BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	203	168	130	130	133	126
Market Cap Growth	135.42%	28.57%	0.51%	-2.50%	5.26%	-
Enterprise Value	195	162	125	62	72	73
PE Ratio	18.27	15.06	11.83	9.84	9.99	9.61
PS Ratio	1.10	0.90	0.73	0.82	0.94	1.01
PB Ratio	1.77	1.46	1.21	1.29	1.46	1.57
P/FCF Ratio	5.12	4.22	2.61	3.11	3.47	4.90
P/OCF Ratio	4.64	3.82	2.38	2.98	3.23	4.72
EV/Sales Ratio	1.05	0.87	0.70	0.39	0.51	0.59
EV/EBITDA Ratio	12.05	10.01	6.94	2.98	3.60	4.28
EV/EBIT Ratio	13.05	10.85	7.53	3.21	3.95	4.78
EV/FCF Ratio	4.90	4.08	2.50	1.48	1.89	2.84
Net Debt / Equity Ratio	-0.07	-0.07	-0.06	-0.06	-0.71	-0.76
Net Debt / EBITDA Ratio	-0.53	-0.53	-0.39	-0.31	-3.20	-3.59
Net Debt / FCF Ratio	-0.21	-0.21	-0.14	-0.15	-1.68	-2.39
Quick Ratio	0.38	0.38	0.37	0.37	0.64	0.64
Current Ratio	0.85	0.85	0.90	0.89	1.18	1.17
Asset Turnover	0.32	0.32	0.33	0.33	0.34	0.34
Return on Equity (ROE)	9.98%	9.98%	10.54%	13.72%	15.49%	17.42%
Return on Assets (ROA)	1.59%	1.59%	1.94%	2.53%	2.77%	2.62%
Return on Invested Capital (ROIC)	10.39%	10.72%	11.17%	15.39%	15.90%	17.62%
Earnings Yield	5.47%	6.64%	8.45%	10.16%	10.01%	10.41%
FCF Yield	19.53%	23.70%	38.38%	32.21%	28.82%	20.41%
Dividend Yield	2.09%	-	-	3.34%	2.78%	2.64%
Payout Ratio	37.40%	37.40%	37.69%	26.06%	22.76%	20.88%
Total Shareholder Return	2.09%	-	-	3.34%	2.78%	2.64%