BH Assurance (BVMT:BHASS)

BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	174	168	130	130	133	126
Market Cap Growth	98.48%	28.57%	0.51%	-2.50%	5.26%	-
Enterprise Value	169	162	125	62	72	73
PE Ratio	15.66	15.06	11.83	9.84	9.99	9.61
PS Ratio	0.94	0.90	0.73	0.82	0.94	1.01
PB Ratio	1.51	1.46	1.21	1.29	1.46	1.57
P/FCF Ratio	4.39	4.22	2.61	3.11	3.47	4.90
P/OCF Ratio	3.98	3.82	2.38	2.98	3.23	4.72
EV/Sales Ratio	0.91	0.87	0.70	0.39	0.51	0.59
EV/EBITDA Ratio	10.42	10.01	6.94	2.98	3.60	4.28
EV/EBIT Ratio	11.29	10.85	7.53	3.21	3.95	4.78
EV/FCF Ratio	4.24	4.08	2.50	1.48	1.89	2.84
Net Debt / Equity Ratio	-0.07	-0.07	-0.06	-0.06	-0.71	-0.76
Net Debt / EBITDA Ratio	-0.53	-0.53	-0.39	-0.31	-3.20	-3.59
Net Debt / FCF Ratio	-0.21	-0.21	-0.14	-0.15	-1.68	-2.39
Quick Ratio	0.38	0.38	0.37	0.37	0.64	0.64
Current Ratio	0.85	0.85	0.90	0.89	1.18	1.17
Asset Turnover	0.32	0.32	0.33	0.33	0.34	0.34
Return on Equity (ROE)	9.98%	9.98%	10.54%	13.72%	15.49%	17.42%
Return on Assets (ROA)	1.59%	1.59%	1.94%	2.53%	2.77%	2.62%
Return on Invested Capital (ROIC)	10.39%	10.72%	11.17%	15.39%	15.90%	17.62%
Earnings Yield	6.39%	6.64%	8.45%	10.16%	10.01%	10.41%
FCF Yield	22.79%	23.70%	38.38%	32.21%	28.82%	20.41%
Dividend Yield	2.29%	-	-	3.26%	2.71%	2.57%
Payout Ratio	37.40%	37.40%	37.69%	26.06%	22.76%	20.88%
Total Shareholder Return	2.29%	-	-	3.26%	2.71%	2.57%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.