BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Balance Sheet

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	136.96	138.31	129.77	162.14	126.65
Investment Securities	3,121	2,225	1,662	1,650	1,828
Trading Asset Securities	107.67	269.27	805.08	306.91	307.87
Total Investments	3,229	2,495	2,467	1,957	2,136
Gross Loans	12,402	11,905	12,922	12,019	11,901
Allowance for Loan Losses	-1,228	-1,218	-1,582	-1,527	-1,408
Other Adjustments to Gross Loans	-449.87	-447.93	-425.33	-387.52	-350.6
Net Loans	10,725	10,239	10,915	10,105	10,143
Property, Plant & Equipment	53.86	56.11	166.72	159.01	143.35
Goodwill	-	-	-0.06	0.33	1.05
Other Intangible Assets	71.63	66.82	8.04	7.52	5.37
Accrued Interest Receivable	64.46	67.61	70.71	65.05	66.95
Other Receivables	110.64	161.9	330.24	322.98	335.74
Restricted Cash	20.5	155.66	55.14	70.37	61.64
Other Current Assets	26.99	20.41	16.73	13.99	12.08
Long-Term Deferred Tax Assets	-	-	30.38	26.34	24.74
Other Long-Term Assets	107.55	107.45	66.01	44.7	68.5
Total Assets	14,551	13,515	14,262	12,942	13,130
Accounts Payable	9.94	9.84	56.31	56.09	59.94
Accrued Expenses	48.64	56.46	99.9	32.43	101.37
Interest Bearing Deposits	8,233	7,948	7,279	6,757	6,307
Non-Interest Bearing Deposits	24.07	35.65	67.73	24.28	113.4
Total Deposits	8,257	7,984	7,347	6,781	6,421
Short-Term Borrowings	621.03	785.53	909.8	352	386.25
Current Income Taxes Payable	68.01	88.58	76.69	73.81	50.49
Accrued Interest Payable	50.69	43.99	45.8	42.74	56.67
Other Current Liabilities	-	-	61.22	94.05	93.96
Long-Term Debt	4,017	3,115	3,849	3,840	4,132
Long-Term Deferred Tax Liabilities	-	-	20.07	19.59	19.49
Other Long-Term Liabilities	88.54	98.11	338.6	286.65	564.01
Total Liabilities	13,161	12,182	12,804	11,578	11,885
Common Stock	238	238	238	238	238
Additional Paid-In Capital	128	128	-	-	-
Retained Earnings	1,024	966.95	125.15	137.81	73.07
Comprehensive Income & Other	0.41	0.41	898.01	808.37	762.38
Total Common Equity	1,390	1,333	1,261	1,184	1,073
Minority Interest	-	-	196.36	179.26	171.53
Shareholders' Equity	1,390	1,333	1,458	1,363	1,245
Total Liabilities & Equity	14,551	13,515	14,262	12,942	13,130
Total Debt	4,638	3,900	4,759	4,192	4,518
Net Cash (Debt)	-4,394	-3,493	-3,824	-3,723	-4,083
Net Cash Per Share	-92.30	-73.38	-80.34	-78.21	-85.78
Filing Date Shares Outstanding	47.6	47.6	47.6	47.6	47.6
Total Common Shares Outstanding	47.6	47.6	47.6	47.6	47.6
Book Value Per Share	29.21	28.01	26.49	24.88	22.55
Tangible Book Value	1,319	1,267	1,253	1,176	1,067
Tangible Book Value Per Share	27.70	26.61	26.33	24.71	22.42

Source: S&P Global Market Intelligence. Banks template. Financial Sources.