BH Bank Société anonyme Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	42.86	71.03	142.98	125.15	137.81
Depreciation & Amortization	-	23.15	23.52	21.78	19.07
Other Operating Activities	184.95	298.03	360.38	-433.91	-239.49
Operating Cash Flow	227.81	392.21	526.87	-286.98	-82.61
Operating Cash Flow Growth	-41.92%	-25.56%	-	-	-
Capital Expenditures	-33.09	-11.47	-34.06	-29.4	-36.15
Investment in Securities	-578.05	-612.08	-208.93	-15.53	198.31
Other Investing Activities	290.14	202.71	114.69	110.07	100.79
Investing Cash Flow	-321.01	-420.84	-128.3	65.14	262.95
Long-Term Debt Issued	-	211.22	-	-	-
Long-Term Debt Repaid	-117.83	-	-123.43	-293.9	-120.3
Net Debt Issued (Repaid)	-117.83	211.22	-123.43	-293.9	-120.3
Common Dividends Paid	-	-59.36	-49	-45.22	-34.18
Other Financing Activities	-11.04	-177.27	23.4	35.51	44
Financing Cash Flow	-128.87	-25.41	-149.04	-303.61	-110.48
Foreign Exchange Rate Adjustments	23.7	25.06	33.7	40.08	32.76
Net Cash Flow	-198.37	-28.98	283.24	-485.37	102.63
Free Cash Flow	194.72	380.75	492.82	-316.38	-118.75
Free Cash Flow Growth	-48.86%	-22.74%	-	-	-
Free Cash Flow Margin	47.86%	85.54%	90.74%	-63.97%	-24.76%
Free Cash Flow Per Share	4.09	8.00	10.35	-6.65	-2.50
Cash Income Tax Paid	-	59.87	96.44	96.78	51.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.