BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Statistics

Total Valuation

BVMT:BH has a market cap or net worth of TND 442.68 million.

Market Cap	442.68M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

BVMT:BH has 47.60 million shares outstanding.

Current Share Class	47.60M
Shares Outstanding	47.60M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.23 and the forward PE ratio is 9.49.

PE Ratio	6.23
Forward PE	9.49
PS Ratio	0.99
PB Ratio	0.24
P/TBV Ratio	0.28
P/FCF Ratio	1.16
P/OCF Ratio	1.13
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	12.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.08%.

Return on Equity (ROE)	5.08%
Return on Assets (ROA)	0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	234,148
Profits Per Employee	37,363
Employee Count	1,901
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BH has paid 46.31 million in taxes.

Income Tax	46.31M
Effective Tax Rate	35.07%

Stock Price Statistics

The stock price has decreased by -32.22% in the last 52 weeks. The beta is 0.18, so BVMT:BH's price volatility has been lower than the market average.

Beta (5Y)	0.18
52-Week Price Change	-32.22%
50-Day Moving Average	9.40
200-Day Moving Average	11.49
Relative Strength Index (RSI)	49.13
Average Volume (20 Days)	530

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BH had revenue of TND 445.12 million and earned 71.03 million in profits. Earnings per share was 1.49.

Revenue	445.12M
Gross Profit	445.12M
Operating Income	143.80M
Pretax Income	132.03M
Net Income	71.03M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.49

Balance Sheet

The company has 488.96 million in cash and 4.83 billion in debt, giving a net cash position of -4.34 billion or -91.16 per share.

Cash & Cash Equivalents	488.96M
Total Debt	4.83B
Net Cash	-4.34B
Net Cash Per Share	-91.16
Equity (Book Value)	1.82B
Book Value Per Share	33.85
Working Capital	-7.93B

Cash Flow

In the last 12 months, operating cash flow was 392.21 million and capital expenditures -11.47 million, giving a free cash flow of 380.75 million.

Operating Cash Flow	392.21M
Capital Expenditures	-11.47M
Free Cash Flow	380.75M
FCF Per Share	8.00

Margins

Gross Margin	n/a
Operating Margin	32.31%
Pretax Margin	29.66%
Profit Margin	15.96%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	85.54%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 4.30%.

Dividend Per Share	0.40
Dividend Yield	4.30%
Dividend Growth (YoY)	-63.64%
Years of Dividend Growth	1
Payout Ratio	83.57%
Buyback Yield	n/a
Shareholder Yield	4.30%
Earnings Yield	16.05%
FCF Yield	86.01%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4