68.59
Interest Bearing Deposits	10,918	10,817	9,687	9,020	8,296	8,502
Non-Interest Bearing Deposits	1.2	77.49	49.75	154.09	69.63	66.87
Total Deposits	10,919	10,894	9,736	9,174	8,366	8,569
Short-Term Borrowings	17.88	20.96	30.11	51.8	22.54	11.79
Current Portion of Long-Term Debt	-	2,549	2,240	2,133	1,434	1,173
Current Income Taxes Payable	65.99	13.8	12.37	39.85	-	9.42
Accrued Interest Payable	-	166.11	262.77	140.74	59.94	91.96
Other Current Liabilities	-	72.65	61.59	8.88	2.62	2.35
Long-Term Debt	3,025	186.84	1,149	2,457	3,373	3,188
Other Long-Term Liabilities	54.12	87.21	105.59	102.75	131.12	118.59
Total Liabilities	14,828	14,124	13,719	14,283	13,591	13,292
Common Stock	1,841	1,841	1,841	1,841	1,715	1,239
Additional Paid-In Capital	-	-	-	-	-	875.75
Retained Earnings	760.28	704.22	1,026	805.13	503.42	211.1
Comprehensive Income & Other	6.79	-5.27	-1.52	-11.83	-5.7	7.69
Shareholders' Equity	2,608	2,540	2,865	2,634	2,212	2,333
Total Liabilities & Equity	17,436	16,664	16,584	16,917	15,803	15,625
Total Debt	3,043	2,756	3,419	4,642	4,830	4,373
Net Cash (Debt)	-907.99	-965.44	-2,349	-2,794	-3,707	-2,536
Net Cash Per Share	-0.49	-0.52	-1.28	-1.52	-2.01	-1.54
Filing Date Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Total Common Shares Outstanding	1,841	1,841	1,841	1,841	1,841	1,644
Book Value Per Share	1.42	1.38	1.56	1.43	1.20	1.42
Tangible Book Value	2,302	2,231	2,569	2,354	1,954	2,090
Tangible Book Value Per Share	1.25	1.21	1.40	1.28	1.06	1.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.