BH Bank Société anonyme Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	428.19	92.09	89.05	129.77	162.14	126.65
Investment Securities	3,563	3,312	2,219	1,662	1,650	1,828
Trading Asset Securities	105.36	396.87	532.14	805.08	306.91	307.87
Total Investments	3,669	3,709	2,751	2,467	1,957	2,136
Gross Loans	12,303	13,040	12,529	12,922	12,019	11,901
Allowance for Loan Losses	-1,433	-1,664	-1,584	-1,582	-1,527	-1,408
Other Adjustments to Gross Loans	-479.8	-453.72	-452.3	-425.33	-387.52	-350.6
Net Loans	10,390	10,923	10,492	10,915	10,105	10,143
Property, Plant & Equipment	48.52	166.08	174.44	166.72	159.01	143.35
Goodwill	0.01	-	-	-0.06	0.33	1.05
Other Intangible Assets	73.47	7.88	10.91	8.04	7.52	5.37
Accrued Interest Receivable	62.29	64.46	67.61	70.71	65.05	66.95
Other Receivables	151.65	295.64	336.98	330.24	322.98	335.74
Restricted Cash	98.31	65.52	204.93	55.14	70.37	61.64
Other Current Assets	32.6	27.84	21.37	16.73	13.99	12.08
Long-Term Deferred Tax Assets	-	30.85	30.92	30.38	26.34	24.74
Other Long-Term Assets	63.32	83.65	67.88	66.01	44.7	68.5
Total Assets	15,022	15,471	14,254	14,262	12,942	13,130
Accounts Payable	9.21	38.02	57.4	56.31	56.09	59.94
Accrued Expenses	102.46	16.78	55.7	99.9	32.43	101.37
Interest Bearing Deposits	8,502	8,067	7,817	7,279	6,757	6,307
Non-Interest Bearing Deposits	7.78	24.07	35.65	67.73	24.28	113.4
Total Deposits	8,510	8,092	7,853	7,347	6,781	6,421
Short-Term Borrowings	542.51	621.03	785.53	909.8	352	386.25
Current Income Taxes Payable	27	73.17	94.02	76.69	73.81	50.49
Accrued Interest Payable	70.51	59.91	52.54	45.8	42.74	56.67
Other Current Liabilities	9.36	-29.14	19.08	61.22	94.05	93.96
Long-Term Debt	4,308	4,207	3,245	3,849	3,840	4,132
Long-Term Unearned Revenue	-	95.48	64.29	-	-	-
Long-Term Deferred Tax Liabilities	-	20.91	20.37	20.07	19.59	19.49
Other Long-Term Liabilities	56.15	459.68	447.89	338.6	286.65	564.01
Total Liabilities	13,634	13,655	12,694	12,804	11,578	11,885
Common Stock	238	238	238	238	238	238
Retained Earnings	78.19	71.03	142.98	125.15	137.81	73.07
Comprehensive Income & Other	943.42	1,302	985.89	898.01	808.37	762.38
Total Common Equity	1,388	1,611	1,367	1,261	1,184	1,073
Minority Interest	-	205.34	192.84	196.36	179.26	171.53
Shareholders' Equity	1,388	1,816	1,560	1,458	1,363	1,245
Total Liabilities & Equity	15,022	15,471	14,254	14,262	12,942	13,130
Total Debt	4,850	4,828	4,030	4,759	4,192	4,518
Net Cash (Debt)	-4,316	-4,339	-3,409	-3,824	-3,723	-4,083
Net Cash Per Share	-90.68	-91.16	-71.62	-80.34	-78.21	-85.78
Filing Date Shares Outstanding	47.6	47.6	47.6	47.6	47.6	47.6
Total Common Shares Outstanding	47.6	47.6	47.6	47.6	47.6	47.6
Book Value Per Share	29.15	33.85	28.72	26.49	24.88	22.55
Tangible Book Value	1,314	1,603	1,356	1,253	1,176	1,067
Tangible Book Value Per Share	27.61	33.68	28.49	26.33	24.71	22.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.