BH Bank Société anonyme (BVMT:BH)

Tunisia · Delayed Price · Currency is TND

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0.00 (0.00%)

Price not available due to exchange restrictions

BH Bank Société anonyme Financials Overview

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	363.47	406.88	447.49	543.1	494.58	479.7
Revenue Growth	-10.67%	-9.08%	-17.61%	9.81%	3.10%	31.39%
Net Income	-6.49	42.86	71.03	142.98	125.15	137.81
Earnings Per Share	-0.14	0.90	1.49	3.00	2.63	2.90
EPS Growth	-	-39.66%	-50.32%	14.25%	-9.19%	88.61%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	483.39	833.46	462.7	621.19	934.85	469.05
Total Debt	3,259	4,694	4,828	4,030	4,759	4,192
Net Cash (Debt)	-2,775	-3,861	-4,366	-3,409	-3,824	-3,723
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-58.30	-81.11	-91.71	-71.62	-80.34	-78.21

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-583.69	227.81	389.76	526.87	-286.98	-82.61
Capital Expenditures	-35.43	-33.09	-11.47	-34.06	-29.4	-36.15
Free Cash Flow	-619.12	194.72	378.29	492.82	-316.38	-118.75
Free Cash Flow Growth	-	-48.53%	-23.24%	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-1.79%	10.53%	15.87%	26.33%	25.30%	28.73%
FCF Margin	-170.34%	47.86%	84.54%	90.74%	-63.97%	-24.76%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Oct '26 Oct 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.400	-	0.400	1.100	1.200
Dividend Per Share Growth	-	-	-63.64%	-8.33%	-
Dividend Yield	3.11%	-	3.28%	10.39%	10.65%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	165.83	11.44	8.51	3.98	5.16	3.25
Forward PE	29.27	15.37	5.55	5.47	5.48	6.01
P/FCF Ratio	-	2.52	1.60	1.15	-	-
PS Ratio	1.69	1.21	1.35	1.05	1.31	0.93