Amen Bank Société anonyme (BVMT:AB)

Tunisia · Delayed Price · Currency is TND

92.27

0.00 (0.00%)

At close: Jul 31, 2026

Amen Bank Société anonyme Financials Overview

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	578.5	578.5	485.07	454.63	372.88	345.18
Revenue Growth	17.52%	19.26%	6.70%	21.93%	8.02%	17.03%
Net Income	264.84	264.84	243.55	216.55	152.58	136.15
Earnings Per Share	7.58	7.58	6.97	6.20	4.37	3.90
EPS Growth	6.01%	8.75%	12.47%	41.92%	12.07%	38.31%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,124	1,124	977.21	1,301	1,032	1,013
Total Debt	2,173	2,173	1,569	1,187	1,368	1,169
Net Cash (Debt)	-1,048	-1,048	-592.06	113.38	-336.48	-156.16
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-30.01	-30.01	-16.95	3.25	-9.64	-4.47

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	431.74	431.74	63.31	470.51	-11.17	214.05
Capital Expenditures	-50.95	-50.95	-30.4	-53.31	-137.04	-71.54
Free Cash Flow	380.79	380.79	32.91	417.2	-148.2	142.51
Free Cash Flow Growth	-6.50%	1057.11%	-92.11%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	45.78%	45.78%	50.21%	47.63%	40.92%	39.44%
FCF Margin	65.82%	65.82%	6.78%	91.77%	-39.75%	41.29%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.300	-	3.300	2.375	1.552	1.100
Dividend Per Share Growth	9.09%	-	38.96%	52.98%	41.17%	-32.56%
Dividend Yield	3.58%	-	10.21%	10.16%	10.29%	8.38%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.17	6.59	5.29	4.68	4.55	4.71
Forward PE	12.25	7.28	6.21	5.93	4.44	4.97
P/FCF Ratio	8.46	4.59	39.16	2.43	-	4.50
PS Ratio	5.57	3.02	2.66	2.23	1.86	1.86