BH Assurance (BVMT:BHASS)
Tunisia · Delayed Price · Currency is TND 62.44
-1.60 (-2.50%)
At close: Jun 15, 2026
BH Assurance Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 155.86 | 152.65 | 132.99 | 122.41 | 110.14 |
Total Interest & Dividend Income | 30.77 | 26.57 | 23.6 | 20.18 | 14.86 |
Gain (Loss) on Sale of Investments | -1.17 | -1.15 | 1.18 | -0.72 | 0.04 |
Other Revenue | 0.21 | 0.04 | 0.1 | 0.18 | 0.05 |
| 185.66 | 178.11 | 157.86 | 142.05 | 125.09 | |
Revenue Growth (YoY) | 4.24% | 12.83% | 11.13% | 13.56% | 21.05% |
Policy Benefits | 140.18 | 128.77 | 111.26 | 97.69 | 83.02 |
Policy Acquisition & Underwriting Costs | 25.5 | 25.58 | 23.15 | 23.13 | 21.17 |
Selling, General & Administrative | 24.66 | 22.81 | 20.67 | 18.99 | 18.05 |
Other Operating Expenses | 0.37 | 1.47 | -0.2 | 0.13 | 1.83 |
Reinsurance Income or Expense | 19.97 | 17.08 | 16.2 | 16.18 | 14.33 |
Total Operating Expenses | 170.74 | 161.54 | 138.68 | 123.76 | 109.75 |
Operating Income | 14.92 | 16.57 | 19.18 | 18.29 | 15.35 |
Other Non Operating Income (Expenses) | - | - | 0 | - | - |
EBT Excluding Unusual Items | 14.92 | 16.57 | 19.18 | 18.29 | 15.35 |
Other Unusual Items | -1.04 | -0.93 | -2.08 | -0.47 | -0.17 |
Pretax Income | 13.89 | 15.64 | 17.1 | 17.82 | 15.17 |
Income Tax Expense | 2.76 | 4.63 | 3.93 | 4.52 | 2.03 |
Net Income | 11.13 | 11.01 | 13.18 | 13.31 | 13.15 |
Net Income to Common | 11.13 | 11.01 | 13.18 | 13.31 | 13.15 |
Net Income Growth | 1.02% | -16.41% | -0.98% | 1.21% | 36.08% |
Shares Outstanding (Basic) | 3 | 3 | 3 | 3 | 3 |
Shares Outstanding (Diluted) | 3 | 3 | 3 | 3 | 3 |
EPS (Basic) | 4.18 | 4.14 | 4.95 | 5.00 | 4.94 |
EPS (Diluted) | 4.18 | 4.14 | 4.95 | 5.00 | 4.94 |
EPS Growth | 1.02% | -16.41% | -0.98% | 1.21% | 36.08% |
Free Cash Flow | 39.71 | 50.02 | 41.76 | 38.33 | 25.79 |
Free Cash Flow Per Share | 14.93 | 18.81 | 15.70 | 14.41 | 9.70 |
Dividend Per Share | - | - | 1.500 | 1.250 | 1.100 |
Dividend Growth | - | - | 20.00% | 13.64% | - |
Operating Margin | 8.04% | 9.30% | 12.15% | 12.88% | 12.27% |
Profit Margin | 5.99% | 6.18% | 8.35% | 9.37% | 10.51% |
Free Cash Flow Margin | 21.39% | 28.08% | 26.46% | 26.98% | 20.62% |
EBITDA | 16.17 | 17.99 | 20.69 | 20.11 | 17.13 |
EBITDA Margin | 8.71% | 10.10% | 13.11% | 14.15% | 13.69% |
D&A For EBITDA | 1.25 | 1.42 | 1.51 | 1.81 | 1.78 |
EBIT | 14.92 | 16.57 | 19.18 | 18.29 | 15.35 |
EBIT Margin | 8.04% | 9.30% | 12.15% | 12.88% | 12.27% |
Effective Tax Rate | 19.87% | 29.59% | 22.97% | 25.34% | 13.35% |