Amen Bank Société anonyme (BVMT:AB)

Tunisia · Delayed Price · Currency is TND

90.00

-0.05 (-0.06%)

At close: Sep 11, 2026

Amen Bank Société anonyme Financials Overview

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	622.77	578.5	485.07	454.63	372.88	345.18
Revenue Growth	7.65%	19.26%	6.70%	21.93%	8.02%	17.03%
Net Income	295.89	264.84	243.55	216.55	152.58	136.15
Earnings Per Share	8.47	7.58	6.97	6.20	4.37	3.90
EPS Growth	11.74%	8.75%	12.47%	41.92%	12.07%	38.31%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	809.08	1,124	977.21	1,301	1,032	1,013
Total Debt	1,346	2,173	1,569	1,187	1,368	1,169
Net Cash (Debt)	-537.05	-1,048	-592.06	113.38	-336.48	-156.16
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-15.38	-30.01	-16.95	3.25	-9.64	-4.47

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	253.42	431.74	63.31	470.51	-11.17	214.05
Capital Expenditures	-64.11	-50.95	-30.4	-53.31	-137.04	-71.54
Free Cash Flow	189.31	380.79	32.91	417.2	-148.2	142.51
Free Cash Flow Growth	-50.29%	1057.11%	-92.11%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	47.51%	45.78%	50.21%	47.63%	40.92%	39.44%
FCF Margin	30.40%	65.82%	6.78%	91.77%	-39.75%	41.29%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.300	-	3.300	2.375	1.552	1.100
Dividend Per Share Growth	9.09%	-	38.96%	52.98%	41.17%	-32.56%
Dividend Yield	3.59%	-	10.21%	10.16%	10.29%	8.38%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.62	6.59	5.29	4.68	4.55	4.71
Forward PE	10.90	7.28	6.21	5.93	4.44	4.97
P/FCF Ratio	16.60	4.59	39.16	2.43	-	4.50
PS Ratio	5.05	3.02	2.66	2.23	1.86	1.86