Tunisia · Delayed Price · Currency is TND BH Assurance Statistics
Total Valuation
BH Assurance has a market cap or net worth of TND 221.55 million. The enterprise value is 213.00 million.
| Market Cap | 221.55M |
| Enterprise Value | 213.00M |
Important Dates
The next estimated earnings date is Thursday, December 3, 2026.
| Earnings Date | Dec 3, 2026 |
| Ex-Dividend Date | May 12, 2026 |
Share Statistics
BH Assurance has 2.66 million shares outstanding.
| Current Share Class | 2.66M |
| Shares Outstanding | 2.66M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 17.17 and the forward PE ratio is 19.24.
| PE Ratio | 17.17 |
| Forward PE | 19.24 |
| PS Ratio | 1.03 |
| PB Ratio | 1.91 |
| P/TBV Ratio | 1.98 |
| P/FCF Ratio | 5.64 |
| P/OCF Ratio | 5.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.69, with an EV/FCF ratio of 5.42.
| EV / Earnings | 16.51 |
| EV / Sales | 0.99 |
| EV / EBITDA | 11.69 |
| EV / EBIT | 12.58 |
| EV / FCF | 5.42 |
Financial Position
The company has a current ratio of 0.88
| Current Ratio | 0.88 |
| Quick Ratio | 0.43 |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.58% and return on invested capital (ROIC) is 11.66%.
| Return on Equity (ROE) | 11.58% |
| Return on Assets (ROA) | 1.68% |
| Return on Invested Capital (ROIC) | 11.66% |
| Return on Capital Employed (ROCE) | 4.39% |
| Weighted Average Cost of Capital (WACC) | 3.51% |
| Revenue Per Employee | 1.80M |
| Profits Per Employee | 108,401 |
| Employee Count | 119 |
| Asset Turnover | 0.34 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BH Assurance has paid 3.27 million in taxes.
| Income Tax | 3.27M |
| Effective Tax Rate | 20.23% |
Stock Price Statistics
The stock price has increased by +30.14% in the last 52 weeks. The beta is -0.14, so BH Assurance's price volatility has been lower than the market average.
| Beta (5Y) | -0.14 |
| 52-Week Price Change | +30.14% |
| 50-Day Moving Average | 63.28 |
| 200-Day Moving Average | 52.06 |
| Relative Strength Index (RSI) | 70.40 |
| Average Volume (20 Days) | 40 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, BH Assurance had revenue of TND 214.61 million and earned 12.90 million in profits.
| Revenue | 214.61M |
| Gross Profit | 23.85M |
| Operating Income | 16.93M |
| Pretax Income | 16.17M |
| Net Income | 12.90M |
| EBITDA | 18.22M |
| EBIT | 16.93M |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 5.93 million in cash and no debt, with a net cash position of 5.93 million or 2.23 per share.
| Cash & Cash Equivalents | 5.93M |
| Total Debt | n/a |
| Net Cash | 5.93M |
| Net Cash Per Share | 2.23 |
| Equity (Book Value) | 115.76M |
| Book Value Per Share | n/a |
| Working Capital | -33.27M |
Cash Flow
In the last 12 months, operating cash flow was 43.17 million and capital expenditures -3.87 million, giving a free cash flow of 39.30 million.
| Operating Cash Flow | 43.17M |
| Capital Expenditures | -3.87M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 39.30M |
| FCF Per Share | 14.77 |
Margins
Gross margin is 11.11%, with operating and profit margins of 7.89% and 6.01%.
| Gross Margin | 11.11% |
| Operating Margin | 7.89% |
| Pretax Margin | 7.54% |
| Profit Margin | 6.01% |
| EBITDA Margin | 8.49% |
| EBIT Margin | 7.89% |
| FCF Margin | 18.31% |
Dividends & Yields
This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 1.80%.
| Dividend Per Share | 1.50 |
| Dividend Yield | 1.80% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 34.31% |
| Buyback Yield | n/a |
| Shareholder Yield | 1.80% |
| Earnings Yield | 5.82% |
| FCF Yield | 17.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |