Amen Bank Société anonyme Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	890.06	681.78	510.07	455.76	583.93
Investment Securities	2,626	2,265	2,152	2,015	1,975
Trading Asset Securities	32.11	32.6	28.32	89.6	13.26
Total Investments	2,658	2,298	2,181	2,104	1,988
Gross Loans	7,299	7,166	6,891	6,247	6,003
Net Loans	7,299	7,166	6,891	6,247	6,003
Property, Plant & Equipment	459.38	440.01	397.4	269.73	206.85
Goodwill	6.48	0.15	0.8	1.05	1.29
Other Intangible Assets	7.24	3.95	1.5	1.84	1.79
Accrued Interest Receivable	-	-	6.48	16.53	22.68
Other Receivables	271.76	195.73	135.07	188.69	150.25
Other Current Assets	0.54	1.09	0.84	0.12	0.37
Long-Term Deferred Tax Assets	19.55	25.89	-9.38	-0.68	0.2
Other Long-Term Assets	168.49	140.75	128.68	125.71	110.47
Total Assets	11,781	10,953	10,243	9,410	9,069
Accounts Payable	-	-	16.64	7.72	6.33
Accrued Expenses	221.17	208.61	151.4	171.09	139.27
Interest Bearing Deposits	5,334	5,418	4,774	4,265	3,805
Non-Interest Bearing Deposits	2,440	1,993	1,956	1,888	1,871
Total Deposits	7,774	7,411	6,730	6,154	5,676
Short-Term Borrowings	780.52	356.83	815.32	595.87	764.82
Current Income Taxes Payable	58.64	62.38	48.41	33.05	43.9
Accrued Interest Payable	21.93	25.13	12.5	-6.16	15.94
Long-Term Debt	788.75	830.35	553.03	573.27	568.35
Other Long-Term Liabilities	427.51	489.29	544.48	635.02	680.99
Total Liabilities	10,072	9,384	8,872	8,164	7,895
Common Stock	174.6	151.32	132.41	132.41	132.41
Retained Earnings	243.55	216.55	152.58	136.15	135.53
Comprehensive Income & Other	1,286	1,197	1,082	973.31	901.58
Total Common Equity	1,704	1,565	1,367	1,242	1,170
Minority Interest	4.75	4.71	4.54	4.32	4.3
Shareholders' Equity	1,708	1,569	1,371	1,246	1,174
Total Liabilities & Equity	11,781	10,953	10,243	9,410	9,069
Total Debt	1,569	1,187	1,368	1,169	1,333
Net Cash (Debt)	-33.43	113.38	-336.48	-156.16	-300.98
Net Cash Per Share	-0.96	3.25	-9.64	-4.47	-8.62
Filing Date Shares Outstanding	34.92	34.92	34.92	34.92	34.92
Total Common Shares Outstanding	34.92	34.92	34.92	34.92	34.92
Book Value Per Share	48.79	44.81	39.14	35.56	33.49
Tangible Book Value	1,690	1,561	1,364	1,239	1,166
Tangible Book Value Per Share	48.40	44.69	39.07	35.48	33.40

Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.