Amen Bank Société anonyme Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	434.03	331.43	681.78	510.07	455.76
Investment Securities	2,881	2,626	2,265	2,152	2,015
Trading Asset Securities	38.1	32.11	32.6	28.32	89.6
Total Investments	2,919	2,658	2,298	2,181	2,104
Gross Loans	8,421	7,499	7,166	6,891	6,247
Net Loans	8,421	7,499	7,166	6,891	6,247
Property, Plant & Equipment	596.74	459.38	440.01	397.4	269.73
Goodwill	10.2	6.48	0.15	0.8	1.05
Other Intangible Assets	10.69	7.24	3.95	1.5	1.84
Accrued Interest Receivable	3.1	1.46	-	6.48	16.53
Other Receivables	118.87	71.08	195.73	135.07	188.69
Restricted Cash	605.55	558.63	-	-	-
Other Current Assets	1.12	0.54	1.09	0.84	0.12
Long-Term Deferred Tax Assets	19.77	19.55	25.89	-9.38	-0.68
Other Long-Term Assets	184.26	168.49	140.75	128.68	125.71
Total Assets	13,324	11,781	10,953	10,243	9,410
Accounts Payable	-	-	-	16.64	7.72
Accrued Expenses	161.85	221.17	208.61	151.4	171.09
Interest Bearing Deposits	5,881	5,336	5,418	4,774	4,265
Non-Interest Bearing Deposits	2,536	2,440	1,993	1,956	1,888
Total Deposits	8,417	7,776	7,411	6,730	6,154
Short-Term Borrowings	712.02	780.52	356.83	815.32	595.87
Current Income Taxes Payable	128.26	58.64	62.38	48.41	33.05
Accrued Interest Payable	30.15	19.73	25.13	12.5	-6.16
Long-Term Debt	1,461	788.75	830.35	553.03	573.27
Other Long-Term Liabilities	515.7	427.51	489.29	544.48	635.02
Total Liabilities	11,425	10,072	9,384	8,872	8,164
Common Stock	174.6	174.6	151.32	132.41	132.41
Retained Earnings	264.84	243.55	216.55	152.58	136.15
Comprehensive Income & Other	1,396	1,286	1,197	1,082	973.31
Total Common Equity	1,835	1,704	1,565	1,367	1,242
Minority Interest	63.35	4.75	4.71	4.54	4.32
Shareholders' Equity	1,899	1,708	1,569	1,371	1,246
Total Liabilities & Equity	13,324	11,781	10,953	10,243	9,410
Total Debt	2,173	1,569	1,187	1,368	1,169
Net Cash (Debt)	-1,048	-592.06	113.38	-336.48	-156.16
Net Cash Per Share	-30.01	-16.95	3.25	-9.64	-4.47
Filing Date Shares Outstanding	34.92	34.92	34.92	34.92	34.92
Total Common Shares Outstanding	34.92	34.92	34.92	34.92	34.92
Book Value Per Share	52.56	48.79	44.81	39.14	35.56
Tangible Book Value	1,814	1,690	1,561	1,364	1,239
Tangible Book Value Per Share	51.96	48.40	44.69	39.07	35.48

Source: S&P Global Market Intelligence. Banks template. Financial Sources.