BH Assurance (BVMT: BHASS)

BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 2, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	130	130	133	126	126	78
Market Cap Growth	-3.08%	-2.50%	5.26%	0%	62.73%	-12.60%
Enterprise Value	125	62	72	73	124	73
PE Ratio	11.65	9.84	10.00	9.61	13.08	8.17
PS Ratio	0.77	0.82	0.94	1.01	1.22	0.81
PB Ratio	1.30	1.28	1.46	1.57	1.80	1.23
P/FCF Ratio	2.72	3.10	3.47	4.90	4.66	2.88
P/OCF Ratio	2.60	2.98	3.23	4.72	4.38	2.76
EV/Sales Ratio	0.74	0.39	0.51	0.59	1.20	0.77
EV/EBITDA Ratio	7.22	2.98	3.60	4.28	8.39	4.82
EV/EBIT Ratio	7.79	3.21	3.95	4.77	9.51	5.30
EV/FCF Ratio	2.70	1.48	1.89	2.84	4.57	2.71
Quick Ratio	0.35	0.37	0.64	0.64	0.47	0.25
Current Ratio	0.90	0.89	1.18	1.16	1.00	0.78
Asset Turnover	0.32	0.33	0.34	0.34	0.31	0.32
Return on Equity (ROE)	11.60%	13.72%	15.49%	17.42%	14.48%	16.26%
Return on Assets (ROA)	1.92%	2.53%	2.77%	2.62%	2.46%	2.90%
Return on Capital (ROIC)	10.38%	12.48%	13.31%	12.71%	12.20%	14.72%
Return on Capital Employed (ROCE)	2.83%	3.82%	4.13%	4.01%	3.74%	4.41%
Earnings Yield	8.58%	10.16%	10.00%	10.41%	7.65%	12.24%
Earnings Yield	8.58%	10.16%	10.00%	10.41%	7.65%	12.24%
FCF Yield	35.48%	32.21%	28.82%	20.41%	21.47%	34.66%
Dividend Yield	3.06%	3.17%	2.65%	2.51%	-	-
Payout Ratio	37.11%	26.06%	22.76%	20.88%	28.46%	1.00%
Total Shareholder Return	3.06%	3.17%	2.65%	2.51%	-	-

Source: S&P Capital IQ. Insurance template. Financial Sources.