Amen Bank Société anonyme (BVMT:AB)

Amen Bank Société anonyme Statistics

Total Valuation

BVMT:AB has a market cap or net worth of TND 2.23 billion.

Market Cap	2.23B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 26, 2026.

Earnings Date	May 26, 2026
Ex-Dividend Date	May 20, 2025

Share Statistics

BVMT:AB has 34.92 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class	34.92M
Shares Outstanding	34.92M
Shares Change (YoY)	-0.00%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 8.43 and the forward PE ratio is 8.49.

PE Ratio	8.43
Forward PE	8.49
PS Ratio	3.86
PB Ratio	1.18
P/TBV Ratio	1.23
P/FCF Ratio	5.86
P/OCF Ratio	5.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.71
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.30%.

Return on Equity (ROE)	15.30%
Return on Assets (ROA)	2.20%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.35%
Revenue Per Employee	602,607
Profits Per Employee	275,871
Employee Count	960
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:AB has paid 38.18 million in taxes.

Income Tax	38.18M
Effective Tax Rate	12.16%

Stock Price Statistics

The stock price has increased by +50.24% in the last 52 weeks. The beta is 0.07, so BVMT:AB's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+50.24%
50-Day Moving Average	59.75
200-Day Moving Average	50.46
Relative Strength Index (RSI)	72.37
Average Volume (20 Days)	12,553

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:AB had revenue of TND 578.50 million and earned 264.84 million in profits. Earnings per share was 7.58.

Revenue	578.50M
Gross Profit	578.50M
Operating Income	299.42M
Pretax Income	314.09M
Net Income	264.84M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.58

Balance Sheet

The company has 1.12 billion in cash and 2.17 billion in debt, with a net cash position of -1.05 billion or -30.01 per share.

Cash & Cash Equivalents	1.12B
Total Debt	2.17B
Net Cash	-1.05B
Net Cash Per Share	-30.01
Equity (Book Value)	1.90B
Book Value Per Share	52.56
Working Capital	-7.60B

Cash Flow

In the last 12 months, operating cash flow was 431.74 million and capital expenditures -50.95 million, giving a free cash flow of 380.79 million.

Operating Cash Flow	431.74M
Capital Expenditures	-50.95M
Depreciation & Amortization	n/a
Net Borrowing	61.65M
Free Cash Flow	380.79M
FCF Per Share	10.90

Margins

Gross Margin	n/a
Operating Margin	51.76%
Pretax Margin	54.29%
Profit Margin	45.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	65.82%

Dividends & Yields

This stock pays an annual dividend of 3.30, which amounts to a dividend yield of 5.28%.

Dividend Per Share	3.30
Dividend Yield	5.28%
Dividend Growth (YoY)	18.25%
Years of Dividend Growth	3
Payout Ratio	42.07%
Buyback Yield	0.00%
Shareholder Yield	5.28%
Earnings Yield	11.86%
FCF Yield	17.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 28, 2024. It was a forward split with a ratio of 1.15384615.

Last Split Date	Oct 28, 2024
Split Type	Forward
Split Ratio	1.15384615

Scores

Altman Z-Score	n/a
Piotroski F-Score	4