BH Assurance (BVMT:BHASS)

Tunisia · Delayed Price · Currency is TND

83.29

-3.92 (-4.49%)

At close: Aug 21, 2026

BH Assurance Cash Flow Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	12.9	11.13	11.01	13.18	13.31	13.15
Depreciation & Amortization	1.25	1.25	1.42	1.51	1.81	1.78
Other Amortization	0.07	0.07	-	-	-	-
Other Operating Activities	28.96	31.38	42.24	28.86	26.01	11.85
Operating Cash Flow	43.17	43.82	54.67	43.54	41.12	26.78
Operating Cash Flow Growth	-2.26%	-19.84%	25.56%	5.88%	53.59%	-7.15%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-3.87	-4.11	-4.65	-1.78	-2.8	-0.99
Sale of Property, Plant & Equipment	0.24	0.2	0.07	0.06	0.18	-
Investment in Securities	-34.87	-34.16	-45.36	-96.45	-32.61	2.05
Other Investing Activities	-	-	-	0	-	-
Investing Cash Flow	-38.5	-38.08	-49.94	-98.17	-35.23	1.07

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Dividends Paid	-4.43	-4.16	-4.15	-3.43	-3.03	-2.75
Financing Cash Flow	-4.43	-4.16	-4.15	-3.43	-3.03	-2.75

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Miscellaneous Cash Flow Adjustments	-	-	-	-0	-	-
Net Cash Flow	0.25	1.59	0.58	-58.06	2.87	25.1

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	39.3	39.71	50.02	41.76	38.33	25.79
Free Cash Flow Growth	4.04%	-20.61%	19.78%	8.97%	48.61%	-4.93%
Free Cash Flow Margin	18.31%	21.39%	28.08%	26.46%	26.98%	20.62%
Free Cash Flow Per Share	-	14.93	18.81	15.70	14.41	9.70
Levered Free Cash Flow	13.75	23.92	6.25	10.21	7.41	7.41
Unlevered Free Cash Flow	13.75	23.92	6.25	10.21	7.41	7.41

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Income Tax Paid	11.27	11.27	10.64	11.46	3.73	4.98