BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	454.37	401.11	92.09	89.05	129.77	162.14
Investment Securities	3,982	3,944	3,338	2,219	1,662	1,650
Trading Asset Securities	29.02	432.34	370.61	532.14	805.08	306.91
Total Investments	4,011	4,376	3,709	2,751	2,467	1,957
Gross Loans	12,441	12,992	13,040	12,529	12,922	12,019
Allowance for Loan Losses	-1,600	-1,843	-1,664	-1,584	-1,582	-1,527
Other Adjustments to Gross Loans	-439.43	-494.33	-453.72	-452.3	-425.33	-387.52
Net Loans	10,402	10,654	10,923	10,492	10,915	10,105
Property, Plant & Equipment	50	177.77	166.08	174.44	166.72	159.01
Goodwill	0	-	-	-	-0.06	0.33
Other Intangible Assets	39.76	8.83	7.88	10.91	8.04	7.52
Accrued Interest Receivable	13.99	61.38	64.46	67.61	70.71	65.05
Other Receivables	155.11	490.93	295.64	336.98	330.24	322.98
Restricted Cash	98.33	64.48	65.52	204.93	55.14	70.37
Other Current Assets	31.58	35.23	27.84	21.37	16.73	13.99
Long-Term Deferred Tax Assets	-	30.2	30.85	30.92	30.38	26.34
Other Long-Term Assets	102.41	40.91	83.65	67.88	66.01	44.7
Total Assets	15,362	16,346	15,471	14,254	14,262	12,942

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	9.52	38.92	38.02	57.4	56.31	56.09
Accrued Expenses	13.66	45.82	16.78	55.7	99.9	32.43
Interest Bearing Deposits	10,424	8,842	8,067	7,817	7,279	6,757
Non-Interest Bearing Deposits	18.59	18.89	24.07	35.65	67.73	24.28
Total Deposits	10,442	8,861	8,092	7,853	7,347	6,781
Short-Term Borrowings	907.39	1,014	621.03	785.53	909.8	352
Current Income Taxes Payable	9.21	14.84	73.17	94.02	76.69	73.81
Accrued Interest Payable	66.14	64.33	59.91	52.54	45.8	42.74
Other Current Liabilities	14.42	143.32	-29.14	19.08	61.22	94.05
Long-Term Debt	2,062	3,681	4,207	3,245	3,849	3,840
Long-Term Unearned Revenue	103.34	89.22	95.48	64.29	-	-
Long-Term Deferred Tax Liabilities	-	21.8	20.91	20.37	20.07	19.59
Other Long-Term Liabilities	65.92	474.79	459.68	447.89	338.6	286.65
Total Liabilities	13,983	14,449	13,655	12,694	12,804	11,578

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	238	238	238	238	238	238
Retained Earnings	51.91	42.86	71.03	142.98	125.15	137.81
Comprehensive Income & Other	960.91	1,357	1,302	985.89	898.01	808.37
Total Common Equity	1,379	1,638	1,611	1,367	1,261	1,184
Minority Interest	-	259.34	205.34	192.84	196.36	179.26
Shareholders' Equity	1,379	1,898	1,816	1,560	1,458	1,363
Total Liabilities & Equity	15,362	16,346	15,471	14,254	14,262	12,942

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,259	4,694	4,828	4,030	4,759	4,192
Net Cash (Debt)	-2,775	-3,861	-4,366	-3,409	-3,824	-3,723
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-58.30	-81.11	-91.71	-71.62	-80.34	-78.21
Filing Date Shares Outstanding	47.6	47.6	47.6	47.6	47.6	47.6
Total Common Shares Outstanding	47.6	47.6	47.6	47.6	47.6	47.6
Book Value Per Share	28.97	34.42	33.85	28.72	26.49	24.88
Tangible Book Value	1,339	1,629	1,603	1,356	1,253	1,176
Tangible Book Value Per Share	28.13	34.23	33.68	28.49	26.33	24.71

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Oct 2, 2026

Data Sources Report a data error