BH Assurance (BVMT:BHASS)
Tunisia · Delayed Price · Currency is TND 83.29
-3.92 (-4.49%)
At close: Aug 21, 2026
BH Assurance Financials Overview
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 214.61 | 185.66 | 178.11 | 157.86 | 142.05 | 125.09 |
Revenue Growth | 15.59% | 4.24% | 12.83% | 11.13% | 13.56% | 21.05% |
Operating Income Operating Income Growth | 16.93 | 14.92 | 16.57 | 19.18 | 18.29 | 15.35 |
Net Income Net Income Growth | 12.9 | 11.13 | 11.01 | 13.18 | 13.31 | 13.15 |
Earnings Per Share EPS Growth | - | 4.18 | 4.14 | 4.95 | 5.00 | 4.94 |
EPS Growth | - | 1.02% | -16.41% | -0.98% | 1.21% | 36.08% |
| Fiscal Year | FY 2025 |
|---|---|
| Period Ending | Dec '25 Dec 31, 2025 |
Non-Life - Automobile Non-Life - Automobile Growth | 52.03 |
Non-Life - ARD Non-Life - ARD Growth | 1.35 |
Non-Life - Fire Non-Life - Fire Growth | 2.53 |
Non-Life - Engineering Non-Life - Engineering Growth | 0.3 |
Non-Life - Transportation Non-Life - Transportation Growth | 1.05 |
Non-Life - Disease Non-Life - Disease Growth | 42.26 |
Life - Death Life - Death Growth | 23.89 |
Life - Capitalization Life - Capitalization Growth | 53.84 |
Life - Life Life - Life Growth | 0.04 |
Total Total Growth | 177.29 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash (Debt) Net Cash Growth | 5.93 | 8.55 | 6.96 | 6.39 | 64.44 | 61.57 |
Net Cash Growth | -30.62% | 22.78% | 9.04% | -90.09% | 4.66% | 68.80% |
Net Cash Per Share Net Cash Per Share Growth | - | 3.21 | 2.62 | 2.40 | 24.23 | 23.15 |
Cash & Investments Cash & Investments Growth | 5.93 | 8.55 | 6.96 | 6.39 | 64.44 | 61.57 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 43.17 | 43.82 | 54.67 | 43.54 | 41.12 | 26.78 |
Capital Expenditures CapEx Growth | -3.87 | -4.11 | -4.65 | -1.78 | -2.8 | -0.99 |
Free Cash Flow Free Cash Flow Growth | 39.3 | 39.71 | 50.02 | 41.76 | 38.33 | 25.79 |
Free Cash Flow Growth | -1.03% | -20.61% | 19.78% | 8.97% | 48.61% | -4.93% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 7.89% | 8.04% | 9.30% | 12.15% | 12.88% | 12.27% |
Pretax Margin | 7.54% | 7.48% | 8.78% | 10.83% | 12.55% | 12.13% |
Profit Margin | 6.01% | 5.99% | 6.18% | 8.35% | 9.37% | 10.51% |
FCF Margin | 18.31% | 21.39% | 28.08% | 26.46% | 26.98% | 20.62% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.500 | - | - | 1.500 | 1.250 | 1.100 |
Dividend Per Share Growth | 6.67% | - | - | 20.00% | 13.64% | - |
Dividend Yield | 1.80% | - | - | 3.34% | 2.78% | 2.64% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 17.17 | 15.06 | 11.83 | 9.84 | 9.99 | 9.61 |
Forward PE | 19.24 | 14.58 | 13.28 | 9.12 | 14.75 | 14.75 |
P/FCF Ratio | 5.64 | 4.22 | 2.61 | 3.11 | 3.47 | 4.90 |
PS Ratio | 1.03 | 0.90 | 0.73 | 0.82 | 0.94 | 1.01 |