BH Assurance (BVMT:BHASS)

Tunisia · Delayed Price · Currency is TND

0.00

0.00 (0.00%)

Price not available due to exchange restrictions

BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	202	168	130	130	133	126
Market Cap Growth	20.60%	28.57%	0.51%	-2.50%	5.26%	0%
Enterprise Value	196	162	125	62	72	73

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.67	15.06	11.83	9.84	9.99	9.61
PS Ratio	0.94	0.90	0.73	0.82	0.94	1.01
PB Ratio	1.75	1.46	1.21	1.29	1.46	1.57
P/FCF Ratio	5.14	4.22	2.61	3.11	3.47	4.90
P/OCF Ratio	4.68	3.82	2.38	2.98	3.23	4.72

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.91	0.87	0.70	0.39	0.51	0.59
EV/EBITDA Ratio	10.80	10.01	6.94	2.98	3.60	4.28
EV/EBIT Ratio	11.66	10.85	7.53	3.21	3.95	4.78
EV/FCF Ratio	4.99	4.08	2.50	1.48	1.89	2.84

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.05	-0.07	-0.06	-0.06	-0.71	-0.76
Net Debt / EBITDA Ratio	-0.33	-0.53	-0.39	-0.31	-3.20	-3.59
Net Debt / FCF Ratio	-0.15	-0.21	-0.14	-0.15	-1.68	-2.39
Quick Ratio	0.43	0.38	0.37	0.37	0.64	0.64
Current Ratio	0.88	0.85	0.90	0.89	1.18	1.17
Asset Turnover	0.34	0.32	0.33	0.33	0.34	0.34
Return on Equity (ROE)	11.58%	9.98%	10.54%	13.72%	15.49%	17.42%
Return on Assets (ROA)	1.67%	1.59%	1.94%	2.53%	2.77%	2.62%
Return on Invested Capital (ROIC)	11.59%	10.72%	11.17%	15.39%	15.90%	17.62%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	6.38%	6.64%	8.45%	10.16%	10.01%	10.41%
FCF Yield	19.45%	23.70%	38.38%	32.21%	28.82%	20.41%
Dividend Yield	1.97%	-	-	3.34%	2.78%	2.64%
Payout Ratio	34.31%	37.40%	37.69%	26.06%	22.76%	20.88%
Total Shareholder Return	1.97%	-	-	3.34%	2.78%	2.64%