BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Statistics

Total Valuation

BVMT:BH has a market cap or net worth of TND 431.73 million.

Market Cap	431.73M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

BVMT:BH has 47.60 million shares outstanding.

Current Share Class	47.60M
Shares Outstanding	47.60M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 3.98 and the forward PE ratio is 9.26.

PE Ratio	3.98
Forward PE	9.26
PS Ratio	0.93
PB Ratio	0.31
P/TBV Ratio	0.33
P/FCF Ratio	0.93
P/OCF Ratio	0.88
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	9.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.97%.

Return on Equity (ROE)	7.97%
Return on Assets (ROA)	0.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	244,001
Profits Per Employee	57,081
Employee Count	1,901
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BH has paid 68.01 million in taxes.

Income Tax	68.01M
Effective Tax Rate	38.53%

Stock Price Statistics

The stock price has decreased by -36.21% in the last 52 weeks. The beta is 0.15, so BVMT:BH's price volatility has been lower than the market average.

Beta (5Y)	0.15
52-Week Price Change	-36.21%
50-Day Moving Average	9.77
200-Day Moving Average	11.95
Relative Strength Index (RSI)	34.90
Average Volume (20 Days)	1,623

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BH had revenue of TND 463.85 million and earned 108.51 million in profits. Earnings per share was 2.28.

Revenue	463.85M
Gross Profit	463.85M
Operating Income	189.30M
Pretax Income	176.52M
Net Income	108.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2.28

Balance Sheet

The company has 244.63 million in cash and 4.64 billion in debt, giving a net cash position of -4.39 billion or -92.30 per share.

Cash & Cash Equivalents	244.63M
Total Debt	4.64B
Net Cash	-4.39B
Net Cash Per Share	-92.30
Equity (Book Value)	1.39B
Book Value Per Share	29.21
Working Capital	-8.59B

Cash Flow

In the last 12 months, operating cash flow was 490.10 million and capital expenditures -23.75 million, giving a free cash flow of 466.35 million.

Operating Cash Flow	490.10M
Capital Expenditures	-23.75M
Free Cash Flow	466.35M
FCF Per Share	9.80

Margins

Gross Margin	n/a
Operating Margin	40.81%
Pretax Margin	38.06%
Profit Margin	23.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	100.54%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 4.40%.

Dividend Per Share	0.40
Dividend Yield	4.40%
Dividend Growth (YoY)	-63.64%
Years of Dividend Growth	1
Payout Ratio	48.25%
Buyback Yield	n/a
Shareholder Yield	4.26%
Earnings Yield	25.13%
FCF Yield	108.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4