BH Bank Société anonyme (BVMT:BH)

BH Bank Société anonyme Statistics

Total Valuation

BVMT:BH has a market cap or net worth of TND 442.68 million.

Market Cap	442.68M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, December 2, 2025.

Earnings Date	Dec 2, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

BVMT:BH has 47.60 million shares outstanding.

Current Share Class	47.60M
Shares Outstanding	47.60M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.26 and the forward PE ratio is 15.25.

PE Ratio	9.26
Forward PE	15.25
PS Ratio	1.07
PB Ratio	0.32
P/TBV Ratio	0.34
P/FCF Ratio	0.48
P/OCF Ratio	0.48
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.55%.

Return on Equity (ROE)	4.55%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	217,684
Profits Per Employee	25,156
Employee Count	1,901
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:BH has paid 38.24 million in taxes.

Income Tax	38.24M
Effective Tax Rate	37.95%

Stock Price Statistics

The stock price has decreased by -32.12% in the last 52 weeks. The beta is 0.20, so BVMT:BH's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	-32.12%
50-Day Moving Average	9.33
200-Day Moving Average	11.15
Relative Strength Index (RSI)	46.12
Average Volume (20 Days)	631

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:BH had revenue of TND 413.82 million and earned 47.82 million in profits. Earnings per share was 1.00.

Revenue	413.82M
Gross Profit	413.82M
Operating Income	107.20M
Pretax Income	100.76M
Net Income	47.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.00

Balance Sheet

The company has 533.56 million in cash and 4.85 billion in debt, giving a net cash position of -4.32 billion or -90.68 per share.

Cash & Cash Equivalents	533.56M
Total Debt	4.85B
Net Cash	-4.32B
Net Cash Per Share	-90.68
Equity (Book Value)	1.39B
Book Value Per Share	29.15
Working Capital	-8.39B

Cash Flow

In the last 12 months, operating cash flow was 913.46 million and capital expenditures -225,000, giving a free cash flow of 913.24 million.

Operating Cash Flow	913.46M
Capital Expenditures	-225,000
Free Cash Flow	913.24M
FCF Per Share	19.19

Margins

Gross Margin	n/a
Operating Margin	25.91%
Pretax Margin	24.35%
Profit Margin	11.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	220.69%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 4.30%.

Dividend Per Share	0.40
Dividend Yield	4.30%
Dividend Growth (YoY)	-63.64%
Years of Dividend Growth	1
Payout Ratio	39.81%
Buyback Yield	n/a
Shareholder Yield	4.30%
Earnings Yield	10.80%
FCF Yield	206.30%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 17, 2017. It was a forward split with a ratio of 1.2.

Last Split Date	Nov 17, 2017
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4