Amen Bank Société anonyme Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr '26 Apr 13, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	2,094	1,289	1,014	694	641	575
Market Cap Growth	52.96%	27.10%	46.13%	8.26%	11.52%	-25.66%
Last Close Price	59.96	33.97	24.58	15.86	13.80	11.20
PE Ratio	8.60	5.29	4.68	4.55	4.71	5.84
PS Ratio	4.32	2.66	2.23	1.86	1.86	1.95
PB Ratio	1.23	0.75	0.65	0.51	0.51	0.49
P/FCF Ratio	63.62	39.16	2.43	-	4.50	-
P/OCF Ratio	33.07	20.35	2.15	-	2.99	-
Debt / Equity Ratio	0.92	0.92	0.76	1.00	0.94	1.14
Debt / FCF Ratio	47.69	47.69	2.85	-	8.20	-
Net Debt / Equity Ratio	0.02	0.02	-0.07	0.25	0.13	0.26
Net Debt / FCF Ratio	1.02	1.02	-0.27	-2.27	1.10	-1.91
Return on Equity (ROE)	14.91%	14.91%	14.77%	11.70%	11.30%	8.77%
Return on Assets (ROA)	2.15%	2.15%	2.05%	1.56%	1.48%	1.10%
Earnings Yield	11.63%	18.90%	21.36%	21.99%	21.25%	17.13%
FCF Yield	1.57%	2.55%	41.15%	-21.36%	22.24%	-27.37%
Dividend Yield	5.50%	9.71%	9.66%	9.79%	7.97%	14.56%
Payout Ratio	35.47%	35.47%	20.99%	15.13%	37.08%	-
Total Shareholder Return	5.50%	9.71%	9.66%	9.79%	7.97%	14.56%

Updated Dec 31, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.