BH Bank Société anonyme (BVMT:BH)
Tunisia · Delayed Price · Currency is TND 10.25
-0.07 (-0.68%)
At close: Feb 3, 2026
BH Bank Société anonyme Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 1,088 | 1,119 | 1,077 | 941.52 | 843.19 | 933.22 |
Interest Paid on Deposits | 757.28 | 734.9 | 719.24 | 568.44 | 500.33 | 627.15 |
Net Interest Income | 330.92 | 383.8 | 357.59 | 373.08 | 342.85 | 306.08 |
Net Interest Income Growth (YoY) | -15.09% | 7.33% | -4.15% | 8.82% | 12.02% | 13.26% |
Income From Trading Activities | 27.46 | 64.8 | 76.39 | 71.71 | 51.93 | 44.34 |
Gain (Loss) on Sale of Assets | 0.48 | 0.48 | 0.12 | 0.23 | 0 | 0.23 |
Gain (Loss) on Sale of Investments | -5.93 | -5.93 | -0.25 | -1.94 | 6.6 | -2.33 |
Other Non-Interest Income | 462.94 | 392.09 | 310.67 | 266.64 | 226.06 | 209.44 |
Total Non-Interest Income | 484.95 | 451.43 | 386.92 | 336.63 | 284.59 | 251.68 |
Non-Interest Income Growth (YoY) | 21.20% | 16.67% | 14.94% | 18.29% | 13.08% | 1.07% |
Revenues Before Loan Losses | 815.86 | 835.23 | 744.51 | 709.72 | 627.44 | 557.75 |
Provision for Loan Losses | 402.05 | 390.11 | 201.41 | 215.14 | 147.74 | 192.66 |
| 413.82 | 445.12 | 543.1 | 494.58 | 479.7 | 365.1 | |
Revenue Growth (YoY) | -27.96% | -18.04% | 9.81% | 3.10% | 31.39% | -13.50% |
Salaries and Employee Benefits | 193.57 | 191.26 | 176.16 | 176.81 | 146.88 | 124.1 |
Occupancy Expenses | 20.37 | 23.15 | 23.52 | 21.78 | 19.07 | 21.21 |
Other Non-Interest Expense | 92.41 | 86.91 | 63.81 | 69.97 | 60.42 | 60.94 |
Total Non-Interest Expense | 310.57 | 305.28 | 266.93 | 272.08 | 228.17 | 209.66 |
EBT Excluding Unusual Items | 103.25 | 139.84 | 276.17 | 222.5 | 251.53 | 155.44 |
Other Unusual Items | -2.49 | -7.81 | -22.26 | -9.72 | -27.95 | -22.74 |
Pretax Income | 100.76 | 132.03 | 253.91 | 212.78 | 223.58 | 132.7 |
Income Tax Expense | 38.24 | 46.31 | 94.02 | 73.41 | 72.32 | 50.49 |
Earnings From Continuing Operations | 62.52 | 85.72 | 159.89 | 139.37 | 151.26 | 82.21 |
Minority Interest in Earnings | -14.7 | -14.7 | -16.92 | -14.22 | -13.45 | -9.15 |
Net Income | 47.82 | 71.03 | 142.98 | 125.15 | 137.81 | 73.07 |
Net Income to Common | 47.82 | 71.03 | 142.98 | 125.15 | 137.81 | 73.07 |
Net Income Growth | -70.38% | -50.32% | 14.25% | -9.19% | 88.61% | -47.36% |
Basic Shares Outstanding | 48 | 48 | 48 | 48 | 48 | 48 |
Diluted Shares Outstanding | 48 | 48 | 48 | 48 | 48 | 48 |
EPS (Basic) | 1.00 | 1.49 | 3.00 | 2.63 | 2.90 | 1.53 |
EPS (Diluted) | 1.00 | 1.49 | 3.00 | 2.63 | 2.90 | 1.53 |
EPS Growth | -70.38% | -50.32% | 14.25% | -9.19% | 88.61% | -47.36% |
Dividend Per Share | 0.400 | 0.400 | 1.100 | 1.200 | - | 0.600 |
Dividend Growth | -63.64% | -63.64% | -8.33% | - | - | - |
Effective Tax Rate | 37.95% | 35.07% | 37.03% | 34.50% | 32.35% | 38.05% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.