BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Statistics

Total Valuation

BVMT:BH has a market cap or net worth of TND 566.44 million.

Market Cap	566.44M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, June 2, 2026.

Earnings Date	Jun 2, 2026
Ex-Dividend Date	May 12, 2025

Share Statistics

BVMT:BH has 47.60 million shares outstanding.

Current Share Class	47.60M
Shares Outstanding	47.60M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 13.22 and the forward PE ratio is 13.08.

PE Ratio	13.22
Forward PE	13.08
PS Ratio	1.39
PB Ratio	0.30
P/TBV Ratio	0.35
P/FCF Ratio	2.91
P/OCF Ratio	2.49
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	24.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.24%.

Return on Equity (ROE)	3.24%
Return on Assets (ROA)	0.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.52%
Revenue Per Employee	214,033
Profits Per Employee	22,544
Employee Count	1,901
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BH has paid 15.73 million in taxes.

Income Tax	15.73M
Effective Tax Rate	20.74%

Stock Price Statistics

The stock price has increased by +16.10% in the last 52 weeks. The beta is 0.11, so BVMT:BH's price volatility has been lower than the market average.

Beta (5Y)	0.11
52-Week Price Change	+16.10%
50-Day Moving Average	10.44
200-Day Moving Average	10.00
Relative Strength Index (RSI)	78.80
Average Volume (20 Days)	2,612

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BH had revenue of TND 406.88 million and earned 42.86 million in profits. Earnings per share was 0.90.

Revenue	406.88M
Gross Profit	406.88M
Operating Income	81.94M
Pretax Income	75.85M
Net Income	42.86M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.90

Balance Sheet

The company has 833.46 million in cash and 4.69 billion in debt, with a net cash position of -3.86 billion or -81.11 per share.

Cash & Cash Equivalents	833.46M
Total Debt	4.69B
Net Cash	-3.86B
Net Cash Per Share	-81.11
Equity (Book Value)	1.90B
Book Value Per Share	34.42
Working Capital	-8.70B

Cash Flow

In the last 12 months, operating cash flow was 227.81 million and capital expenditures -33.09 million, giving a free cash flow of 194.72 million.

Operating Cash Flow	227.81M
Capital Expenditures	-33.09M
Depreciation & Amortization	n/a
Net Borrowing	-117.83M
Free Cash Flow	194.72M
FCF Per Share	4.09

Margins

Gross Margin	n/a
Operating Margin	20.14%
Pretax Margin	18.64%
Profit Margin	10.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	47.86%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 3.36%.

Dividend Per Share	0.40
Dividend Yield	3.36%
Dividend Growth (YoY)	-63.64%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	3.36%
Earnings Yield	7.57%
FCF Yield	34.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4