BH Bank Société anonyme (BVMT:BH)
Tunisia · Delayed Price · Currency is TND 13.88
-0.10 (-0.72%)
At close: Jun 17, 2026
BH Bank Société anonyme Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 1,007 | 1,076 | 1,077 | 941.52 | 843.19 |
Interest Paid on Deposits | 749.17 | 734.9 | 719.24 | 568.44 | 500.33 |
Net Interest Income | 258.25 | 340.76 | 357.59 | 373.08 | 342.85 |
Net Interest Income Growth (YoY) | -24.21% | -4.71% | -4.15% | 8.82% | 12.02% |
Income From Trading Activities | 70.72 | 62.34 | 76.39 | 71.71 | 51.93 |
Gain (Loss) on Sale of Assets | 0.03 | 0.48 | 0.12 | 0.23 | 0 |
Gain (Loss) on Sale of Investments | -1.96 | -5.93 | -0.25 | -1.94 | 6.6 |
Other Non-Interest Income | 441.86 | 394.54 | 310.67 | 266.64 | 226.06 |
Total Non-Interest Income | 510.64 | 451.43 | 386.92 | 336.63 | 284.59 |
Non-Interest Income Growth (YoY) | 13.12% | 16.67% | 14.94% | 18.29% | 13.08% |
Revenues Before Loan Losses | 768.9 | 792.19 | 744.51 | 709.72 | 627.44 |
Provision for Loan Losses | 362.02 | 344.7 | 201.41 | 215.14 | 147.74 |
| 406.88 | 447.49 | 543.1 | 494.58 | 479.7 | |
Revenue Growth (YoY) | -9.08% | -17.61% | 9.81% | 3.10% | 31.39% |
Salaries and Employee Benefits | 211.43 | 191.26 | 176.16 | 176.81 | 146.88 |
Occupancy Expenses | 20.37 | 23.15 | 23.52 | 21.78 | 19.07 |
Other Non-Interest Expense | 93.14 | 89.28 | 63.81 | 69.97 | 60.42 |
Total Non-Interest Expense | 333.35 | 307.65 | 266.93 | 272.08 | 228.17 |
EBT Excluding Unusual Items | 73.53 | 139.84 | 276.17 | 222.5 | 251.53 |
Other Unusual Items | 2.33 | -7.81 | -22.26 | -9.72 | -27.95 |
Pretax Income | 75.85 | 132.03 | 253.91 | 212.78 | 223.58 |
Income Tax Expense | 15.73 | 46.31 | 94.02 | 73.41 | 72.32 |
Earnings From Continuing Operations | 60.12 | 85.72 | 159.89 | 139.37 | 151.26 |
Minority Interest in Earnings | -17.26 | -14.7 | -16.92 | -14.22 | -13.45 |
Net Income | 42.86 | 71.03 | 142.98 | 125.15 | 137.81 |
Net Income to Common | 42.86 | 71.03 | 142.98 | 125.15 | 137.81 |
Net Income Growth | -39.66% | -50.32% | 14.25% | -9.19% | 88.61% |
Basic Shares Outstanding | 48 | 48 | 48 | 48 | 48 |
Diluted Shares Outstanding | 48 | 48 | 48 | 48 | 48 |
EPS (Basic) | 0.90 | 1.49 | 3.00 | 2.63 | 2.90 |
EPS (Diluted) | 0.90 | 1.49 | 3.00 | 2.63 | 2.90 |
EPS Growth | -39.66% | -50.32% | 14.25% | -9.19% | 88.61% |
Dividend Per Share | - | 0.400 | 1.100 | 1.200 | - |
Dividend Growth | - | -63.64% | -8.33% | - | - |
Effective Tax Rate | 20.74% | 35.07% | 37.03% | 34.50% | 32.35% |