Amen Bank Société anonyme Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	2,233	1,746	1,289	1,014	694	641
Market Cap Growth	55.33%	35.50%	27.10%	46.13%	8.26%	11.52%
Last Close Price	63.95	50.00	33.97	24.58	15.86	13.80
PE Ratio	8.43	6.59	5.29	4.68	4.55	4.71
PS Ratio	3.86	3.02	2.66	2.23	1.86	1.86
PB Ratio	1.18	0.92	0.75	0.65	0.51	0.51
P/FCF Ratio	5.86	4.59	39.16	2.43	-	4.50
P/OCF Ratio	5.17	4.04	20.35	2.15	-	2.99
Debt / Equity Ratio	1.14	1.14	0.92	0.76	1.00	0.94
Debt / FCF Ratio	5.71	5.71	47.69	2.85	-	8.20
Net Debt / Equity Ratio	0.55	0.55	0.35	-0.07	0.25	0.13
Net Debt / FCF Ratio	2.75	2.75	17.99	-0.27	-2.27	1.10
Return on Equity (ROE)	15.30%	15.30%	14.91%	14.77%	11.70%	11.30%
Return on Assets (ROA)	2.20%	2.20%	2.15%	2.05%	1.56%	1.48%
Earnings Yield	11.86%	15.17%	18.90%	21.36%	21.99%	21.25%
FCF Yield	17.05%	21.81%	2.55%	41.15%	-21.36%	22.24%
Dividend Yield	5.28%	-	9.71%	9.66%	9.79%	7.97%
Payout Ratio	42.07%	42.07%	35.47%	20.99%	15.13%	37.08%
Total Shareholder Return	5.28%	-	9.71%	9.66%	9.79%	7.97%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.