BH Bank Société anonyme Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	47.82	71.03	142.98	125.15	137.81	73.07
Depreciation & Amortization	12.45	23.15	23.52	21.78	19.07	21.21
Other Operating Activities	853.19	298.03	360.38	-433.91	-239.49	636.72
Operating Cash Flow	913.46	392.21	526.87	-286.98	-82.61	731
Operating Cash Flow Growth	154.85%	-25.56%	-	-	-	-
Capital Expenditures	-0.23	-11.47	-34.06	-29.4	-36.15	-25.02
Investment in Securities	-249.08	-612.08	-208.93	-15.53	198.31	-359.43
Other Investing Activities	-163.74	202.71	114.69	110.07	100.79	89.5
Investing Cash Flow	-413.04	-420.84	-128.3	65.14	262.95	-294.95
Long-Term Debt Issued	-	211.22	-	-	-	47.8
Long-Term Debt Repaid	-	-	-123.43	-293.9	-120.3	-
Net Debt Issued (Repaid)	289.41	211.22	-123.43	-293.9	-120.3	47.8
Common Dividends Paid	-7	-59.36	-49	-45.22	-34.18	-5.06
Other Financing Activities	-247.66	-177.27	23.4	35.51	44	93.73
Financing Cash Flow	34.76	-25.41	-149.04	-303.61	-110.48	136.46
Foreign Exchange Rate Adjustments	22.64	25.06	33.7	40.08	32.76	28.42
Net Cash Flow	557.81	-28.98	283.24	-485.37	102.63	600.92
Free Cash Flow	913.24	380.75	492.82	-316.38	-118.75	705.98
Free Cash Flow Growth	181.81%	-22.74%	-	-	-	-
Free Cash Flow Margin	220.69%	85.54%	90.74%	-63.97%	-24.76%	193.37%
Free Cash Flow Per Share	19.19	8.00	10.35	-6.65	-2.50	14.83
Cash Income Tax Paid	62.35	59.87	96.44	96.78	51.83	131.73

Source: S&P Global Market Intelligence. Banks template. Financial Sources.