BH Assurance (BVMT:BHASS)

BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 25, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	180	130	130	133	126	126
Market Cap Growth	99.41%	0.51%	-2.50%	5.26%	-	62.73%
Enterprise Value	174	125	62	72	73	124
PE Ratio	16.18	11.83	9.84	9.99	9.61	13.08
PS Ratio	1.00	0.73	0.82	0.94	1.01	1.22
PB Ratio	1.68	1.21	1.29	1.46	1.57	1.80
P/FCF Ratio	4.75	2.61	3.11	3.47	4.90	4.66
P/OCF Ratio	4.06	2.38	2.98	3.23	4.72	4.38
EV/Sales Ratio	0.97	0.70	0.39	0.51	0.59	1.20
EV/EBITDA Ratio	9.66	7.05	2.98	3.60	4.28	8.39
EV/EBIT Ratio	10.22	7.53	3.21	3.95	4.78	9.51
EV/FCF Ratio	4.60	2.50	1.48	1.89	2.84	4.57
Net Debt / Equity Ratio	-0.05	-0.06	-0.06	-0.71	-0.76	-0.52
Net Debt / EBITDA Ratio	-0.32	-0.39	-0.31	-3.20	-3.59	-2.47
Net Debt / FCF Ratio	-0.15	-0.14	-0.15	-1.68	-2.39	-1.34
Quick Ratio	0.38	0.37	0.37	0.64	0.64	0.47
Current Ratio	0.89	0.89	0.89	1.18	1.17	1.00
Asset Turnover	0.31	0.33	0.33	0.34	0.34	0.31
Return on Equity (ROE)	10.72%	10.54%	13.72%	15.49%	17.42%	14.48%
Return on Assets (ROA)	1.83%	1.94%	2.53%	2.77%	2.62%	2.46%
Return on Invested Capital (ROIC)	11.27%	11.17%	15.39%	15.90%	17.62%	15.22%
Earnings Yield	6.18%	8.45%	10.16%	10.01%	10.41%	7.65%
FCF Yield	21.04%	38.38%	32.21%	28.82%	20.41%	21.47%
Dividend Yield	2.28%	-	3.26%	2.71%	2.57%	-
Payout Ratio	37.50%	37.69%	26.06%	22.76%	20.88%	28.46%
Total Shareholder Return	2.28%	-	3.26%	2.71%	2.57%	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.